2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Vermont (2026)

Somewhat above the national average · RPP 104.5 · VT

Vermont Average
$20,900
▲ +4.5% above national
Typical Range
$10,450 – $31,350
National avg: $20,000
Editorial view of Vermont
Regional Pricing Confidence
92% Confidence Index
The Vermont Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Vermont.

Regional Price Parity

Vermont's cost-of-living index sits at 104.5 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

6 facilities perform this procedure in Vermont — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At +4.5% above the national average ($20,000), Vermont sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.

State Context

ACL Surgery (ACL Reconstruction) in Vermont: What to Know

ACL reconstruction is commonly performed in Vermont, with the University of Vermont Medical Center in Burlington handling the highest volume of cases. Central Vermont Medical Center (CVMC) in Berlin was the first hospital in Vermont to offer the BEAR® Implant, an innovative treatment that enables the body to heal its own torn ACL, which may result in less pain and smaller incisions. This may be an option to explore with your surgeon.

Given the relatively small geographic size of Vermont, consider consulting with orthopedic surgeons in neighboring New Hampshire, particularly at Dartmouth-Hitchcock Medical Center in Lebanon, which is easily accessible from many parts of Vermont. You may find shorter wait times or different pricing options. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Vermont

Vermont runs somewhat above the national average for acl surgery (acl reconstruction). Here's where the extra cost comes from.

Facility Fee

OR time and hospital staffing

$4,389 - $8,151

Most significant cost

Surgeon Fee

Expertise and experience level

$4,389 - $8,151

Implants & Supplies

$2,194 - $4,075

Post-Op Care

Recovery and aftercare

$2,194 - $4,075

Anesthesia

Anesthesiologist or CRNA fee

$1,463 - $2,717

Total Estimated Cost

Vermont all-in range

$10,450 – $31,350

Financing Options

Many Vermont clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $20,900 looks like:

$871/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Vermont's regional price parity (104.5). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Vermont

These Vermont facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Volume
University Of Vermont Medical Center Burlington $1,313 $695 153
Rutland Regional Medical Center Rutland $1,833 $1,209 86
Central Vermont Medical Center Barre $1,349 $705 65
Southwestern Vermont Medical Center Bennington $1,758 $1,135 51
Brattleboro Memorial Hospital Brattleboro $1,651 $1,074 40
Northwestern Medical Center Inc Saint Albans $1,367 $744 39
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

Compared to surrounding states, Vermont is the most affordable option for acl surgery (acl reconstruction).

Common Questions

Expert Answers for Vermont Patients

Local regulations, insurance nuance, and surgical standards specific to Vermont.

Compare Vermont with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
What is the average price of acl surgery (acl reconstruction) in Vermont?
Expect to budget around $20,900 for acl surgery (acl reconstruction) in Vermont. The typical range spans $10,450 to $31,350 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.
Will my health insurance pay for acl surgery (acl reconstruction)?
Yes — acl surgery (acl reconstruction) is generally covered by insurance in Vermont when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $20,900 cost should be covered by your plan.
What's the recovery time for acl surgery (acl reconstruction)?
Most Vermont patients need 42 to 180 days to fully recover from acl surgery (acl reconstruction). Your surgeon will schedule follow-ups during this window to monitor healing. At Vermont's cost of living (RPP 104.5), lost wages during recovery can be a significant hidden cost — budget for that alongside the procedure itself.
Are payment plans available for acl surgery (acl reconstruction) in Vermont?
Financing acl surgery (acl reconstruction) in Vermont is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
What should I look for in a Vermont acl surgery (acl reconstruction) provider?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Vermont, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.
Can Medicaid help pay for acl surgery (acl reconstruction) in Vermont?
If acl surgery (acl reconstruction) is deemed medically necessary, Vermont's Medicaid program may cover it partially or fully. You'll need your doctor to submit documentation to your plan. Elective cases without a medical justification are generally not covered.
Can I pay for acl surgery (acl reconstruction) with pre-tax health savings?
Your HSA or FSA can cover acl surgery (acl reconstruction) when it's medically indicated. This is one of the smartest ways to pay in Vermont — at the $20,900 average, you're looking at $4,180 to $7,315 in effective tax savings. Make sure to get an itemized bill for your records.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Vermont

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Vermont's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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