2026 Forecast Verified

Hip Replacement Surgery Cost in Indiana (2026)

Modest savings vs. the US average · IN

Indiana Average
$30,656
▼ -4.2% below national
Typical Range
$19,160 – $47,900
National avg: $32,000
Editorial view of Indiana
Regional Pricing Confidence
88% Confidence Index
The Indiana Market

What Drives Pricing Here

Three factors explain most of why hip replacement surgery costs what it does in Indiana.

Regional Price Parity

Indiana's cost-of-living index sits at 95.8 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

143 facilities perform this procedure in Indiana — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -4.2% below the national average ($32,000), Indiana is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Hip Replacement Surgery in Indiana: What to Know

Indiana is a strong destination for hip replacement surgery, boasting top-tier facilities. OrthoIndy Hospital in Indianapolis was recognized by Healthgrades as the best for total joint replacement in Indiana in 2023 and among America's 100 Best. The Orthopedic Hospital of Lutheran Health Network in Fort Wayne also earned a #1 ranking in 2022 for joint replacement and was the first in northern Indiana to offer less invasive anterior-approach hip replacements. IU Health Saxony Hospital in Fishers also performs a high volume of procedures.

For potential cost savings, consider Ambulatory Surgery Centers (ASCs) in Indiana, such as those utilized by the Indiana Joint Replacement Institute in Noblesville or Fort Wayne, which can offer significantly lower prices than inpatient hospitals. Robotic-assisted surgery is also available for enhanced precision. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Indiana

Indiana falls slightly below the national average for hip replacement surgery costs. Here's the typical cost breakdown.

Facility Fee

OR time and hospital staffing

$6,438 - $11,956

Most significant cost

Surgeon Fee

Expertise and experience level

$6,438 - $11,956

Implants & Supplies

$3,219 - $5,978

Post-Op Care

Recovery and aftercare

$3,219 - $5,978

Anesthesia

Anesthesiologist or CRNA fee

$2,146 - $3,985

Total Estimated Cost

Indiana all-in range

$19,160 – $47,900

Financing Options

Many Indiana clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $30,656 looks like:

$1,277/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for Indiana's regional price parity (95.8). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Indiana

Indiana has both hospital and outpatient surgery center options for hip replacement surgery. Outpatient centers typically charge less due to lower overhead. Rates shown are negotiated amounts — what insurers actually pay, not inflated list prices.

Facility City Negotiated Rate Medicare Volume
Ascension St Vincent Evansville Evansville $6,132 $4,871 414
Orthoindy Hospital Indianapolis $6,250 $4,947 394
Deaconess Hospital Inc Evansville $6,128 $4,870 289
The Orthopaedic Hospital Of Lutheran Health Networ Fort Wayne $5,725 $4,516 239
Ascension St Vincent Hospital Indianapolis $6,243 $4,940 195
Physicians' Medical Center Llc New Albany $5,818 $4,605 147
Community Hospital Munster $6,447 $5,107 136
Union Hospital Inc Terre Haute $6,362 $5,060 130
Orthopaedic Hospital At Parkview North Llc Fort Wayne $6,297 $5,016 120
Indiana University Health Arnett Hospital Lafayette $6,196 $4,915 120
Facility City Negotiated Rate Medicare Volume
Indiana University Health Indianapolis $19,145 $16,565 90
Ascension St Vincent Hospital Indianapolis $17,310 $15,339 90
Deaconess Hospital Inc Evansville $13,770 $12,093 86
Parkview Regional Medical Center Fort Wayne $16,229 $14,128 78
Franciscan Health Indianapolis Indianapolis $15,580 $13,355 62
Iu Health Bloomington Hospital Bloomington $14,354 $12,954 56
Ascension St Vincent Hospital Indianapolis $23,015 $21,474 50
Memorial Hospital Of South Bend South Bend $17,137 $15,036 49
Franciscan Health Indianapolis Indianapolis $21,136 $19,654 49
Deaconess Hospital Inc Evansville $18,821 $17,549 48
Regional Comparison

Hip Replacement Surgery Cost in Nearby States

See how Indiana's hip replacement surgery costs compare to neighboring states. Prices can vary significantly even across state lines.

Common Questions

Expert Answers for Indiana Patients

Local regulations, insurance nuance, and surgical standards specific to Indiana.

Compare Indiana with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main hip replacement surgery cost guide.

View full hip replacement surgery guide
What should I expect to pay for hip replacement surgery in Indiana?
In Indiana, hip replacement surgery runs about $30,656 on average. Most patients pay between $19,160 and $47,900, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Can I use insurance for hip replacement surgery in Indiana?
Yes — hip replacement surgery is generally covered by insurance in Indiana when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $30,656 cost should be covered by your plan.
How long is recovery after hip replacement surgery?
Most Indiana patients need 28 to 90 days to fully recover from hip replacement surgery. Your surgeon will schedule follow-ups during this window to monitor healing. At Indiana's cost of living (RPP 95.8), lost wages during recovery can be a significant hidden cost — budget for that alongside the procedure itself.
What payment options exist for hip replacement surgery in Indiana?
Many Indiana providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $30,656 cost into monthly installments.
How do I choose a hip replacement surgery facility in Indiana?
Start with case volume — facilities that perform more procedures generally have better outcomes. In Indiana, also compare hospital vs. ambulatory surgery center pricing (ASCs can be 30-50% cheaper) and check whether your insurance network includes the facility.
Can I save by getting hip replacement surgery in a neighboring state?
Crossing into Kentucky could save you $1,120 on hip replacement surgery. That's $29,536 vs. Indiana's $30,656. The key logistics to sort out: does your insurance cover Kentucky providers, and can your Indiana doctor handle follow-up care after the procedure?
Does Indiana Medicaid cover hip replacement surgery?
If hip replacement surgery is deemed medically necessary, Indiana's Medicaid program may cover it partially or fully. You'll need your doctor to submit documentation to your plan. Elective cases without a medical justification are generally not covered.
Data Sources & References

How we calculate hip replacement surgery costs in Indiana

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Indiana's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

Compare Hip Replacement Surgery Cost in Every State