2026 Forecast Verified

Hip Replacement Surgery Cost in Kentucky (2026)

Slightly below the national average · RPP 92.3 · KY

Kentucky Average
$29,536
▼ -7.7% below national
Typical Range
$18,460 – $46,150
National avg: $32,000
Editorial view of Kentucky
Regional Pricing Confidence
86% Confidence Index
The Kentucky Market

What Drives Pricing Here

Three factors explain most of why hip replacement surgery costs what it does in Kentucky.

Regional Price Parity

Kentucky's cost-of-living index sits at 92.3 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

93 facilities perform this procedure in Kentucky — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -7.7% below the national average ($32,000), Kentucky is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Hip Replacement Surgery in Kentucky: What to Know

Kentucky offers excellent options for hip replacement surgery. Norton Healthcare in Louisville, a Certified Knee & Hip Replacement Center of Excellence, performs more hip and knee replacements than any other provider in Louisville or Southern Indiana, and is ranked #1 in the Louisville area by U.S. News & World Report for hip replacement. Baptist Health Louisville also boasts national recognition and "high performing" ratings for total hip replacement, ranking #1 in Louisville. For robotic-assisted options, UK HealthCare Orthopaedic Surgery & Sports Medicine offers procedures in Bowling Green.

Consider facilities like Baptist Health Hardin, which holds the Joint Commission's Advanced Total Hip and Total Knee Replacement Certification and boasts Kentucky's lowest 30-day readmission rate for these procedures. While Kentucky’s average cost is already below the national average, exploring options in cities like Bowling Green or Frankfort might offer competitive pricing. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Kentucky

Kentucky falls slightly below the national average for hip replacement surgery costs. Here's the typical cost breakdown.

Facility Fee

OR time and hospital staffing

$6,203 - $11,519

Most significant cost

Surgeon Fee

Expertise and experience level

$6,203 - $11,519

Implants & Supplies

$3,101 - $5,760

Post-Op Care

Recovery and aftercare

$3,101 - $5,760

Anesthesia

Anesthesiologist or CRNA fee

$2,068 - $3,840

Total Estimated Cost

Kentucky all-in range

$18,460 – $46,150

Financing Options

Many Kentucky clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $29,536 looks like:

$1,231/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Kentucky's regional price parity (92.3). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Kentucky

Facilities in Kentucky offer hip replacement surgery in different settings, each with distinct pricing. These are actual negotiated rates from Medicare claims, not billed charges.

Facility City Negotiated Rate Medicare Volume
Norton Hospital / Norton Healthcare Pavilion / Nor Louisville $5,859 $4,645 341
Baptist Health Louisville Louisville $5,894 $4,680 253
Uofl Health - Jewish Hospital Louisville $5,800 $4,611 233
Baptist Health Hardin Elizabethtown $5,872 $4,660 159
St Elizabeth Medical Center North Edgewood $5,990 $4,740 155
Baptist Health Lexington Lexington $5,936 $4,701 128
Owensboro Health Regional Hospital Owensboro $6,421 $5,098 118
Baptist Health Paducah Paducah $5,798 $4,603 117
Pikeville Medical Center Pikeville $6,221 $4,945 108
St Elizabeth Florence Florence $6,020 $4,771 94
Facility City Negotiated Rate Medicare Volume
Norton Hospital / Norton Healthcare Pavilion / Nor Louisville $14,669 $12,762 86
University Of Kentucky Hospital Lexington $22,993 $14,493 78
Baptist Health Louisville Louisville $13,435 $11,640 77
St Elizabeth Medical Center North Edgewood $17,603 $12,167 73
St Elizabeth Medical Center North Edgewood $21,891 $16,986 51
Owensboro Health Regional Hospital Owensboro $18,481 $16,157 47
Baptist Health Hardin Elizabethtown $13,422 $12,318 42
University Of Kentucky Hospital Lexington $31,393 $21,175 41
Norton Hospital / Norton Healthcare Pavilion / Nor Louisville $20,046 $18,465 41
Baptist Health Lexington Lexington $14,174 $12,071 41
Regional Comparison

Hip Replacement Surgery Cost in Nearby States

See how Kentucky's hip replacement surgery costs compare to neighboring states. Prices can vary significantly even across state lines.

Common Questions

Expert Answers for Kentucky Patients

Local regulations, insurance nuance, and surgical standards specific to Kentucky.

Compare Kentucky with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main hip replacement surgery cost guide.

View full hip replacement surgery guide
What should I expect to pay for hip replacement surgery in Kentucky?
Expect to budget around $29,536 for hip replacement surgery in Kentucky. The typical range spans $18,460 to $46,150 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.
Will my health insurance pay for hip replacement surgery?
Most insurance plans cover hip replacement surgery when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Kentucky provider will minimize your out-of-pocket share.
How long is recovery after hip replacement surgery?
The recovery timeline for hip replacement surgery is 28 to 90 days. Here's the general pattern: days 1-28 involve significant rest, days 28-90 are a gradual return to activity. Kentucky patients should also budget for post-op care costs — follow-up visits, pain management, and any required imaging or lab work.
How can I finance hip replacement surgery in Kentucky?
Financing hip replacement surgery in Kentucky is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
How do I compare hip replacement surgery facilities in Kentucky?
Start with case volume — facilities that perform more procedures generally have better outcomes. In Kentucky, also compare hospital vs. ambulatory surgery center pricing (ASCs can be 30-50% cheaper) and check whether your insurance network includes the facility.
Is it worth traveling to another state for hip replacement surgery?
The math works out to about $800 in savings if you cross into West Virginia for hip replacement surgery ($28,736 average vs. $29,536 in Kentucky). The catch: you'll want a local doctor who can handle any post-op issues rather than driving back across state lines for complications.
Can Medicaid help pay for hip replacement surgery in Kentucky?
Kentucky Medicaid may cover hip replacement surgery when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Data Sources & References

How we calculate hip replacement surgery costs in Kentucky

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Kentucky's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

Compare Hip Replacement Surgery Cost in Every State