2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Wisconsin (2026)

Near the US median for acl surgery (acl reconstruction) pricing · WI

Wisconsin Average
$19,960
Near national average
Typical Range
$9,980 – $29,940
National avg: $20,000
Editorial view of Wisconsin
Regional Pricing Confidence
90% Confidence Index
The Wisconsin Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Wisconsin.

Regional Price Parity

Wisconsin's cost-of-living index sits at 99.8 — near the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

53 facilities perform this procedure in Wisconsin — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

Wisconsin tracks within 0.2% of the national average ($20,000) — a typical mid-market pricing environment with wide provider variance.

State Context

ACL Surgery (ACL Reconstruction) in Wisconsin: What to Know

In Wisconsin, ACL reconstruction is a fairly common procedure, especially among young athletes. The state sees a significant number of these surgeries performed annually, with a higher incidence in females. While specific centers of excellence aren't widely published, many orthopedic practices throughout the state offer advanced arthroscopic techniques for ACL repair. You'll find a concentration of providers in larger cities like Madison and Milwaukee, as well as the Fox Valley region.

If you're seeking more affordable options, consider exploring facilities outside of major metropolitan areas. While Wisconsin does not have a traditional Certificate of Need law that might restrict the supply of services, it's always wise to compare costs across different hospital systems and surgical centers. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Wisconsin

Pricing for acl surgery (acl reconstruction) in Wisconsin is roughly in line with the rest of the country. Here's the breakdown.

Facility Fee

OR time and hospital staffing

$4,192 - $7,784

Most significant cost

Surgeon Fee

Expertise and experience level

$4,192 - $7,784

Implants & Supplies

$2,096 - $3,892

Post-Op Care

Recovery and aftercare

$2,096 - $3,892

Anesthesia

Anesthesiologist or CRNA fee

$1,397 - $2,595

Total Estimated Cost

Wisconsin all-in range

$9,980 – $29,940

Financing Options

Many Wisconsin clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $19,960 looks like:

$832/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for Wisconsin's regional price parity (99.8). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Wisconsin

These Wisconsin facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Volume
University Of Wi Hospitals & Clinics Authority Madison $2,960 $2,345 148
Oakleaf Surgical Hospital Altoona $2,854 $2,269 138
Fort Memorial Hospital Fort Atkinson $2,810 $2,226 126
Gundersen Lutheran Medical Center La Crosse $2,677 $2,126 108
Aurora Baycare Medical Ctr Green Bay $2,723 $2,150 106
Orthopaedic Hospital Of Wisconsin Glendale $2,886 $2,297 104
Bellin Memorial Hospital Green Bay $2,689 $2,137 91
Aurora Medical Center Grafton $2,882 $2,287 90
Thedacare Regional Medical Center - Appleton Inc Appleton $2,739 $2,153 86
Mayo Clinic Health System In Eau Claire Eau Claire $2,786 $2,213 84
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

ACL Surgery (ACL Reconstruction) pricing varies across the region. Here's how Wisconsin stacks up against its neighbors.

Common Questions

Expert Answers for Wisconsin Patients

Local regulations, insurance nuance, and surgical standards specific to Wisconsin.

Compare Wisconsin with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
How much does acl surgery (acl reconstruction) cost in Wisconsin?
Wisconsin patients pay an average of $19,960 for acl surgery (acl reconstruction). Quotes from individual providers generally fall between $9,980 and $29,940, with facility fees and surgeon experience accounting for most of the variation.
Can I use insurance for acl surgery (acl reconstruction) in Wisconsin?
Insurance typically picks up most of the tab for acl surgery (acl reconstruction) when it's medically indicated. In Wisconsin, confirm your surgeon is in-network and get pre-authorization before scheduling to avoid surprise bills.
How long is recovery after acl surgery (acl reconstruction)?
The recovery timeline for acl surgery (acl reconstruction) is 42 to 180 days. Here's the general pattern: days 1-42 involve significant rest, days 42-180 are a gradual return to activity. Wisconsin patients should also budget for post-op care costs — follow-up visits, pain management, and any required imaging or lab work.
Are payment plans available for acl surgery (acl reconstruction) in Wisconsin?
Most Wisconsin surgeons work with financing companies that offer monthly payment plans. CareCredit and Prosper are the most common. You might also ask about cash-pay pricing — some providers knock 10-20% off the $19,960 sticker price when you pay upfront.
What should I look for in a Wisconsin acl surgery (acl reconstruction) provider?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Wisconsin, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.
Can I save by getting acl surgery (acl reconstruction) in a neighboring state?
Crossing into Iowa could save you $860 on acl surgery (acl reconstruction). That's $19,100 vs. Wisconsin's $19,960. The key logistics to sort out: does your insurance cover Iowa providers, and can your Wisconsin doctor handle follow-up care after the procedure?
Can Medicaid help pay for acl surgery (acl reconstruction) in Wisconsin?
Wisconsin Medicaid may cover acl surgery (acl reconstruction) when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Wisconsin

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Wisconsin's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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