2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Washington (2026)

Above-average costs · 7.2% over the US mean · WA

Washington Average
$21,440
▲ +7.2% above national
Typical Range
$10,720 – $32,160
National avg: $20,000
Editorial view of Washington
Regional Pricing Confidence
94% Confidence Index
The Washington Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Washington.

Regional Price Parity

Washington's cost-of-living index sits at 107.2 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

43 facilities perform this procedure in Washington — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At +7.2% above the national average ($20,000), Washington sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.

State Context

ACL Surgery (ACL Reconstruction) in Washington: What to Know

ACL reconstruction is a common procedure in Washington, with Seattle being a major hub. High-volume centers like the University of Washington Medical Center and Providence Holy Family Hospital suggest expertise and experience. EvergreenHealth in Kirkland was the first in the state to use the BEAR implant, a newer technology that allows the ACL to heal itself, potentially reducing the need for a graft. While specific data on out-of-state travel is limited, patients sometimes travel for specialized care.

If you're looking to save on costs, consider that prices can vary between facilities. While certificate-of-need laws in Washington regulate healthcare construction and expansion, they don't directly create cheaper options for patients. Therefore, comparing prices among different hospitals and surgery centers in the state is advisable. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Washington

Expect to pay moderately more for acl surgery (acl reconstruction) in Washington. These are the cost components driving the total.

Facility Fee

OR time and hospital staffing

$4,502 - $8,362

Most significant cost

Surgeon Fee

Expertise and experience level

$4,502 - $8,362

Implants & Supplies

$2,251 - $4,181

Post-Op Care

Recovery and aftercare

$2,251 - $4,181

Anesthesia

Anesthesiologist or CRNA fee

$1,501 - $2,787

Total Estimated Cost

Washington all-in range

$10,720 – $32,160

Financing Options

Many Washington clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $21,440 looks like:

$893/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Washington's regional price parity (107.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Washington

These Washington facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Volume
University Of Washington Medical Ctr Seattle $3,132 $2,489 121
Providence Holy Family Hospital Spokane $2,977 $2,362 105
Skagit Valley Hospital Mount Vernon $3,152 $2,506 98
Multicare Valley Hospital Spokane $2,899 $2,284 97
Confluence Health Hospital Wenatchee $3,343 $2,650 89
Olympic Medical Center Port Angeles $3,135 $2,480 87
St Michael Medical Center Bremerton $3,304 $2,626 83
Tacoma General Allenmore Hospital Tacoma $3,006 $2,355 82
Yakima Valley Memorial Yakima $3,187 $2,533 80
Evergreenhealth Medical Center Kirkland $3,108 $2,450 79
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

Neighboring states offer a range of acl surgery (acl reconstruction) pricing. Washington falls in the middle of the pack.

Common Questions

Expert Answers for Washington Patients

Local regulations, insurance nuance, and surgical standards specific to Washington.

Compare Washington with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
What should I expect to pay for acl surgery (acl reconstruction) in Washington?
In Washington, acl surgery (acl reconstruction) runs about $21,440 on average. Most patients pay between $10,720 and $32,160, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Does insurance cover acl surgery (acl reconstruction)?
Yes — acl surgery (acl reconstruction) is generally covered by insurance in Washington when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $21,440 cost should be covered by your plan.
What's the recovery time for acl surgery (acl reconstruction)?
Plan for 42 to 180 days of downtime after acl surgery (acl reconstruction) in Washington. The first week is typically the most restrictive — after that, you'll gradually resume daily routines. Post-op expenses like prescriptions and follow-up visits in Washington can add $1,072 to $2,144 to your total bill.
Are payment plans available for acl surgery (acl reconstruction) in Washington?
Many Washington providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $21,440 cost into monthly installments.
What should I look for in a Washington acl surgery (acl reconstruction) provider?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Washington, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.
Is it worth traveling to another state for acl surgery (acl reconstruction)?
The math works out to about $2,000 in savings if you cross into Idaho for acl surgery (acl reconstruction) ($19,440 average vs. $21,440 in Washington). The catch: you'll want a local doctor who can handle any post-op issues rather than driving back across state lines for complications.
Can Medicaid help pay for acl surgery (acl reconstruction) in Washington?
Washington Medicaid may cover acl surgery (acl reconstruction) when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Washington

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Washington's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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