2026 Forecast Verified

ACL Surgery (ACL Reconstruction) Cost in Rhode Island (2026)

Somewhat above the national average · RPP 104.8 · RI

Rhode Island Average
$20,960
▲ +4.8% above national
Typical Range
$10,480 – $31,440
National avg: $20,000
Editorial view of Rhode Island
Regional Pricing Confidence
92% Confidence Index
The Rhode Island Market

What Drives Pricing Here

Three factors explain most of why acl surgery (acl reconstruction) costs what it does in Rhode Island.

Regional Price Parity

Rhode Island's cost-of-living index sits at 104.8 — above the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

7 facilities perform this procedure in Rhode Island — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At +4.8% above the national average ($20,000), Rhode Island sits in premium territory. Likely drivers: high demand, metro concentration, or tier-one facility networks.

State Context

ACL Surgery (ACL Reconstruction) in Rhode Island: What to Know

Rhode Island offers several locations for ACL reconstruction, with hubs in Warwick, Providence and Wakefield. Kent County Memorial Hospital in Warwick sees the highest volume. While specific data on out-of-state travel for this surgery is limited, Rhode Island's proximity to other states means you might encounter patients from nearby areas seeking care within the state. Keep in mind that new or expanded tertiary care services are subject to Rhode Island's Certificate of Need process, which regulates healthcare development.

If you have flexibility, consider exploring options outside of the main hospital systems. Ambulatory surgery centers may offer competitive pricing. Also, evaluate costs in neighboring states like Connecticut or Massachusetts, as prices and facility fees can vary. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Rhode Island

Rhode Island runs somewhat above the national average for acl surgery (acl reconstruction). Here's where the extra cost comes from.

Facility Fee

OR time and hospital staffing

$4,402 - $8,174

Most significant cost

Surgeon Fee

Expertise and experience level

$4,402 - $8,174

Implants & Supplies

$2,201 - $4,087

Post-Op Care

Recovery and aftercare

$2,201 - $4,087

Anesthesia

Anesthesiologist or CRNA fee

$1,467 - $2,725

Total Estimated Cost

Rhode Island all-in range

$10,480 – $31,440

Financing Options

Many Rhode Island clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $20,960 looks like:

$873/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Rhode Island's regional price parity (104.8). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Rhode Island

Below are the top facilities performing acl surgery (acl reconstruction) in Rhode Island, ranked by volume. Rates shown are negotiated amounts from CMS Medicare data.

Facility City Negotiated Rate Medicare Volume
Kent County Memorial Hospital Warwick $3,106 $2,470 83
Rhode Island Hospital Providence $3,052 $2,413 69
South County Hospital Inc Wakefield $3,071 $2,417 52
Newport Hospital Newport $2,991 $2,368 50
The Miriam Hospital Providence $2,860 $2,265 39
Roger Williams Medical Center Providence $3,074 $2,410 36
Our Lady Of Fatima Hospital North Providence $3,168 $2,518 27
Regional Comparison

ACL Surgery (ACL Reconstruction) Cost in Nearby States

Rhode Island has the lowest acl surgery (acl reconstruction) costs in the region. Neighboring states all run higher — here's how they compare.

Common Questions

Expert Answers for Rhode Island Patients

Local regulations, insurance nuance, and surgical standards specific to Rhode Island.

Compare Rhode Island with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main acl surgery (acl reconstruction) cost guide.

View full acl surgery (acl reconstruction) guide
What should I expect to pay for acl surgery (acl reconstruction) in Rhode Island?
In Rhode Island, acl surgery (acl reconstruction) runs about $20,960 on average. Most patients pay between $10,480 and $31,440, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Can I use insurance for acl surgery (acl reconstruction) in Rhode Island?
Most insurance plans cover acl surgery (acl reconstruction) when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Rhode Island provider will minimize your out-of-pocket share.
When can I return to work after acl surgery (acl reconstruction)?
Full recovery from acl surgery (acl reconstruction) runs 42 to 180 days on average. Desk workers can often return sooner, while physically demanding jobs require the full recovery window. In Rhode Island, medications and follow-up appointments typically run $629 to $1,677 beyond the base procedure cost.
What payment options exist for acl surgery (acl reconstruction) in Rhode Island?
Most Rhode Island surgeons work with financing companies that offer monthly payment plans. CareCredit and Prosper are the most common. You might also ask about cash-pay pricing — some providers knock 10-20% off the $20,960 sticker price when you pay upfront.
How do I choose a acl surgery (acl reconstruction) facility in Rhode Island?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Rhode Island, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.
Can Medicaid help pay for acl surgery (acl reconstruction) in Rhode Island?
If acl surgery (acl reconstruction) is deemed medically necessary, Rhode Island's Medicaid program may cover it partially or fully. You'll need your doctor to submit documentation to your plan. Elective cases without a medical justification are generally not covered.
Can I use my HSA or FSA for acl surgery (acl reconstruction)?
Medically necessary acl surgery (acl reconstruction) qualifies for HSA and FSA funds. In Rhode Island, that means you could save $4,192 to $7,336 on the $20,960 average by paying with pre-tax dollars instead of after-tax income.
Data Sources & References

How we calculate acl surgery (acl reconstruction) costs in Rhode Island

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Rhode Island's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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