ACL Surgery (ACL Reconstruction) Cost in Florida (2026)
In line with national pricing · Regional price parity: 100.3 · FL
What Drives Pricing Here
Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Florida.
Regional Price Parity
Florida's cost-of-living index sits at 100.3 — near the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.
Specialist Availability
116 facilities perform this procedure in Florida — competition keeps pricing honest and gives you real leverage to shop quotes.
Vs. National Benchmark
Florida tracks within 0.3% of the national average ($20,000) — a typical mid-market pricing environment with wide provider variance.
ACL Surgery (ACL Reconstruction) in Florida: What to Know
ACL reconstruction volume is concentrated in specific Florida cities, with Jacksonville facilities like Baptist Medical Center and Mayo Clinic leading in cases performed annually. Orthopaedic Specialty Care (OSC) in Ocala also provides ACL reconstruction for patients throughout Florida. If you're an athlete or have multiple ligament injuries, reconstruction might be your best option for restoring knee function.
For potentially lower costs, consider facilities in Tampa, where the median price for ACL reconstruction is $11,892. Also be aware that since 2021, Florida has eliminated Certificate of Need requirements for hospitals, which may lead to increased availability of these services. Verify current pricing directly with providers.
Estimated Cost Breakdown in Florida
Pricing for acl surgery (acl reconstruction) in Florida is roughly in line with the rest of the country. Here's the breakdown.
Facility Fee
OR time and hospital staffing
Most significant cost
Surgeon Fee
Expertise and experience level
Implants & Supplies
Post-Op Care
Recovery and aftercare
Anesthesia
Anesthesiologist or CRNA fee
Total Estimated Cost
Florida all-in range
Financing Options
Many Florida clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $20,060 looks like:
- Soft credit check — no hard pull
- Instant approval decisions
- HSA/FSA eligible for qualifying cases
Prices reflect regional cost-of-living adjustments. How we calculate these numbers →
Ranges adjusted for Florida's regional price parity (100.3). See the national percentage breakdown →
Facility Costs in Florida
Here are the highest-volume acl surgery (acl reconstruction) providers in Florida. All rates come from CMS Medicare claims data — actual payments, not list prices.
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Baptist Medical Center Jacksonville | Jacksonville | $2,597 | $2,058 | 314 |
| Mayo Clinic | Jacksonville | $2,580 | $2,044 | 230 |
| Flagler Hospital | Saint Augustine | $2,808 | $2,234 | 207 |
| Adventhealth Orlando | Orlando | $2,662 | $2,108 | 190 |
| Lee Memorial Hospital | Fort Myers | $2,618 | $2,085 | 157 |
| Hca Florida Ocala Hospital | Ocala | $2,693 | $2,144 | 138 |
| Uf Health Shands Hospital | Gainesville | $2,664 | $2,123 | 122 |
| Orlando Health South Lake Hospital | Clermont | $2,719 | $2,164 | 114 |
| Physicians Regional Medical Center - Pine Ridge | Naples | $2,755 | $2,192 | 106 |
| Gulf Breeze Hospital | Gulf Breeze | $2,622 | $2,087 | 103 |
ACL Surgery (ACL Reconstruction) Cost in Nearby States
Florida runs close to the national average for acl surgery (acl reconstruction), but it's the pricier option compared to its immediate neighbors.
Expert Answers for Florida Patients
Local regulations, insurance nuance, and surgical standards specific to Florida.
Compare Florida with any other state
See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.
View full acl surgery (acl reconstruction) guideWhat should I expect to pay for acl surgery (acl reconstruction) in Florida?
Will my health insurance pay for acl surgery (acl reconstruction)?
How long is recovery after acl surgery (acl reconstruction)?
Are payment plans available for acl surgery (acl reconstruction) in Florida?
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Can I save by getting acl surgery (acl reconstruction) in a neighboring state?
Does Florida Medicaid cover acl surgery (acl reconstruction)?
How we calculate acl surgery (acl reconstruction) costs in Florida
Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:
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Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
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HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
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Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
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BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Florida's cost-of-living relative to the national mean.
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FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
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Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.
Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.