ACL Surgery (ACL Reconstruction) Cost in Indiana (2026)
Slightly below the national average · RPP 95.8 · IN
What Drives Pricing Here
Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Indiana.
Regional Price Parity
Indiana's cost-of-living index sits at 95.8 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.
Specialist Availability
56 facilities perform this procedure in Indiana — competition keeps pricing honest and gives you real leverage to shop quotes.
Vs. National Benchmark
At -4.2% below the national average ($20,000), Indiana is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.
ACL Surgery (ACL Reconstruction) in Indiana: What to Know
In Indiana, ACL reconstruction is commonly performed, particularly in hubs like Fort Wayne, Indianapolis, and Noblesville. Dupont Hospital in Fort Wayne utilizes advanced arthroscopic techniques and instrumentation for anatomical ACL reconstruction, with individualized rehabilitation programs. Riverview Health in Noblesville is also a leading provider of ACL surgeries. These facilities aim to return patients, including athletes, to their pre-injury activity levels through specialized surgical interventions and physical therapy.
If you're seeking more affordable options, consider exploring facilities in Evansville or Fort Wayne, where average payments for ACL reconstruction have been reported lower than the state average. While Indiana doesn't appear to be a major destination for out-of-state ACL surgery patients, comparing costs and services across different facilities can help you find the best value. Verify current pricing directly with providers.
Estimated Cost Breakdown in Indiana
ACL Surgery (ACL Reconstruction) pricing in Indiana comes in modestly under the US average. This is the typical expense structure.
Facility Fee
OR time and hospital staffing
Most significant cost
Surgeon Fee
Expertise and experience level
Implants & Supplies
Post-Op Care
Recovery and aftercare
Anesthesia
Anesthesiologist or CRNA fee
Total Estimated Cost
Indiana all-in range
Financing Options
Many Indiana clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $19,160 looks like:
- Soft credit check — no hard pull
- Instant approval decisions
- HSA/FSA eligible for qualifying cases
Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →
Ranges adjusted for Indiana's regional price parity (95.8). See the national percentage breakdown →
Facility Costs in Indiana
Here are the highest-volume acl surgery (acl reconstruction) providers in Indiana. All rates come from CMS Medicare claims data — actual payments, not list prices.
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Ascension St Vincent Evansville | Evansville | $2,756 | $2,188 | 259 |
| Orthoindy Hospital | Indianapolis | $2,833 | $2,240 | 238 |
| The Orthopaedic Hospital Of Lutheran Health Networ | Fort Wayne | $2,527 | $1,999 | 196 |
| Union Hospital Inc | Terre Haute | $2,880 | $2,294 | 157 |
| Reid Health | Richmond | $2,816 | $2,237 | 108 |
| Ascension St Vincent Hospital | Indianapolis | $2,744 | $2,154 | 100 |
| Indiana University Health Arnett Hospital | Lafayette | $2,811 | $2,232 | 98 |
| Physicians' Medical Center Llc | New Albany | $2,626 | $2,081 | 71 |
| Deaconess Hospital Inc | Evansville | $2,740 | $2,183 | 69 |
| Memorial Hospital And Health Care Center | Jasper | $2,633 | $2,078 | 68 |
ACL Surgery (ACL Reconstruction) Cost in Nearby States
See how Indiana's acl surgery (acl reconstruction) costs compare to neighboring states. Prices can vary significantly even across state lines.
Expert Answers for Indiana Patients
Local regulations, insurance nuance, and surgical standards specific to Indiana.
Compare Indiana with any other state
See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.
View full acl surgery (acl reconstruction) guideHow much does acl surgery (acl reconstruction) cost in Indiana?
Will my health insurance pay for acl surgery (acl reconstruction)?
What's the recovery time for acl surgery (acl reconstruction)?
What payment options exist for acl surgery (acl reconstruction) in Indiana?
How do I compare acl surgery (acl reconstruction) facilities in Indiana?
Can I save by getting acl surgery (acl reconstruction) in a neighboring state?
Can Medicaid help pay for acl surgery (acl reconstruction) in Indiana?
How we calculate acl surgery (acl reconstruction) costs in Indiana
Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:
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Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
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HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
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Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
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BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Indiana's cost-of-living relative to the national mean.
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FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
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Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.
Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.