ACL Surgery (ACL Reconstruction) Cost in Illinois (2026)
Close to the national average · RPP 101.2 · IL
What Drives Pricing Here
Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Illinois.
Regional Price Parity
Illinois's cost-of-living index sits at 101.2 — near the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.
Specialist Availability
83 facilities perform this procedure in Illinois — competition keeps pricing honest and gives you real leverage to shop quotes.
Vs. National Benchmark
Illinois tracks within 1.2% of the national average ($20,000) — a typical mid-market pricing environment with wide provider variance.
ACL Surgery (ACL Reconstruction) in Illinois: What to Know
In Illinois, the highest volumes of ACL reconstructions are performed at Northshore University HealthSystem Evanston Hospital and Northwestern Memorial Hospital in Chicago. These facilities demonstrate considerable experience with the procedure. While comprehensive data on out-of-state travel is limited, Illinois has a Certificate of Need (CON) program, which may affect the availability of new surgical centers and expansions. The CON program is scheduled to be repealed at the end of 2029.
If you're seeking more affordable options, consider facilities outside of major metropolitan areas. While specific data is limited, exploring hospitals in smaller cities or even neighboring states without CON laws, which might foster more competition and potentially lower costs, could be beneficial. Verify current pricing directly with providers.
Estimated Cost Breakdown in Illinois
Illinois sits near the middle of the pack for acl surgery (acl reconstruction) pricing. The cost components typically split like this.
Facility Fee
OR time and hospital staffing
Most significant cost
Surgeon Fee
Expertise and experience level
Implants & Supplies
Post-Op Care
Recovery and aftercare
Anesthesia
Anesthesiologist or CRNA fee
Total Estimated Cost
Illinois all-in range
Financing Options
Many Illinois clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $20,240 looks like:
- Soft credit check — no hard pull
- Instant approval decisions
- HSA/FSA eligible for qualifying cases
Prices reflect regional cost-of-living adjustments. How we calculate these numbers →
Ranges adjusted for Illinois's regional price parity (101.2). See the national percentage breakdown →
Facility Costs in Illinois
Below are the top facilities performing acl surgery (acl reconstruction) in Illinois, ranked by volume. Rates shown are negotiated amounts from CMS Medicare data.
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Northshore University Healthsystem Evanston Hosp | Evanston | $2,969 | $2,361 | 222 |
| Northwestern Memorial Hospital | Chicago | $2,932 | $2,321 | 180 |
| Sarah Bush Lincoln Health Center | Mattoon | $2,813 | $2,233 | 133 |
| Memorial Medical Center | Springfield | $2,660 | $2,110 | 120 |
| Decatur Memorial Hospital | Decatur | $2,719 | $2,162 | 113 |
| Northwestern Medicine Mchenry Hospital | Mchenry | $2,931 | $2,322 | 111 |
| Advocate Good Shepherd Hospital | Barrington | $2,970 | $2,348 | 102 |
| Carle Health Proctor Hospital | Peoria | $2,676 | $2,127 | 99 |
| Advocate Christ Hospital & Medical Center | Oak Lawn | $2,869 | $2,260 | 94 |
| St Johns Hospital | Springfield | $2,485 | $1,940 | 90 |
ACL Surgery (ACL Reconstruction) Cost in Nearby States
ACL Surgery (ACL Reconstruction) pricing in Illinois is typical nationally, though nearby states offer slightly lower rates.
Expert Answers for Illinois Patients
Local regulations, insurance nuance, and surgical standards specific to Illinois.
Compare Illinois with any other state
See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.
View full acl surgery (acl reconstruction) guideWhat is the average price of acl surgery (acl reconstruction) in Illinois?
Will my health insurance pay for acl surgery (acl reconstruction)?
How long is recovery after acl surgery (acl reconstruction)?
What payment options exist for acl surgery (acl reconstruction) in Illinois?
How do I compare acl surgery (acl reconstruction) facilities in Illinois?
Can I save by getting acl surgery (acl reconstruction) in a neighboring state?
Does Illinois Medicaid cover acl surgery (acl reconstruction)?
How we calculate acl surgery (acl reconstruction) costs in Illinois
Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:
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Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
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HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
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Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
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BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Illinois's cost-of-living relative to the national mean.
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FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
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Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.
Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.