ACL Surgery (ACL Reconstruction) Cost in Vermont (2026)

Somewhat above the national average · RPP 104.5 · VT

Vermont Average

$20,900

Typical Range

$10,450 – $31,350

National Average

$20,000

▲ +4.5% above national average

ACL Surgery (ACL Reconstruction) in Vermont: What to Know

ACL reconstruction is commonly performed in Vermont, with the University of Vermont Medical Center in Burlington handling the highest volume of cases. Central Vermont Medical Center (CVMC) in Berlin was the first hospital in Vermont to offer the BEAR® Implant, an innovative treatment that enables the body to heal its own torn ACL, which may result in less pain and smaller incisions. This may be an option to explore with your surgeon.

Given the relatively small geographic size of Vermont, consider consulting with orthopedic surgeons in neighboring New Hampshire, particularly at Dartmouth-Hitchcock Medical Center in Lebanon, which is easily accessible from many parts of Vermont. You may find shorter wait times or different pricing options. Verify current pricing directly with providers.

Estimated Cost Breakdown in Vermont

Vermont runs somewhat above the national average for acl surgery (acl reconstruction). Here's where the extra cost comes from.

Component	Estimated Range
Facility Fee	$4,389 - $8,151
Surgeon Fee	$4,389 - $8,151
Implants Supplies	$2,194 - $4,075
Post Op Care	$2,194 - $4,075
Anesthesia	$1,463 - $2,717
Total Estimated Cost	$10,450 – $31,350

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Vermont's regional price parity (104.5). See the national percentage breakdown →

Facility Costs in Vermont

These Vermont facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility	City	Negotiated Rate	Medicare Payment	Volume
University Of Vermont Medical Center	Burlington	$1,313	$695	153
Rutland Regional Medical Center	Rutland	$1,833	$1,209	86
Central Vermont Medical Center	Barre	$1,349	$705	65
Southwestern Vermont Medical Center	Bennington	$1,758	$1,135	51
Brattleboro Memorial Hospital	Brattleboro	$1,651	$1,074	40
Northwestern Medical Center Inc	Saint Albans	$1,367	$744	39

ACL Surgery (ACL Reconstruction) Cost in Neighboring States

Compared to surrounding states, Vermont is the most affordable option for acl surgery (acl reconstruction).

ACL Surgery (ACL Reconstruction) in Vermont: Common Questions

What is the average price of acl surgery (acl reconstruction) in Vermont?

Expect to budget around $20,900 for acl surgery (acl reconstruction) in Vermont. The typical range spans $10,450 to $31,350 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.

Will my health insurance pay for acl surgery (acl reconstruction)?

Yes — acl surgery (acl reconstruction) is generally covered by insurance in Vermont when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $20,900 cost should be covered by your plan.

What's the recovery time for acl surgery (acl reconstruction)?

Most Vermont patients need 42 to 180 days to fully recover from acl surgery (acl reconstruction). Your surgeon will schedule follow-ups during this window to monitor healing. At Vermont's cost of living (RPP 104.5), lost wages during recovery can be a significant hidden cost — budget for that alongside the procedure itself.

Are payment plans available for acl surgery (acl reconstruction) in Vermont?

Financing acl surgery (acl reconstruction) in Vermont is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.

What should I look for in a Vermont acl surgery (acl reconstruction) provider?

Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Vermont, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.

Can Medicaid help pay for acl surgery (acl reconstruction) in Vermont?

If acl surgery (acl reconstruction) is deemed medically necessary, Vermont's Medicaid program may cover it partially or fully. You'll need your doctor to submit documentation to your plan. Elective cases without a medical justification are generally not covered.

Can I pay for acl surgery (acl reconstruction) with pre-tax health savings?

Your HSA or FSA can cover acl surgery (acl reconstruction) when it's medically indicated. This is one of the smartest ways to pay in Vermont — at the $20,900 average, you're looking at $4,180 to $7,315 in effective tax savings. Make sure to get an itemized bill for your records.

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