2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Maine (2026)

Above-average costs · 3.8% over the US mean · ME

Maine Average
$20,760
▲ +3.8% above national
Typical Range
$10,380 – $31,140
National avg: $20,000
Editorial view of Maine
Regional Pricing Confidence
92% Confidence Index
The Maine Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Maine.

Regional Price Parity

Maine's cost-of-living index sits at 103.8 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

16 facilities perform this procedure in Maine — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At +3.8% above the national average ($20,000), Maine sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.

State Context

ACL Surgery (ACL Reconstruction) in Maine: What to Know

ACL reconstruction is a fairly common procedure in Maine, with Maine Medical Center, Mid Coast Hospital, and Mainegeneral Medical Center performing the highest volumes. These facilities are located in Portland, Brunswick, and Augusta, respectively. A newer approach, fertilized ACL reconstruction, is being done at Mainegeneral, potentially offering decreased pain and quicker recovery. The procedure can usually be done as an outpatient procedure.

If you're seeking options, consider that costs can vary between facilities. While Maine's average is slightly higher than the national average, exploring facilities within the state may reveal more affordable choices. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Maine

Maine runs somewhat above the national average for acl surgery (acl reconstruction). Here's where the extra cost comes from.

Facility Fee

OR time and hospital staffing

$4,360 - $8,096

Most significant cost

Surgeon Fee

Expertise and experience level

$4,360 - $8,096

Implants & Supplies

$2,180 - $4,048

Post-Op Care

Recovery and aftercare

$2,180 - $4,048

Anesthesia

Anesthesiologist or CRNA fee

$1,453 - $2,699

Total Estimated Cost

Maine all-in range

$10,380 – $31,140

Financing Options

Many Maine clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $20,760 looks like:

$865/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Maine's regional price parity (103.8). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Maine

Below are the top facilities performing acl surgery (acl reconstruction) in Maine, ranked by volume. Rates shown are negotiated amounts from CMS Medicare data.

Facility City Negotiated Rate Medicare Volume
Maine Medical Center Portland $2,818 $2,208 74
Mid Coast Hospital Brunswick $2,844 $2,236 71
Mainegeneral Medical Center Augusta $2,982 $2,366 71
Northern Light Mercy Hospital Portland $2,941 $2,333 64
Southern Maine Health Care Biddeford $2,903 $2,294 63
St Joseph Hospital Bangor $2,760 $2,189 58
Northern Light Eastern Maine Medical Center Bangor $2,809 $2,238 58
York Hospital York $2,978 $2,368 41
St Mary's Regional Medical Center Lewiston $2,662 $2,090 34
Northern Light A R Gould Hospital Presque Isle $2,628 $2,076 31
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

Maine has the lowest acl surgery (acl reconstruction) costs in the region. Neighboring states all run higher — here's how they compare.

Common Questions

Expert Answers for Maine Patients

Local regulations, insurance nuance, and surgical standards specific to Maine.

Compare Maine with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
How much does acl surgery (acl reconstruction) cost in Maine?
Maine patients pay an average of $20,760 for acl surgery (acl reconstruction). Quotes from individual providers generally fall between $10,380 and $31,140, with facility fees and surgeon experience accounting for most of the variation.
Can I use insurance for acl surgery (acl reconstruction) in Maine?
Yes — acl surgery (acl reconstruction) is generally covered by insurance in Maine when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $20,760 cost should be covered by your plan.
When can I return to work after acl surgery (acl reconstruction)?
Expect 42 to 180 days before you're fully back to normal after acl surgery (acl reconstruction). Recovery milestones vary by patient, but most people in Maine find they can handle light errands by day 42 and resume exercise around day 180. Your surgeon's post-op protocol will give you a more personalized timeline.
Are payment plans available for acl surgery (acl reconstruction) in Maine?
Financing acl surgery (acl reconstruction) in Maine is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
How do I choose a acl surgery (acl reconstruction) facility in Maine?
Focus on three things: the facility's acl surgery (acl reconstruction) case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Maine has both hospital and outpatient options — outpatient centers typically offer significant savings.
Does Maine Medicaid cover acl surgery (acl reconstruction)?
Medicaid in Maine can cover acl surgery (acl reconstruction) when there's a documented medical need. The key is pre-authorization — your physician will need to submit clinical justification to your managed care organization before the procedure is approved.
Can I use my HSA or FSA for acl surgery (acl reconstruction)?
HSA and FSA accounts work for acl surgery (acl reconstruction) as long as there's medical necessity. Given Maine's $20,760 average, pre-tax payment through your health savings account is worth pursuing — the tax benefit alone could cover your follow-up care costs.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Maine

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Maine's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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