ACL Surgery (ACL Reconstruction) Cost in Tennessee (2026)

Below-average pricing · Regional price parity: 94.2 · TN

Tennessee Average
$18,840
Typical Range
$9,420 – $28,260
National Average
$20,000
▼ -5.8% below national average

ACL Surgery (ACL Reconstruction) in Tennessee: What to Know

Nashville is a hub for ACL reconstruction in Tennessee, with Vanderbilt University Medical Center performing a high volume of these surgeries. Some patients travel to Nashville from out of state for orthopedic care, including ACL reconstruction. Cities such as Knoxville and Franklin also offer specialized services. ACL reconstruction is a common procedure with generally high success rates, so you can expect a return to normal activity without restrictions.

If you're seeking more affordable options, consider facilities outside of Nashville, such as Jackson-Madison County General Hospital. Also, be aware that Tennessee has modified its Certificate of Need laws, which could affect the availability and licensing requirements of ambulatory surgery centers. Verify current pricing directly with providers.

Estimated Cost Breakdown in Tennessee

Tennessee falls slightly below the national average for acl surgery (acl reconstruction) costs. Here's the typical cost breakdown.

ComponentEstimated Range
Facility Fee $3,956 - $7,348
Surgeon Fee $3,956 - $7,348
Implants Supplies $1,978 - $3,674
Post Op Care $1,978 - $3,674
Anesthesia $1,319 - $2,449
Total Estimated Cost $9,420 – $28,260

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Tennessee's regional price parity (94.2). See the national percentage breakdown →

Facility Costs in Tennessee

Here are the highest-volume acl surgery (acl reconstruction) providers in Tennessee. All rates come from CMS Medicare claims data — actual payments, not list prices.

Facility City Negotiated Rate Medicare Payment Volume
Vanderbilt University Medical Center Nashville $2,071 $1,632 212
Erlanger Medical Center Chattanooga $2,612 $2,068 178
Jackson-Madison County General Hospital Jackson $2,707 $2,137 122
Cookeville Regional Medical Center Cookeville $2,834 $2,252 118
Parkridge Medical Center Chattanooga $2,648 $2,103 108
Henry County Medical Center Paris $2,501 $1,985 104
Blount Memorial Hospital Maryville $2,547 $2,017 99
University Of Tn Medical Center (The) Knoxville $2,480 $1,955 88
Memorial Healthcare System, Inc Chattanooga $2,615 $2,056 74
Campbell Clinic Surgery Center, Llc Germantown $2,636 $2,086 69

ACL Surgery (ACL Reconstruction) Cost in Neighboring States

Neighboring states offer a range of acl surgery (acl reconstruction) pricing. Tennessee falls in the middle of the pack.

ACL Surgery (ACL Reconstruction) in Tennessee: Common Questions

What should I expect to pay for acl surgery (acl reconstruction) in Tennessee?
In Tennessee, acl surgery (acl reconstruction) runs about $18,840 on average. Most patients pay between $9,420 and $28,260, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Does insurance cover acl surgery (acl reconstruction)?
Most insurance plans cover acl surgery (acl reconstruction) when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Tennessee provider will minimize your out-of-pocket share.
What's the recovery time for acl surgery (acl reconstruction)?
Recovery after acl surgery (acl reconstruction) typically takes 42 to 180 days. Most patients can handle light activities after 42 days, with full recovery by 180 days. Plan for time off work and factor in the cost of follow-up visits, medications, and any post-operative care when budgeting beyond the procedure cost itself.
How can I finance acl surgery (acl reconstruction) in Tennessee?
Financing acl surgery (acl reconstruction) in Tennessee is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
How do I compare acl surgery (acl reconstruction) facilities in Tennessee?
Start with case volume — facilities that perform more procedures generally have better outcomes. In Tennessee, also compare hospital vs. ambulatory surgery center pricing (ASCs can be 30-50% cheaper) and check whether your insurance network includes the facility.
Should I consider acl surgery (acl reconstruction) outside Tennessee?
Mississippi runs $1,140 cheaper for acl surgery (acl reconstruction) than Tennessee. For patients near the state line, that 6% difference can justify the trip. Ask your Tennessee surgeon if they coordinate with out-of-state providers for post-op monitoring.
Can Medicaid help pay for acl surgery (acl reconstruction) in Tennessee?
Medicaid in Tennessee can cover acl surgery (acl reconstruction) when there's a documented medical need. The key is pre-authorization — your physician will need to submit clinical justification to your managed care organization before the procedure is approved.

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