2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Texas (2026)

Below-average pricing · Regional price parity: 96.2 · TX

Texas Average
$19,240
▼ -3.8% below national
Typical Range
$9,620 – $28,860
National avg: $20,000
Editorial view of Texas
Regional Pricing Confidence
88% Confidence Index
The Texas Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Texas.

Regional Price Parity

Texas's cost-of-living index sits at 96.2 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

178 facilities perform this procedure in Texas — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -3.8% below the national average ($20,000), Texas is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

ACL Surgery (ACL Reconstruction) in Texas: What to Know

ACL reconstruction is a common procedure in Texas, particularly in cities like Houston, Fort Worth, and Dallas, which have numerous orthopedic specialists. These injuries are especially common among athletes. ACL reconstruction typically involves replacing the damaged ligament with a tissue graft, and most patients can return home the same day. Physical therapy is a crucial part of recovery, usually lasting for 4-6 months.

If you're seeking more affordable options, consider exploring surgery centers or hospitals in the Tyler area, where facilities like Baylor Scott & White Texas Spine & Joint Hospital have some of the lowest average payments in the state. Since Texas has no Certificate of Need laws, there are many thriving surgery centers. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Texas

ACL Surgery (ACL Reconstruction) pricing in Texas comes in modestly under the US average. This is the typical expense structure.

Facility Fee

OR time and hospital staffing

$4,040 - $7,504

Most significant cost

Surgeon Fee

Expertise and experience level

$4,040 - $7,504

Implants & Supplies

$2,020 - $3,752

Post-Op Care

Recovery and aftercare

$2,020 - $3,752

Anesthesia

Anesthesiologist or CRNA fee

$1,347 - $2,501

Total Estimated Cost

Texas all-in range

$9,620 – $28,860

Financing Options

Many Texas clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $19,240 looks like:

$802/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Texas's regional price parity (96.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Texas

Below are the top facilities performing acl surgery (acl reconstruction) in Texas, ranked by volume. Rates shown are negotiated amounts from CMS Medicare data.

Facility City Negotiated Rate Medicare Volume
Baylor Scott & White Texas Spine & Joint Hospital Tyler $2,602 $2,064 405
Texas Orthopedic Hospital Houston $2,867 $2,273 332
North Central Surgical Center Llp Dallas $2,791 $2,216 268
Texas Institute For Surgery At Presbyterian Hospit Dallas $2,813 $2,227 203
Houston Methodist Hospital Houston $2,825 $2,242 198
Houston Methodist Sugarland Hospital Sugar Land $2,877 $2,285 195
Baylor Scott & White Medical Center - Temple Temple $2,814 $2,227 193
Christus Mother Frances Hospital Tyler $2,666 $2,117 189
Baylor Scott And White Orthopedic And Spine Hospi Arlington $2,788 $2,215 159
Christus Southeast Texas- St Elizabeth Beaumont $2,825 $2,230 149
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

Texas runs close to the national average for acl surgery (acl reconstruction), but it's the pricier option compared to its immediate neighbors.

Common Questions

Expert Answers for Texas Patients

Local regulations, insurance nuance, and surgical standards specific to Texas.

Compare Texas with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
What should I expect to pay for acl surgery (acl reconstruction) in Texas?
In Texas, acl surgery (acl reconstruction) runs about $19,240 on average. Most patients pay between $9,620 and $28,860, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Can I use insurance for acl surgery (acl reconstruction) in Texas?
For medically necessary cases, acl surgery (acl reconstruction) is usually covered. Your out-of-pocket cost in Texas will depend on your plan's deductible, copay structure, and whether your provider is in-network. Always get a pre-authorization before the procedure.
What's the recovery time for acl surgery (acl reconstruction)?
Plan for 42 to 180 days of downtime after acl surgery (acl reconstruction) in Texas. The first week is typically the most restrictive — after that, you'll gradually resume daily routines. Post-op expenses like prescriptions and follow-up visits in Texas can add $962 to $1,924 to your total bill.
Are payment plans available for acl surgery (acl reconstruction) in Texas?
Most Texas surgeons work with financing companies that offer monthly payment plans. CareCredit and Prosper are the most common. You might also ask about cash-pay pricing — some providers knock 10-20% off the $19,240 sticker price when you pay upfront.
How do I choose a acl surgery (acl reconstruction) facility in Texas?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Texas, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.
Can I save by getting acl surgery (acl reconstruction) in a neighboring state?
Arkansas runs $1,000 cheaper for acl surgery (acl reconstruction) than Texas. For patients near the state line, that 5% difference can justify the trip. Ask your Texas surgeon if they coordinate with out-of-state providers for post-op monitoring.
Is acl surgery (acl reconstruction) covered under Texas's Medicaid program?
Medicaid coverage for acl surgery (acl reconstruction) in Texas depends on medical necessity. If your doctor documents that acl surgery (acl reconstruction) is required for your health, Texas Medicaid may cover part or all of the cost. Pre-authorization is typically required. Contact Texas's Medicaid office or your managed care plan for specific coverage details.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Texas

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Texas's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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