ACL Surgery (ACL Reconstruction) Cost in North Dakota (2026)
Modest savings vs. the US average · ND
What Drives Pricing Here
Three factors explain most of why acl surgery (acl reconstruction) costs what it does in North Dakota.
Regional Price Parity
North Dakota's cost-of-living index sits at 95.2 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.
Specialist Availability
6 facilities perform this procedure in North Dakota — competition keeps pricing honest and gives you real leverage to shop quotes.
Vs. National Benchmark
At -4.8% below the national average ($20,000), North Dakota is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.
ACL Surgery (ACL Reconstruction) in North Dakota: What to Know
In North Dakota, ACL reconstruction is frequently performed in Fargo and Grand Forks. Sanford in Fargo handles the highest volume of these procedures in the state. ACL surgery is considered minor surgery. The ACL is not necessary to participate in most activities, a damaged ACL can reduce performance while running, playing contact sports, and in some highly physical jobs.
Given the concentration of services in Fargo and Grand Forks, exploring options in these cities may provide you with more choices and potentially shorter wait times. You could also consider facilities in neighboring states like Minnesota, where larger metropolitan areas might offer competitive pricing or specialized expertise. Verify current pricing directly with providers.
Estimated Cost Breakdown in North Dakota
North Dakota falls slightly below the national average for acl surgery (acl reconstruction) costs. Here's the typical cost breakdown.
Facility Fee
OR time and hospital staffing
Most significant cost
Surgeon Fee
Expertise and experience level
Implants & Supplies
Post-Op Care
Recovery and aftercare
Anesthesia
Anesthesiologist or CRNA fee
Total Estimated Cost
North Dakota all-in range
Financing Options
Many North Dakota clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $19,040 looks like:
- Soft credit check — no hard pull
- Instant approval decisions
- HSA/FSA eligible for qualifying cases
Based on CMS Medicare data and regional price parities. Learn about our methodology →
Ranges adjusted for North Dakota's regional price parity (95.2). See the national percentage breakdown →
Facility Costs in North Dakota
Below are the top facilities performing acl surgery (acl reconstruction) in North Dakota, ranked by volume. Rates shown are negotiated amounts from CMS Medicare data.
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Sanford | Fargo | $2,922 | $2,325 | 320 |
| Altru Hospital | Grand Forks | $3,042 | $2,408 | 179 |
| Essentia Health Fargo | Fargo | $2,929 | $2,334 | 115 |
| Sanford Medical Center Bismarck | Bismarck | $2,929 | $2,333 | 111 |
| Trinity Hospitals | Minot | $3,066 | $2,426 | 106 |
| Chi St Alexius Health | Bismarck | $2,929 | $2,334 | 46 |
ACL Surgery (ACL Reconstruction) Cost in Nearby States
North Dakota has the lowest acl surgery (acl reconstruction) costs in the region. Neighboring states all run higher — here's how they compare.
Expert Answers for North Dakota Patients
Local regulations, insurance nuance, and surgical standards specific to North Dakota.
Compare North Dakota with any other state
See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.
View full acl surgery (acl reconstruction) guideWhat should I expect to pay for acl surgery (acl reconstruction) in North Dakota?
Does insurance cover acl surgery (acl reconstruction)?
When can I return to work after acl surgery (acl reconstruction)?
Are payment plans available for acl surgery (acl reconstruction) in North Dakota?
What should I look for in a North Dakota acl surgery (acl reconstruction) provider?
Does North Dakota Medicaid cover acl surgery (acl reconstruction)?
Is acl surgery (acl reconstruction) eligible for HSA/FSA funds?
How we calculate acl surgery (acl reconstruction) costs in North Dakota
Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:
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Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
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HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
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Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
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BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for North Dakota's cost-of-living relative to the national mean.
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FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
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Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.
Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.