2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Hawaii (2026)

16.4% above average — premium pricing market · HI

Hawaii Average
$23,280
▲ +16.4% above national
Typical Range
$11,640 – $34,920
National avg: $20,000
Editorial view of Hawaii
Regional Pricing Confidence
98% Confidence Index
The Hawaii Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Hawaii.

Regional Price Parity

Hawaii's cost-of-living index sits at 116.4 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

8 facilities perform this procedure in Hawaii — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At +16.4% above the national average ($20,000), Hawaii sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.

State Context

ACL Surgery (ACL Reconstruction) in Hawaii: What to Know

Honolulu is a hub for ACL reconstruction in Hawaii, with Kuakini Medical Center, The Queen's Medical Center, and Straub Clinic and Hospital being major providers. However, Hawaii's Certificate of Need (CON) laws, some of the strictest in the US, can restrict healthcare expansion and potentially limit access to facilities. These laws require healthcare providers to gain state approval before making significant changes or offering new services, impacting the availability of medical services throughout the state.

If you're willing to travel, consider seeking treatment on a neighboring island, as CON laws may disproportionately affect healthcare access in rural areas. While interisland travel may incur additional costs, exploring options outside of Honolulu could provide more choices or potentially lower expenses. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Hawaii

Patients in Hawaii face some of the highest acl surgery (acl reconstruction) costs nationwide. Here's how the premium distributes across the bill.

Facility Fee

OR time and hospital staffing

$4,889 - $9,079

Most significant cost

Surgeon Fee

Expertise and experience level

$4,889 - $9,079

Implants & Supplies

$2,444 - $4,540

Post-Op Care

Recovery and aftercare

$2,444 - $4,540

Anesthesia

Anesthesiologist or CRNA fee

$1,630 - $3,026

Total Estimated Cost

Hawaii all-in range

$11,640 – $34,920

Financing Options

Many Hawaii clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $23,280 looks like:

$970/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for Hawaii's regional price parity (116.4). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Hawaii

These Hawaii facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Volume
Kuakini Medical Center Honolulu $3,458 $2,747 66
The Queens Medical Center Honolulu $3,397 $2,670 52
Wilcox Memorial Hospital Lihue $3,376 $2,662 40
Pali Momi Medical Center Aiea $3,500 $2,789 28
North Hawaii Community Hospital, Inc Kamuela $3,386 $2,669 22
Adventist Health Castle Kailua $3,190 $2,479 18
Maui Memorial Medical Center Wailuku $3,813 $3,038 13
Hilo Medical Center Hilo $3,259 $2,545 11
Common Questions

Expert Answers for Hawaii Patients

Local regulations, insurance nuance, and surgical standards specific to Hawaii.

Compare Hawaii with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
What should I expect to pay for acl surgery (acl reconstruction) in Hawaii?
The average cost of acl surgery (acl reconstruction) in Hawaii is $23,280. Prices typically range from $11,640 to $34,920, depending on the facility, provider, and your specific case.
What makes acl surgery (acl reconstruction) cost more in Hawaii?
Hawaii's elevated acl surgery (acl reconstruction) costs reflect broader economic factors. The state's cost of living index (116.4) drives up overhead for medical practices, and that cost gets passed through to patients — resulting in prices 16.4% above the national benchmark.
Can I use insurance for acl surgery (acl reconstruction) in Hawaii?
Yes — acl surgery (acl reconstruction) is generally covered by insurance in Hawaii when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $23,280 cost should be covered by your plan.
When can I return to work after acl surgery (acl reconstruction)?
The recovery timeline for acl surgery (acl reconstruction) is 42 to 180 days. Here's the general pattern: days 1-42 involve significant rest, days 42-180 are a gradual return to activity. Hawaii patients should also budget for post-op care costs — follow-up visits, pain management, and any required imaging or lab work.
Are payment plans available for acl surgery (acl reconstruction) in Hawaii?
Financing acl surgery (acl reconstruction) in Hawaii is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
What should I look for in a Hawaii acl surgery (acl reconstruction) provider?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Hawaii, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.
Does Hawaii Medicaid cover acl surgery (acl reconstruction)?
Medicaid coverage for acl surgery (acl reconstruction) in Hawaii depends on medical necessity. If your doctor documents that acl surgery (acl reconstruction) is required for your health, Hawaii Medicaid may cover part or all of the cost. Pre-authorization is typically required. Contact Hawaii's Medicaid office or your managed care plan for specific coverage details.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Hawaii

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Hawaii's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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