2026 Pricing Data
Hip Replacement Surgery Cost in 2026
National Average Estimate
$32,000
Typical range: $20,000 – $50,000
Recovery
28–90 days
Risk Level
Moderate
Duration
60–120 min
Clinical Insight
Most medically-necessary cases are covered by major insurers. Plan verification recommended.
What you'll likely pay in 2026
Typical Out-of-Pocket: With Insurance vs Without
With Insurance
Typical Out-of-Pocket
$5,000–$8,300
- PPO (typical)$5,000
- HDHP (high-deductible)$8,300
- Medicare (inpatient)$1,676
Without Insurance / Cash-Pay
List Price Range
$20,000–$50,000
National average: $32,000
Hospital sticker before any insurance discount.
Hospital sticker before any insurance discount.
Insurance estimates use 2025 averages from the KFF Employer Health Benefits Survey: $1,886 avg deductible, 20% hospital coinsurance, OOP max $5,000 (typical PPO) to $8,300 (HDHP statutory). Medicare uses 2025 Part A deductible ($1,676) for inpatient and Part B 20% coinsurance for outpatient (CMS). Reflects employer-sponsored insurance and Original Medicare. Excludes Medicaid, ACA marketplace, and short-term plans. Real OOP varies by plan, network, and state.
Understanding the Investment
Key Takeaways
- National average: $32,000 (range: $20,000–$50,000)
- Insurance: Usually Covered — Covered by Medicare and most insurance when medically necessary for severe...
- Recovery: 28–90 days typical downtime
- Biggest cost driver: Facility type — outpatient centers can be 30–50% less than hospitals
Hip replacement surgery, also known as total hip arthroplasty (THA), replaces a damaged hip joint with an artificial one. Approximately 330,000 hip replacements are performed annually in the US, often to relieve arthritis pain and improve mobility.
Facility fees and surgeon's fees are the biggest cost drivers, accounting for a large portion of the overall expense. The implants and hardware necessary for the procedure also contribute significantly to the total cost.
Consider having your procedure done at an Ambulatory Surgery Center (ASC); outpatient joint replacements can cost up to 40% less than hospital-based surgery. Many patients with joint degeneration also need knee replacement — both procedures follow similar cost patterns. Confirm all costs with your provider before scheduling.
Interactive Cost Breakdown
Where does your money go?
Typical allocation for a hip replacement surgery procedure at the national average price point.
Facility Fee
30% of total · $6,720-$12,480
$6,720-$12,480
Hospital or surgical center facility charge
Surgeon Fee
30% of total · $6,720-$12,480
$6,720-$12,480
Surgeon professional fee
Implants & Supplies
15% of total · $3,360-$6,240
$3,360-$6,240
Implants, hardware, surgical supplies
Post-Op Care
15% of total · $3,360-$6,240
$3,360-$6,240
Hospital stay, follow-up visits, imaging
Anesthesia
10% of total · $2,240-$4,160
$2,240-$4,160
Anesthesiologist or CRNA fee
Go Deeper
Hip Replacement Surgery Guides
Regional Variance
Hip Replacement Surgery Cost by State
Geographic location plays a significant role — cost-of-living adjustments, regional demand for top specialists, and facility competition all affect pricing.
Most Affordable
5 Cheapest States
- Mississippi $28,320-11.5%
- West Virginia $28,736-10.2%
- Alabama $28,960-9.5%
- Arkansas $29,184-8.8%
- Missouri $29,376-8.2%
Premium Markets
5 Most Expensive States
- Hawaii $37,248+16.4%
- California $36,256+13.3%
- New York $36,096+12.8%
- Massachusetts $35,680+11.5%
- District of Columbia $35,360+10.5%
Cheaper
Pricier
State-by-State Pricing Atlas
Click any state to see detailed pricing, regional cost factors, and top cities.
Hip Replacement Surgery Cost in All 50 States
Already seen the cheapest and most expensive? Expand the full sortable table to compare every state.
Show all 50 states (sortable) Hide all 50 states
| State ▲▼ | Avg Cost ▲▼ | vs National ▲▼ | |
|---|---|---|---|
| Alabama | $28,960 | -9.5% | |
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| Alaska | $34,784 | +8.7% | |
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| Arizona | $32,256 | +0.8% | |
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| Arkansas | $29,184 | -8.8% | |
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| California | $36,256 | +13.3% | |
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| Colorado | $33,664 | +5.2% | |
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| Connecticut | $35,136 | +9.8% | |
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| Delaware | $32,800 | +2.5% | |
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| District of Columbia | $35,360 | +10.5% | |
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| Florida | $32,096 | +0.3% | |
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| Georgia | $31,360 | -2.0% | |
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| Hawaii | $37,248 | +16.4% | |
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| Idaho | $31,104 | -2.8% | |
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| Illinois | $32,384 | +1.2% | |
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| Indiana | $30,656 | -4.2% | |
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| Iowa | $30,560 | -4.5% | |
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| Kansas | $30,336 | -5.2% | |
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| Kentucky | $29,536 | -7.7% | |
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| Louisiana | $29,824 | -6.8% | |
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| Maine | $33,216 | +3.8% | |
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| Maryland | $34,176 | +6.8% | |
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| Massachusetts | $35,680 | +11.5% | |
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| Michigan | $31,840 | -0.5% | |
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| Minnesota | $33,120 | +3.5% | |
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| Mississippi | $28,320 | -11.5% | |
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| Missouri | $29,376 | -8.2% | |
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| Montana | $31,200 | -2.5% | |
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| Nebraska | $30,880 | -3.5% | |
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| Nevada | $32,160 | +0.5% | |
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| New Hampshire | $33,760 | +5.5% | |
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| New Jersey | $35,040 | +9.5% | |
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| New Mexico | $30,016 | -6.2% | |
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| New York | $36,096 | +12.8% | |
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| North Carolina | $31,616 | -1.2% | |
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| North Dakota | $30,464 | -4.8% | |
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| Ohio | $31,456 | -1.7% | |
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| Oklahoma | $29,696 | -7.2% | |
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| Oregon | $34,400 | +7.5% | |
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| Pennsylvania | $32,576 | +1.8% | |
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| Rhode Island | $33,536 | +4.8% | |
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| South Carolina | $29,920 | -6.5% | |
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| South Dakota | $30,976 | -3.2% | |
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| Tennessee | $30,144 | -5.8% | |
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| Texas | $30,784 | -3.8% | |
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| Utah | $31,744 | -0.8% | |
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| Vermont | $33,440 | +4.5% | |
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| Virginia | $33,024 | +3.2% | |
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| Washington | $34,304 | +7.2% | |
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| West Virginia | $28,736 | -10.2% | |
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| Wisconsin | $31,936 | -0.2% | |
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| Wyoming | $30,240 | -5.5% | |
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Grounded Data
Real Hospital Charges (CMS Medicare Data)
Across 2,392 hospitals and surgery centers in the CMS Medicare data for hip replacement surgery, average billed charges range from $10,688 to $360,132, with a national median of $50,899. The table below lists the highest-volume facilities by reported case count.
| Hospital | Location | Avg Billed Charge | Avg Medicare Payment |
|---|---|---|---|
| Nyu Langone Hospitals | New York, NY | $124,107 | $13,552 |
| New York-Presbyterian Hospital | New York, NY | $83,978 | $13,834 |
| Northshore University Healthsystem Evanston Hosp | Evanston, IL | $44,692 | $9,605 |
| Hospital For Special Surgery | New York, NY | $57,669 | $9,113 |
| Lehigh Valley Hospital | Allentown, PA | $80,633 | $8,752 |
| Novant Health New Hanover Regional Medical Center | Wilmington, NC | $40,340 | $9,194 |
| Adventhealth Orlando | Orlando, FL | $109,044 | $9,509 |
| Mayo Clinic Hospital Rochester | Rochester, MN | $46,008 | $9,976 |
| Massachusetts General Hospital | Boston, MA | $64,099 | $10,405 |
| Baptist Medical Center Jacksonville | Jacksonville, FL | $56,469 | $7,017 |
| Baystate Medical Center | Springfield, MA | $25,037 | $12,407 |
| Stanford Health Care | Stanford, CA | $143,011 | $13,338 |
| Cedars-Sinai Medical Center | Los Angeles, CA | $195,195 | $12,021 |
| Huntsville Hospital | Huntsville, AL | $47,428 | $6,909 |
| Cape Cod Hospital | Hyannis, MA | $22,394 | $10,281 |
| Morristown Medical Center | Morristown, NJ | $61,758 | $10,705 |
| Christianacare | Newark, DE | $49,961 | $11,372 |
| Saint Francis Medical Center | Peoria, IL | $70,918 | $8,369 |
| Memorial Mission Hospital And Asheville Surgery Ce | Asheville, NC | $71,354 | $9,263 |
| Northeast Georgia Medical Center, Inc | Gainesville, GA | $91,947 | $9,611 |
Billed charges are a hospital's list price and are typically far higher than what is actually paid. The Avg Medicare Payment column shows what Medicare actually reimbursed for the same procedure at that facility.
Source: CMS Medicare Provider Utilization and Payment Data (2023).
What Drives Price
Primary Pricing Factors
Three variables explain most of the cost variation you'll see across the same procedure.
Anterior vs. posterior approach — anterior hip replacement uses specialized tables and may cost more
Implant type — ceramic, metal, or polyethylene bearing surfaces have different pricing tiers
Robotic-assisted surgery — Mako or ROSA robotic systems add $2,000-$5,000 in equipment fees
Timeline
The Road to Results
Recovery is an investment of time. Understanding the phases helps you plan downtime and set expectations.
Before your hip replacement, you'll have consultations with your surgeon and likely undergo blood tests and imaging to ensure you're a good candidate. Your doctor will advise you on medications to stop or start, often including blood thinners. On the day of surgery, you'll receive either general or spinal anesthesia. The procedure itself typically lasts between one and two hours, during which the damaged hip joint is replaced with a prosthetic implant.
In the first 24 to 48 hours after surgery, expect to manage pain with medication and begin gentle physical therapy exercises. You'll be encouraged to start moving as soon as possible, often with assistance. Full recovery typically takes 4 to 12 weeks. During this time, you'll gradually increase your activity level, attending regular physical therapy sessions to regain strength and mobility.
Remember to arrange for a ride home from the hospital and plan for someone to help you with daily tasks for the first few days. You'll need to take time off work, the duration depending on your job. Don’t forget to schedule all your follow-up appointments with your surgeon and physical therapist to monitor your progress.
01
Initial Recovery
28 days
Light activity, follow-up appointment. Most visible changes in this window.
02
Full Recovery
90 days
Return to normal activities, including most exercise and work routines.
03
Procedure Itself
60–120 min
Typical time under anesthesia or active treatment for a standard case.
Coverage & Financing
Paying for Hip Replacement Surgery
Usually Covered by InsuranceCovered by Medicare and most insurance when medically necessary for severe arthritis or hip fracture.
Financing Options
- Medical credit cards — CareCredit and Alphaeon Credit offer 0% APR for 12-24 months on hip replacement surgery
- Surgeon payment plans — many hip replacement surgery providers split the $32,000 into 6-12 monthly installments with no interest
- HSA / FSA funds — medically necessary hip replacement surgery qualifies for pre-tax health savings, effectively saving 20-35%
- Personal medical loans — Prosper Healthcare Lending and LightStream offer fixed-rate loans with no prepayment penalties
- Cash-pay discounts — paying the full amount upfront often saves 10-20% off the quoted price
Common Questions
Frequently Asked Questions
How much does hip replacement surgery cost in 2026?
You can expect to pay around $32,000 for hip replacement surgery in 2026. Most patients pay between $20,000 and $50,000 — the spread reflects differences in local pricing, surgeon credentials, and whether you choose a hospital or outpatient surgery center.
Does insurance cover hip replacement surgery?
Hip Replacement Surgery is usually covered by insurance. Covered by Medicare and most insurance when medically necessary for severe arthritis or hip fracture. Pre-authorization letters from your insurer are the definitive source for your specific coverage.
What's the cheapest state for hip replacement surgery?
Mississippi ($28,320), West Virginia ($28,736), Alabama ($28,960) offer the lowest hip replacement surgery costs nationwide. The savings stem from lower facility fees, staff costs, and overall cost of living in these regions.
What affects hip replacement surgery cost?
Your hip replacement surgery cost depends on anterior vs. posterior approach, implant type, robotic-assisted surgery. Beyond these procedure-specific factors, the state you're in can swing the price by 20-30% due to differences in cost of living and local competition among providers.
How long is recovery after hip replacement surgery?
The typical recovery window for hip replacement surgery is 28 to 90 days. The first 28 days involve the most restrictions, after which you'll gradually return to normal routines. Follow-up visits during this period are important for monitoring your healing progress.
Where is hip replacement surgery most expensive?
You'll pay the most for hip replacement surgery in Hawaii ($37,248), California ($36,256), New York ($36,096). If you're in one of these states and cost is a concern, comparing quotes from lower-cost neighboring states could save you 15-25%.