2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in North Carolina (2026)

In line with national pricing · Regional price parity: 98.8 · NC

North Carolina Average
$19,760
Near national average
Typical Range
$9,880 – $29,640
National avg: $20,000
Editorial view of North Carolina
Regional Pricing Confidence
89% Confidence Index
The North Carolina Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in North Carolina.

Regional Price Parity

North Carolina's cost-of-living index sits at 98.8 — near the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

64 facilities perform this procedure in North Carolina — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

North Carolina tracks within 1.2% of the national average ($20,000) — a typical mid-market pricing environment with wide provider variance.

State Context

ACL Surgery (ACL Reconstruction) in North Carolina: What to Know

In North Carolina, cities like Asheville and Raleigh offer ACL reconstruction surgery. UNC Orthopedics in Chapel Hill provides specialized sports medicine care, including ACL reconstruction, and partners with athletic trainers to protect young athletes. Duke University Hospital is also nationally ranked for orthopedics. The state's interim Certificate of Need (CON) policy exempts ambulatory surgery centers (ASCs) in counties with populations over 125,000 from CON approval.

If you're seeking more affordable options, consider facilities in Wilmington and New Bern, where average payments are notably lower than the state average. You might also explore options just across the border in South Carolina, where CON laws have been repealed for ASCs. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in North Carolina

ACL Surgery (ACL Reconstruction) costs in North Carolina track close to the national average. Here's how the total is divided across cost components.

Facility Fee

OR time and hospital staffing

$4,150 - $7,706

Most significant cost

Surgeon Fee

Expertise and experience level

$4,150 - $7,706

Implants & Supplies

$2,075 - $3,853

Post-Op Care

Recovery and aftercare

$2,075 - $3,853

Anesthesia

Anesthesiologist or CRNA fee

$1,383 - $2,569

Total Estimated Cost

North Carolina all-in range

$9,880 – $29,640

Financing Options

Many North Carolina clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $19,760 looks like:

$823/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for North Carolina's regional price parity (98.8). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in North Carolina

Here are the highest-volume acl surgery (acl reconstruction) providers in North Carolina. All rates come from CMS Medicare claims data — actual payments, not list prices.

Facility City Negotiated Rate Medicare Volume
Novant Health New Hanover Regional Medical Center Wilmington $2,858 $2,270 262
Carolina East Medical Center New Bern $2,851 $2,263 200
Memorial Mission Hospital And Asheville Surgery Ce Asheville $2,624 $2,079 169
Novant Health Presbyterian Medical Center Charlotte $2,781 $2,200 156
Caromont Regional Medical Center Gastonia $2,776 $2,191 144
Margaret R Pardee Memorial Hospital Hendersonville $2,602 $2,061 140
Carolinas Medical Center/Behav Health Charlotte $2,715 $2,135 110
Unc Hospitals Chapel Hill $2,832 $2,242 103
Novant Health Forsyth Medical Center Winston-Salem $2,758 $2,184 101
Cone Health Greensboro $2,726 $2,150 91
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

ACL Surgery (ACL Reconstruction) pricing varies across the region. Here's how North Carolina stacks up against its neighbors.

Common Questions

Expert Answers for North Carolina Patients

Local regulations, insurance nuance, and surgical standards specific to North Carolina.

Compare North Carolina with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
How much does acl surgery (acl reconstruction) cost in North Carolina?
North Carolina patients pay an average of $19,760 for acl surgery (acl reconstruction). Quotes from individual providers generally fall between $9,880 and $29,640, with facility fees and surgeon experience accounting for most of the variation.
Can I use insurance for acl surgery (acl reconstruction) in North Carolina?
Insurance typically picks up most of the tab for acl surgery (acl reconstruction) when it's medically indicated. In North Carolina, confirm your surgeon is in-network and get pre-authorization before scheduling to avoid surprise bills.
What's the recovery time for acl surgery (acl reconstruction)?
Plan for 42 to 180 days of downtime after acl surgery (acl reconstruction) in North Carolina. The first week is typically the most restrictive — after that, you'll gradually resume daily routines. Post-op expenses like prescriptions and follow-up visits in North Carolina can add $988 to $1,976 to your total bill.
Are payment plans available for acl surgery (acl reconstruction) in North Carolina?
You have several options to cover the $19,760 average in North Carolina. Third-party financing (CareCredit, Alphaeon) offers 0% intro APR periods up to 24 months. Many surgeons also accept direct payment plans or offer discounts of 10-20% for paying in full upfront.
How do I compare acl surgery (acl reconstruction) facilities in North Carolina?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In North Carolina, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.
Should I consider acl surgery (acl reconstruction) outside North Carolina?
Yes — South Carolina offers acl surgery (acl reconstruction) at an average of $18,700, which is $1,060 less than North Carolina. Factor in travel costs, follow-up visit logistics, and whether your insurance network covers out-of-state providers before making the trip.
Is acl surgery (acl reconstruction) covered under North Carolina's Medicaid program?
North Carolina Medicaid may cover acl surgery (acl reconstruction) when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in North Carolina

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for North Carolina's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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