ACL Surgery (ACL Reconstruction) Cost in Minnesota (2026)
Somewhat above the national average · RPP 103.5 · MN
What Drives Pricing Here
Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Minnesota.
Regional Price Parity
Minnesota's cost-of-living index sits at 103.5 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.
Specialist Availability
41 facilities perform this procedure in Minnesota — competition keeps pricing honest and gives you real leverage to shop quotes.
Vs. National Benchmark
At +3.5% above the national average ($20,000), Minnesota sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.
ACL Surgery (ACL Reconstruction) in Minnesota: What to Know
In Minnesota, Rochester, Minneapolis, and St. Paul are hubs for ACL reconstruction, with the Mayo Clinic in Rochester performing a high volume of these surgeries. M Health Fairview also offers ACL reconstruction at multiple locations. ACL reconstruction is a common and generally successful procedure, and many surgeons in the state utilize minimally invasive techniques.
For more affordable options, consider facilities outside the immediate metro areas such as Mankato. While Minnesota does not have a formal Certificate of Need (CON) program that might restrict the supply of healthcare services, be aware that the building of additional hospital beds requires prospective approval, which could indirectly affect access. Verify current pricing directly with providers.
Estimated Cost Breakdown in Minnesota
At 3.5% above average, acl surgery (acl reconstruction) in Minnesota costs a bit more. Here's the breakdown by component.
Facility Fee
OR time and hospital staffing
Most significant cost
Surgeon Fee
Expertise and experience level
Implants & Supplies
Post-Op Care
Recovery and aftercare
Anesthesia
Anesthesiologist or CRNA fee
Total Estimated Cost
Minnesota all-in range
Financing Options
Many Minnesota clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $20,700 looks like:
- Soft credit check — no hard pull
- Instant approval decisions
- HSA/FSA eligible for qualifying cases
Prices reflect regional cost-of-living adjustments. How we calculate these numbers →
Ranges adjusted for Minnesota's regional price parity (103.5). See the national percentage breakdown →
Facility Costs in Minnesota
These Minnesota facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Mayo Clinic Hospital Rochester | Rochester | $2,757 | $2,189 | 401 |
| Mayo Clinic Health System - Mankato | Mankato | $2,961 | $2,331 | 92 |
| United Hospital | Saint Paul | $2,844 | $2,242 | 71 |
| Park Nicollet Methodist Hospital | Saint Louis Park | $2,895 | $2,276 | 71 |
| Alomere Health | Alexandria | $2,947 | $2,348 | 68 |
| Essentia Health Duluth | Duluth | $2,918 | $2,325 | 66 |
| Mayo Clinic Health System Southeast Mn Region | Albert Lea | $2,974 | $2,369 | 59 |
| Regions Hospital | Saint Paul | $3,031 | $2,413 | 53 |
| St Cloud Hospital | Saint Cloud | $3,042 | $2,398 | 51 |
| Northfield City Hospital | Northfield | $3,031 | $2,415 | 49 |
ACL Surgery (ACL Reconstruction) Cost in Nearby States
Minnesota is the most expensive option in the region for acl surgery (acl reconstruction). Crossing state lines could save you money.
Expert Answers for Minnesota Patients
Local regulations, insurance nuance, and surgical standards specific to Minnesota.
Compare Minnesota with any other state
See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.
View full acl surgery (acl reconstruction) guideHow much does acl surgery (acl reconstruction) cost in Minnesota?
Does insurance cover acl surgery (acl reconstruction)?
When can I return to work after acl surgery (acl reconstruction)?
Are payment plans available for acl surgery (acl reconstruction) in Minnesota?
How do I choose a acl surgery (acl reconstruction) facility in Minnesota?
Is it worth traveling to another state for acl surgery (acl reconstruction)?
Can Medicaid help pay for acl surgery (acl reconstruction) in Minnesota?
How we calculate acl surgery (acl reconstruction) costs in Minnesota
Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:
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Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
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HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
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Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
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BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Minnesota's cost-of-living relative to the national mean.
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FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
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Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.
Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.