ACL Surgery (ACL Reconstruction) Cost in Maryland (2026)

Somewhat above the national average · RPP 106.8 · MD

Maryland Average

$21,360

Typical Range

$10,680 – $32,040

National Average

$20,000

▲ +6.8% above national average

ACL Surgery (ACL Reconstruction) in Maryland: What to Know

ACL reconstruction in Maryland is commonly performed, especially in the Baltimore area, where MedStar Health has dedicated specialty centers. These centers offer advanced techniques, including autograft and allograft procedures, and revision surgeries for failed ACL reconstructions. A lateral extra-articular tenodesis (LET) procedure is sometimes performed alongside ACL repair to boost recovery, especially for young athletes. While Maryland has Certificate-of-Need (CON) laws that regulate healthcare facility expansions, these don't seem to greatly impact ACL reconstruction availability.

If you're seeking more affordable options, explore facilities outside major metropolitan areas or consider ambulatory surgical centers (ASCs) if appropriate for your case. While out-of-state travel isn't generally needed, nearby states like Virginia or Delaware could present cost-saving opportunities depending on your insurance and specific needs. Verify current pricing directly with providers.

Estimated Cost Breakdown in Maryland

Maryland runs somewhat above the national average for acl surgery (acl reconstruction). Here's where the extra cost comes from.

Component	Estimated Range
Facility Fee	$4,486 - $8,330
Surgeon Fee	$4,486 - $8,330
Implants Supplies	$2,243 - $4,165
Post Op Care	$2,243 - $4,165
Anesthesia	$1,495 - $2,777
Total Estimated Cost	$10,680 – $32,040

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Maryland's regional price parity (106.8). See the national percentage breakdown →

ACL Surgery (ACL Reconstruction) Cost in Neighboring States

ACL Surgery (ACL Reconstruction) pricing varies across the region. Here's how Maryland stacks up against its neighbors.

ACL Surgery (ACL Reconstruction) in Maryland: Common Questions

How much does acl surgery (acl reconstruction) cost in Maryland?

In Maryland, acl surgery (acl reconstruction) runs about $21,360 on average. Most patients pay between $10,680 and $32,040, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.

Will my health insurance pay for acl surgery (acl reconstruction)?

For medically necessary cases, acl surgery (acl reconstruction) is usually covered. Your out-of-pocket cost in Maryland will depend on your plan's deductible, copay structure, and whether your provider is in-network. Always get a pre-authorization before the procedure.

When can I return to work after acl surgery (acl reconstruction)?

The recovery timeline for acl surgery (acl reconstruction) is 42 to 180 days. Here's the general pattern: days 1-42 involve significant rest, days 42-180 are a gradual return to activity. Maryland patients should also budget for post-op care costs — follow-up visits, pain management, and any required imaging or lab work.

Are payment plans available for acl surgery (acl reconstruction) in Maryland?

Most Maryland surgeons work with financing companies that offer monthly payment plans. CareCredit and Prosper are the most common. You might also ask about cash-pay pricing — some providers knock 10-20% off the $21,360 sticker price when you pay upfront.

Is it worth traveling to another state for acl surgery (acl reconstruction)?

The math works out to about $3,400 in savings if you cross into West Virginia for acl surgery (acl reconstruction) ($17,960 average vs. $21,360 in Maryland). The catch: you'll want a local doctor who can handle any post-op issues rather than driving back across state lines for complications.

Is acl surgery (acl reconstruction) covered under Maryland's Medicaid program?

Maryland Medicaid may cover acl surgery (acl reconstruction) when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.

Can I pay for acl surgery (acl reconstruction) with pre-tax health savings?

Medically necessary acl surgery (acl reconstruction) qualifies for HSA and FSA funds. In Maryland, that means you could save $4,272 to $7,476 on the $21,360 average by paying with pre-tax dollars instead of after-tax income.

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