ACL Surgery (ACL Reconstruction) Cost in New Jersey (2026)
Above-average costs · 9.5% over the US mean · NJ
What Drives Pricing Here
Three factors explain most of why acl surgery (acl reconstruction) costs what it does in New Jersey.
Regional Price Parity
New Jersey's cost-of-living index sits at 109.5 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.
Specialist Availability
47 facilities perform this procedure in New Jersey — competition keeps pricing honest and gives you real leverage to shop quotes.
Vs. National Benchmark
At +9.5% above the national average ($20,000), New Jersey sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.
ACL Surgery (ACL Reconstruction) in New Jersey: What to Know
ACL reconstruction is a common procedure in New Jersey, with higher volumes seen at facilities like Morristown Medical Center and Hackensack University Medical Center. These hospitals are located in northern New Jersey, suggesting this area may be a hub for ACL surgeries. While specific data on out-of-state travel is limited, some New Jersey orthopedic practices cater to out-of-town patients, suggesting that some patients do travel into New Jersey for procedures.
If you're looking to save, consider exploring options outside of major medical centers. Ambulatory surgery centers or smaller hospitals in more rural parts of the state could offer more competitive pricing. You might also want to investigate prices in neighboring Pennsylvania or New York. Verify current pricing directly with providers.
Estimated Cost Breakdown in New Jersey
Expect to pay moderately more for acl surgery (acl reconstruction) in New Jersey. These are the cost components driving the total.
Facility Fee
OR time and hospital staffing
Most significant cost
Surgeon Fee
Expertise and experience level
Implants & Supplies
Post-Op Care
Recovery and aftercare
Anesthesia
Anesthesiologist or CRNA fee
Total Estimated Cost
New Jersey all-in range
Financing Options
Many New Jersey clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $21,900 looks like:
- Soft credit check — no hard pull
- Instant approval decisions
- HSA/FSA eligible for qualifying cases
Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →
Ranges adjusted for New Jersey's regional price parity (109.5). See the national percentage breakdown →
Facility Costs in New Jersey
Below are the top facilities performing acl surgery (acl reconstruction) in New Jersey, ranked by volume. Rates shown are negotiated amounts from CMS Medicare data.
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Morristown Medical Center | Morristown | $3,395 | $2,697 | 200 |
| Hackensack University Medical Center | Hackensack | $3,498 | $2,784 | 172 |
| Penn Medicine Princeton Medical Center | Plainsboro | $3,168 | $2,520 | 122 |
| Holy Name Medical Center | Teaneck | $3,514 | $2,800 | 95 |
| Valley Hospital | Ridgewood | $3,514 | $2,798 | 85 |
| Community Medical Center | Toms River | $3,130 | $2,493 | 83 |
| Englewood Hospital | Englewood | $3,514 | $2,796 | 70 |
| Southern Ocean Medical Center | Manahawkin | $3,014 | $2,374 | 64 |
| Chilton Medical Center | Pompton Plains | $3,428 | $2,722 | 60 |
| Inspira Medical Center Vineland | Vineland | $3,174 | $2,526 | 54 |
ACL Surgery (ACL Reconstruction) Cost in Nearby States
See how New Jersey's acl surgery (acl reconstruction) costs compare to neighboring states. Prices can vary significantly even across state lines.
Expert Answers for New Jersey Patients
Local regulations, insurance nuance, and surgical standards specific to New Jersey.
Compare New Jersey with any other state
See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.
View full acl surgery (acl reconstruction) guideWhat should I expect to pay for acl surgery (acl reconstruction) in New Jersey?
What makes acl surgery (acl reconstruction) cost more in New Jersey?
Will my health insurance pay for acl surgery (acl reconstruction)?
When can I return to work after acl surgery (acl reconstruction)?
What payment options exist for acl surgery (acl reconstruction) in New Jersey?
How do I choose a acl surgery (acl reconstruction) facility in New Jersey?
Can I save by getting acl surgery (acl reconstruction) in a neighboring state?
How we calculate acl surgery (acl reconstruction) costs in New Jersey
Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:
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Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
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HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
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Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
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BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for New Jersey's cost-of-living relative to the national mean.
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FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
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Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.
Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.