Hysterectomy Cost in 2026
Typical Out-of-Pocket: With Insurance vs Without
- PPO (typical)$5,000
- HDHP (high-deductible)$5,840
- Medicare (inpatient)$1,676
Hospital sticker before any insurance discount.
Insurance estimates use 2025 averages from the KFF Employer Health Benefits Survey: $1,886 avg deductible, 20% hospital coinsurance, OOP max $5,000 (typical PPO) to $8,300 (HDHP statutory). Medicare uses 2025 Part A deductible ($1,676) for inpatient and Part B 20% coinsurance for outpatient (CMS). Reflects employer-sponsored insurance and Original Medicare. Excludes Medicaid, ACA marketplace, and short-term plans. Real OOP varies by plan, network, and state.
Understanding the Investment
- National average: $18,000 (range: $10,000–$25,000)
- Insurance: Usually Covered — Covered when medically necessary for fibroids, cancer, endometriosis, or...
- Recovery: 14–56 days typical downtime
- Biggest cost driver: Facility type — outpatient centers can be 30–50% less than hospitals
A hysterectomy is a surgical procedure to remove the uterus. While rates have decreased, approximately 600,000 hysterectomies are still performed annually in the United States, often to address conditions like fibroids or endometriosis.
The facility fee, surgeon's fee, and anesthesia are significant cost drivers. The complexity of the surgery also impacts the price, as a radical hysterectomy averages slightly more than a simple one.
Discuss the possibility of a minimally invasive or outpatient procedure with your surgeon, as these can result in significant cost savings compared to traditional inpatient approaches. Confirm all costs with your provider before scheduling.
Where does your money go?
Typical allocation for a hysterectomy procedure at the national average price point.
Hysterectomy Guides
Hysterectomy Cost by State
Geographic location plays a significant role — cost-of-living adjustments, regional demand for top specialists, and facility competition all affect pricing.
5 Cheapest States
- Mississippi $15,930-11.5%
- West Virginia $16,164-10.2%
- Alabama $16,290-9.5%
- Arkansas $16,416-8.8%
- Missouri $16,524-8.2%
5 Most Expensive States
- Hawaii $20,952+16.4%
- California $20,394+13.3%
- New York $20,304+12.8%
- Massachusetts $20,070+11.5%
- District of Columbia $19,890+10.5%
State-by-State Pricing Atlas
Click any state to see detailed pricing, regional cost factors, and top cities.
Hysterectomy Cost in All 50 States
Already seen the cheapest and most expensive? Expand the full sortable table to compare every state.
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| State ▲▼ | Avg Cost ▲▼ | vs National ▲▼ | |
|---|---|---|---|
| Alabama | $16,290 | -9.5% | |
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| Alaska | $19,566 | +8.7% | |
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| Arizona | $18,144 | +0.8% | |
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| Arkansas | $16,416 | -8.8% | |
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| California | $20,394 | +13.3% | |
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| Colorado | $18,936 | +5.2% | |
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| Connecticut | $19,764 | +9.8% | |
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| Delaware | $18,450 | +2.5% | |
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| District of Columbia | $19,890 | +10.5% | |
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| Florida | $18,054 | +0.3% | |
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| Georgia | $17,640 | -2.0% | |
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| Hawaii | $20,952 | +16.4% | |
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| Idaho | $17,496 | -2.8% | |
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| Illinois | $18,216 | +1.2% | |
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| Indiana | $17,244 | -4.2% | |
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| Iowa | $17,190 | -4.5% | |
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| Kansas | $17,064 | -5.2% | |
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| Kentucky | $16,614 | -7.7% | |
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| Louisiana | $16,776 | -6.8% | |
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| Maine | $18,684 | +3.8% | |
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| Maryland | $19,224 | +6.8% | |
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| Massachusetts | $20,070 | +11.5% | |
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| Michigan | $17,910 | -0.5% | |
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| Minnesota | $18,630 | +3.5% | |
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| Mississippi | $15,930 | -11.5% | |
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| Missouri | $16,524 | -8.2% | |
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| Montana | $17,550 | -2.5% | |
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| Nebraska | $17,370 | -3.5% | |
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| Nevada | $18,090 | +0.5% | |
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| New Hampshire | $18,990 | +5.5% | |
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| New Jersey | $19,710 | +9.5% | |
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| New Mexico | $16,884 | -6.2% | |
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| New York | $20,304 | +12.8% | |
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| North Carolina | $17,784 | -1.2% | |
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| North Dakota | $17,136 | -4.8% | |
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| Ohio | $17,694 | -1.7% | |
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| Oklahoma | $16,704 | -7.2% | |
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| Oregon | $19,350 | +7.5% | |
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| Pennsylvania | $18,324 | +1.8% | |
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| Rhode Island | $18,864 | +4.8% | |
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| South Carolina | $16,830 | -6.5% | |
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| South Dakota | $17,424 | -3.2% | |
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| Tennessee | $16,956 | -5.8% | |
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| Texas | $17,316 | -3.8% | |
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| Utah | $17,856 | -0.8% | |
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| Vermont | $18,810 | +4.5% | |
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| Virginia | $18,576 | +3.2% | |
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| Washington | $19,296 | +7.2% | |
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| West Virginia | $16,164 | -10.2% | |
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| Wisconsin | $17,964 | -0.2% | |
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| Wyoming | $17,010 | -5.5% | |
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Real Hospital Charges (CMS Medicare Data)
Across 80 hospitals and surgery centers in the CMS Medicare data for hysterectomy, average billed charges range from $15,457 to $322,701, with a national median of $83,546. The table below lists the highest-volume facilities by reported case count.
| Hospital | Location | Avg Billed Charge | Avg Medicare Payment |
|---|---|---|---|
| Inova Fairfax Hospital | Falls Church, VA | $50,644 | $12,899 |
| Mayo Clinic Hospital Rochester | Rochester, MN | $64,320 | $14,801 |
| Adventhealth Orlando | Orlando, FL | $172,305 | $10,018 |
| Nyu Langone Hospitals | New York, NY | $158,087 | $18,299 |
| New York-Presbyterian Hospital | New York, NY | $105,783 | $17,657 |
| Long Island Jewish Medical Center | New Hyde Park, NY | $88,324 | $13,956 |
| Mercy Medical Center Inc | Baltimore, MD | $26,737 | $20,516 |
| Barnes Jewish Hospital | Saint Louis, MO | $84,780 | $15,186 |
| University Of Colorado Hospital Authority | Aurora, CO | $94,455 | $11,883 |
| Morristown Medical Center | Morristown, NJ | $84,424 | $13,639 |
| Brigham And Women's Hospital | Boston, MA | $117,187 | $19,209 |
| Baptist Memorial Hospital | Memphis, TN | $42,951 | $8,169 |
| Norton Hospital / Norton Healthcare Pavilion / Nor | Louisville, KY | $59,058 | $8,944 |
| Methodist Hospitals Of Memphis | Memphis, TN | $58,554 | $10,507 |
| Riverside Methodist Hospital | Columbus, OH | $128,932 | $9,062 |
| Ucsf Medical Center | San Francisco, CA | $180,673 | $28,169 |
| Baptist Medical Center Jacksonville | Jacksonville, FL | $90,932 | $10,187 |
| Massachusetts General Hospital | Boston, MA | $123,330 | $20,752 |
| Mercy San Juan Medical Center | Carmichael, CA | $111,837 | $14,902 |
| The University Of Chicago Medical Center | Chicago, IL | $173,158 | $18,718 |
Billed charges are a hospital's list price and are typically far higher than what is actually paid. The Avg Medicare Payment column shows what Medicare actually reimbursed for the same procedure at that facility.
Source: CMS Medicare Provider Utilization and Payment Data (2023).
Primary Pricing Factors
Three variables explain most of the cost variation you'll see across the same procedure.
The Road to Results
Recovery is an investment of time. Understanding the phases helps you plan downtime and set expectations.
Before your hysterectomy, you'll have consultations with your surgeon and anesthesiologist, plus blood tests and imaging. Be sure to tell your doctor about all medications and supplements you take; you may need to stop some a week or two before surgery. On the day of your procedure, which lasts 1-3 hours, you'll receive general anesthesia, so arrange for a ride home. The surgical team will remove your uterus through your vagina, abdomen, or via laparoscopy.
In the first 24-48 hours after surgery, expect pain and grogginess. You'll likely have a catheter in place, and the nurses will encourage you to walk as soon as you're able. Full recovery takes 2-8 weeks, depending on the surgical approach. Plan for significant time off work and limited activity during this period. You'll have follow-up appointments to monitor your healing. Remember to stock up on comfortable, loose clothing, and prepare your living space for easy movement while you recover.
Paying for Hysterectomy
Usually Covered by InsuranceCovered when medically necessary for fibroids, cancer, endometriosis, or other documented conditions.
Financing Options
- 0% APR credit lines — CareCredit and Alphaeon are accepted by most hysterectomy providers and offer interest-free promotional periods
- Direct surgeon financing — many hysterectomy practices have their own installment plans with flexible terms
- Health savings accounts — HSA and FSA accounts cover medically necessary hysterectomy — a smart way to use pre-tax dollars
- Medical personal loans — fixed-rate loans through LightStream or SoFi can cover the full $18,000 with predictable monthly payments
- Negotiated pricing — always ask for cash-pay or self-pay rates — they're often lower than the insured price