2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Virginia (2026)

Somewhat above the national average · RPP 103.2 · VA

Virginia Average
$20,640
▲ +3.2% above national
Typical Range
$10,320 – $30,960
National avg: $20,000
Editorial view of Virginia
Regional Pricing Confidence
92% Confidence Index
The Virginia Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Virginia.

Regional Price Parity

Virginia's cost-of-living index sits at 103.2 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

55 facilities perform this procedure in Virginia — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At +3.2% above the national average ($20,000), Virginia sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.

State Context

ACL Surgery (ACL Reconstruction) in Virginia: What to Know

ACL reconstruction is a common procedure in Virginia, particularly in cities with major hospital systems like Charlottesville, Norfolk, and Richmond. These areas see a higher volume of ACL surgeries. ACL injuries often occur during sports that involve twisting or overextending the knee. The surgery involves replacing the torn ligament with a tissue graft, usually from the patient's own body or a donor.

If you're seeking more affordable options, consider exploring facilities outside major metropolitan areas or comparing costs at different hospital systems. While Virginia's average cost is slightly above the national average, remember that prices can vary. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Virginia

Expect to pay moderately more for acl surgery (acl reconstruction) in Virginia. These are the cost components driving the total.

Facility Fee

OR time and hospital staffing

$4,334 - $8,050

Most significant cost

Surgeon Fee

Expertise and experience level

$4,334 - $8,050

Implants & Supplies

$2,167 - $4,025

Post-Op Care

Recovery and aftercare

$2,167 - $4,025

Anesthesia

Anesthesiologist or CRNA fee

$1,445 - $2,683

Total Estimated Cost

Virginia all-in range

$10,320 – $30,960

Financing Options

Many Virginia clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $20,640 looks like:

$860/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for Virginia's regional price parity (103.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Virginia

Here are the highest-volume acl surgery (acl reconstruction) providers in Virginia. All rates come from CMS Medicare claims data — actual payments, not list prices.

Facility City Negotiated Rate Medicare Volume
University Of Virginia Medical Center Charlottesville $2,781 $2,206 253
Sentara Leigh Hospital Norfolk $2,703 $2,135 187
Henrico Doctors' Hospital Richmond $2,773 $2,205 175
Sentara Rmh Medical Center Harrisonburg $2,999 $2,364 150
Carilion Roanoke Memorial Hospital Roanoke $2,655 $2,111 129
Bon Secours Mary Immaculate Hospital Newport News $2,736 $2,171 115
Bon Secours Memorial Regional Medical Center Mechanicsville $2,892 $2,294 91
Bon Secours St Marys Hospital Richmond $2,841 $2,236 90
Cjw Medical Center Richmond $2,748 $2,182 86
Augusta Health Fishersville $3,113 $2,478 85
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

See how Virginia's acl surgery (acl reconstruction) costs compare to neighboring states. Prices can vary significantly even across state lines.

Common Questions

Expert Answers for Virginia Patients

Local regulations, insurance nuance, and surgical standards specific to Virginia.

Compare Virginia with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
What is the average price of acl surgery (acl reconstruction) in Virginia?
Virginia patients pay an average of $20,640 for acl surgery (acl reconstruction). Quotes from individual providers generally fall between $10,320 and $30,960, with facility fees and surgeon experience accounting for most of the variation.
Does insurance cover acl surgery (acl reconstruction)?
Insurance typically picks up most of the tab for acl surgery (acl reconstruction) when it's medically indicated. In Virginia, confirm your surgeon is in-network and get pre-authorization before scheduling to avoid surprise bills.
How long is recovery after acl surgery (acl reconstruction)?
The recovery timeline for acl surgery (acl reconstruction) is 42 to 180 days. Here's the general pattern: days 1-42 involve significant rest, days 42-180 are a gradual return to activity. Virginia patients should also budget for post-op care costs — follow-up visits, pain management, and any required imaging or lab work.
How can I finance acl surgery (acl reconstruction) in Virginia?
Many Virginia providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $20,640 cost into monthly installments.
How do I compare acl surgery (acl reconstruction) facilities in Virginia?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Virginia, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.
Should I consider acl surgery (acl reconstruction) outside Virginia?
At $17,960, West Virginia is the cheapest neighboring option — 13% below Virginia's average. If the savings justify your travel and lodging costs, it's a viable option. Many border-area patients do this, especially for elective procedures where timing is flexible.
Can Medicaid help pay for acl surgery (acl reconstruction) in Virginia?
Medicaid in Virginia can cover acl surgery (acl reconstruction) when there's a documented medical need. The key is pre-authorization — your physician will need to submit clinical justification to your managed care organization before the procedure is approved.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Virginia

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Virginia's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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