ACL Surgery (ACL Reconstruction) Cost in Minnesota (2026)

Somewhat above the national average · RPP 103.5 · MN

Minnesota Average
$20,700
Typical Range
$10,350 – $31,050
National Average
$20,000
▲ +3.5% above national average

ACL Surgery (ACL Reconstruction) in Minnesota: What to Know

In Minnesota, Rochester, Minneapolis, and St. Paul are hubs for ACL reconstruction, with the Mayo Clinic in Rochester performing a high volume of these surgeries. M Health Fairview also offers ACL reconstruction at multiple locations. ACL reconstruction is a common and generally successful procedure, and many surgeons in the state utilize minimally invasive techniques.

For more affordable options, consider facilities outside the immediate metro areas such as Mankato. While Minnesota does not have a formal Certificate of Need (CON) program that might restrict the supply of healthcare services, be aware that the building of additional hospital beds requires prospective approval, which could indirectly affect access. Verify current pricing directly with providers.

Estimated Cost Breakdown in Minnesota

At 3.5% above average, acl surgery (acl reconstruction) in Minnesota costs a bit more. Here's the breakdown by component.

ComponentEstimated Range
Facility Fee $4,347 - $8,073
Surgeon Fee $4,347 - $8,073
Implants Supplies $2,174 - $4,036
Post Op Care $2,174 - $4,036
Anesthesia $1,449 - $2,691
Total Estimated Cost $10,350 – $31,050

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Minnesota's regional price parity (103.5). See the national percentage breakdown →

Facility Costs in Minnesota

These Minnesota facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Payment Volume
Mayo Clinic Hospital Rochester Rochester $2,757 $2,189 401
Mayo Clinic Health System - Mankato Mankato $2,961 $2,331 92
United Hospital Saint Paul $2,844 $2,242 71
Park Nicollet Methodist Hospital Saint Louis Park $2,895 $2,276 71
Alomere Health Alexandria $2,947 $2,348 68
Essentia Health Duluth Duluth $2,918 $2,325 66
Mayo Clinic Health System Southeast Mn Region Albert Lea $2,974 $2,369 59
Regions Hospital Saint Paul $3,031 $2,413 53
St Cloud Hospital Saint Cloud $3,042 $2,398 51
Northfield City Hospital Northfield $3,031 $2,415 49

ACL Surgery (ACL Reconstruction) Cost in Neighboring States

Minnesota is the most expensive option in the region for acl surgery (acl reconstruction). Crossing state lines could save you money.

ACL Surgery (ACL Reconstruction) in Minnesota: Common Questions

How much does acl surgery (acl reconstruction) cost in Minnesota?
The average cost of acl surgery (acl reconstruction) in Minnesota is $20,700. Prices typically range from $10,350 to $31,050, depending on the facility, provider, and your specific case.
Does insurance cover acl surgery (acl reconstruction)?
For medically necessary cases, acl surgery (acl reconstruction) is usually covered. Your out-of-pocket cost in Minnesota will depend on your plan's deductible, copay structure, and whether your provider is in-network. Always get a pre-authorization before the procedure.
When can I return to work after acl surgery (acl reconstruction)?
Full recovery from acl surgery (acl reconstruction) runs 42 to 180 days on average. Desk workers can often return sooner, while physically demanding jobs require the full recovery window. In Minnesota, medications and follow-up appointments typically run $621 to $1,656 beyond the base procedure cost.
Are payment plans available for acl surgery (acl reconstruction) in Minnesota?
Many Minnesota providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $20,700 cost into monthly installments.
How do I choose a acl surgery (acl reconstruction) facility in Minnesota?
Focus on three things: the facility's acl surgery (acl reconstruction) case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Minnesota has both hospital and outpatient options — outpatient centers typically offer significant savings.
Is it worth traveling to another state for acl surgery (acl reconstruction)?
At $19,040, North Dakota is the cheapest neighboring option — 8% below Minnesota's average. If the savings justify your travel and lodging costs, it's a viable option. Many border-area patients do this, especially for elective procedures where timing is flexible.
Can Medicaid help pay for acl surgery (acl reconstruction) in Minnesota?
Minnesota Medicaid may cover acl surgery (acl reconstruction) when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.

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