2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Massachusetts (2026)

Among the most expensive states for acl surgery (acl reconstruction) · MA

Massachusetts Average
$22,300
▲ +11.5% above national
Typical Range
$11,150 – $33,450
National avg: $20,000
Editorial view of Massachusetts
Regional Pricing Confidence
96% Confidence Index
The Massachusetts Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Massachusetts.

Regional Price Parity

Massachusetts's cost-of-living index sits at 111.5 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

49 facilities perform this procedure in Massachusetts — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At +11.5% above the national average ($20,000), Massachusetts sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.

State Context

ACL Surgery (ACL Reconstruction) in Massachusetts: What to Know

In Massachusetts, Boston stands out as a hub for ACL reconstruction, with Massachusetts General Hospital in the lead for volume. Brigham and Women's Hospital, also in Boston, is recognized for its innovative orthopedic services and experienced staff. ACL injuries are common sports injuries, often resulting from sudden movements or direct impact. ACL reconstruction is recommended when the torn ACL does not heal on its own to restore mobility and avoid further injuries.

If you're seeking more affordable options, consider facilities outside of Boston. While specific pricing can vary, exploring hospitals in the Springfield area, where Baystate Medical Center is located, or the South Weymouth area, home to South Shore Hospital, might offer cost savings. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Massachusetts

ACL Surgery (ACL Reconstruction) costs run 11.5% above the national average in Massachusetts, driven largely by higher facility and provider rates. Here's the full breakdown.

Facility Fee

OR time and hospital staffing

$4,683 - $8,697

Most significant cost

Surgeon Fee

Expertise and experience level

$4,683 - $8,697

Implants & Supplies

$2,342 - $4,348

Post-Op Care

Recovery and aftercare

$2,342 - $4,348

Anesthesia

Anesthesiologist or CRNA fee

$1,561 - $2,899

Total Estimated Cost

Massachusetts all-in range

$11,150 – $33,450

Financing Options

Many Massachusetts clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $22,300 looks like:

$929/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Massachusetts's regional price parity (111.5). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Massachusetts

These Massachusetts facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Volume
Massachusetts General Hospital Boston $3,299 $2,619 400
Baystate Medical Center Springfield $3,427 $2,724 315
South Shore Hospital South Weymouth $3,422 $2,717 292
Newton-Wellesley Hospital Newton $3,429 $2,723 286
Saint Anne's Hospital Fall River $3,425 $2,718 205
New England Baptist Hospital Boston $3,437 $2,731 173
Brigham And Women's Hospital Boston $3,436 $2,730 173
Southcoast Hospital Group, Inc Fall River $3,436 $2,731 170
Good Samaritan Medical Center Brockton $3,371 $2,676 170
Lahey Hospital & Medical Center, Burlington Burlington $3,260 $2,585 151
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

Neighboring states offer a range of acl surgery (acl reconstruction) pricing. Massachusetts falls in the middle of the pack.

Common Questions

Expert Answers for Massachusetts Patients

Local regulations, insurance nuance, and surgical standards specific to Massachusetts.

Compare Massachusetts with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
What is the average price of acl surgery (acl reconstruction) in Massachusetts?
The average cost of acl surgery (acl reconstruction) in Massachusetts is $22,300. Prices typically range from $11,150 to $33,450, depending on the facility, provider, and your specific case.
What makes acl surgery (acl reconstruction) cost more in Massachusetts?
Healthcare in Massachusetts is more expensive across the board — the state's regional price parity sits at 111.5. Surgeon salaries, real estate costs for medical facilities, and higher malpractice insurance premiums all push acl surgery (acl reconstruction) prices 11.5% above the national average.
Can I use insurance for acl surgery (acl reconstruction) in Massachusetts?
Most insurance plans cover acl surgery (acl reconstruction) when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Massachusetts provider will minimize your out-of-pocket share.
How long is recovery after acl surgery (acl reconstruction)?
Expect 42 to 180 days before you're fully back to normal after acl surgery (acl reconstruction). Recovery milestones vary by patient, but most people in Massachusetts find they can handle light errands by day 42 and resume exercise around day 180. Your surgeon's post-op protocol will give you a more personalized timeline.
How can I finance acl surgery (acl reconstruction) in Massachusetts?
Many Massachusetts providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $22,300 cost into monthly installments.
How do I choose a acl surgery (acl reconstruction) facility in Massachusetts?
Focus on three things: the facility's acl surgery (acl reconstruction) case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Massachusetts has both hospital and outpatient options — outpatient centers typically offer significant savings.
Is it worth traveling to another state for acl surgery (acl reconstruction)?
Yes — Vermont offers acl surgery (acl reconstruction) at an average of $20,900, which is $1,400 less than Massachusetts. Factor in travel costs, follow-up visit logistics, and whether your insurance network covers out-of-state providers before making the trip.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Massachusetts

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Massachusetts's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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