2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Colorado (2026)

Somewhat above the national average · RPP 105.2 · CO

Colorado Average
$21,040
▲ +5.2% above national
Typical Range
$10,520 – $31,560
National avg: $20,000
Editorial view of Colorado
Regional Pricing Confidence
92% Confidence Index
The Colorado Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Colorado.

Regional Price Parity

Colorado's cost-of-living index sits at 105.2 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

40 facilities perform this procedure in Colorado — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At +5.2% above the national average ($20,000), Colorado sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.

State Context

ACL Surgery (ACL Reconstruction) in Colorado: What to Know

Colorado's Front Range, particularly the Denver and Colorado Springs areas, is a hub for ACL reconstruction, driven by the state's active lifestyle and sports-related injuries. High-volume facilities include Centura Penrose Hospital in Colorado Springs, Poudre Valley Hospital in Fort Collins, and the University of Colorado Hospital Authority in Aurora. While specific data on out-of-state patients is limited, Colorado's reputation for sports medicine suggests some patients may travel to the state for specialized care. Colorado does not have certificate-of-need laws that might otherwise restrict the availability of services.

If you're seeking more affordable options, consider exploring facilities in the Colorado Springs area, where the average payments can be lower than the state average. Also, explore direct-pay options, such as Smith Medical, for transparent pricing. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Colorado

Colorado runs somewhat above the national average for acl surgery (acl reconstruction). Here's where the extra cost comes from.

Facility Fee

OR time and hospital staffing

$4,418 - $8,206

Most significant cost

Surgeon Fee

Expertise and experience level

$4,418 - $8,206

Implants & Supplies

$2,209 - $4,103

Post-Op Care

Recovery and aftercare

$2,209 - $4,103

Anesthesia

Anesthesiologist or CRNA fee

$1,473 - $2,735

Total Estimated Cost

Colorado all-in range

$10,520 – $31,560

Financing Options

Many Colorado clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $21,040 looks like:

$877/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Colorado's regional price parity (105.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Colorado

These Colorado facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Volume
Centura Penrose Hospital Colorado Springs $2,904 $2,302 123
Poudre Valley Hospital Fort Collins $2,951 $2,345 110
University Of Colorado Hospital Authority Aurora $2,867 $2,275 82
Valley View Hospital Association Glenwood Springs $2,945 $2,340 76
Centura Mercy Hospital Durango $3,161 $2,518 62
Uchealth Grandview Hospital Colorado Springs $2,909 $2,309 56
Foothills Hospital Boulder $2,906 $2,306 52
Uchealth Broomfield Hospital Broomfield $2,906 $2,295 52
Swedish Medical Center Englewood $2,913 $2,301 46
Sky Ridge Medical Center Lone Tree $2,951 $2,348 45
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

ACL Surgery (ACL Reconstruction) in Colorado costs more than all neighboring states. If travel is feasible, the savings could be substantial.

Common Questions

Expert Answers for Colorado Patients

Local regulations, insurance nuance, and surgical standards specific to Colorado.

Compare Colorado with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
How much does acl surgery (acl reconstruction) cost in Colorado?
The average cost of acl surgery (acl reconstruction) in Colorado is $21,040. Prices typically range from $10,520 to $31,560, depending on the facility, provider, and your specific case.
Can I use insurance for acl surgery (acl reconstruction) in Colorado?
For medically necessary cases, acl surgery (acl reconstruction) is usually covered. Your out-of-pocket cost in Colorado will depend on your plan's deductible, copay structure, and whether your provider is in-network. Always get a pre-authorization before the procedure.
How long is recovery after acl surgery (acl reconstruction)?
Plan for 42 to 180 days of downtime after acl surgery (acl reconstruction) in Colorado. The first week is typically the most restrictive — after that, you'll gradually resume daily routines. Post-op expenses like prescriptions and follow-up visits in Colorado can add $1,052 to $2,104 to your total bill.
Are payment plans available for acl surgery (acl reconstruction) in Colorado?
Most Colorado surgeons work with financing companies that offer monthly payment plans. CareCredit and Prosper are the most common. You might also ask about cash-pay pricing — some providers knock 10-20% off the $21,040 sticker price when you pay upfront.
What should I look for in a Colorado acl surgery (acl reconstruction) provider?
Focus on three things: the facility's acl surgery (acl reconstruction) case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Colorado has both hospital and outpatient options — outpatient centers typically offer significant savings.
Is it worth traveling to another state for acl surgery (acl reconstruction)?
Yes — Oklahoma offers acl surgery (acl reconstruction) at an average of $18,560, which is $2,480 less than Colorado. Factor in travel costs, follow-up visit logistics, and whether your insurance network covers out-of-state providers before making the trip.
Can Medicaid help pay for acl surgery (acl reconstruction) in Colorado?
Colorado Medicaid may cover acl surgery (acl reconstruction) when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Colorado

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Colorado's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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