ACL Surgery (ACL Reconstruction) Cost in Kentucky (2026)

Modest savings vs. the US average · KY

Kentucky Average
$18,460
Typical Range
$9,230 – $27,690
National Average
$20,000
▼ -7.7% below national average

ACL Surgery (ACL Reconstruction) in Kentucky: What to Know

ACL surgeries are common in Kentucky, particularly in Louisville, where Norton Hospital and UofL Health-Jewish Hospital perform a high volume of these procedures. These facilities attract patients seeking specialized orthopedic care. Kentucky has Certificate of Need (CON) laws, which require state approval for new healthcare facilities and services. These laws aim to ensure that communities have access to necessary medical services.

If you're seeking more affordable options, consider exploring facilities outside of Louisville. While specific data on out-of-state travel for ACL reconstruction is limited, comparing prices among different hospital systems can reveal cost-saving opportunities. Remember to factor in travel and accommodation costs when considering facilities further away. Verify current pricing directly with providers.

Estimated Cost Breakdown in Kentucky

Kentucky falls slightly below the national average for acl surgery (acl reconstruction) costs. Here's the typical cost breakdown.

ComponentEstimated Range
Facility Fee $3,877 - $7,199
Surgeon Fee $3,877 - $7,199
Implants Supplies $1,938 - $3,600
Post Op Care $1,938 - $3,600
Anesthesia $1,292 - $2,400
Total Estimated Cost $9,230 – $27,690

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Kentucky's regional price parity (92.3). See the national percentage breakdown →

Facility Costs in Kentucky

Here are the highest-volume acl surgery (acl reconstruction) providers in Kentucky. All rates come from CMS Medicare claims data — actual payments, not list prices.

Facility City Negotiated Rate Medicare Payment Volume
Norton Hospital / Norton Healthcare Pavilion / Nor Louisville $2,638 $2,089 276
Uofl Health - Jewish Hospital Louisville $2,497 $1,979 218
St Elizabeth Medical Center North Edgewood $2,611 $2,055 178
Baptist Health Louisville Louisville $2,661 $2,115 97
Baptist Health Hardin Elizabethtown $2,663 $2,118 93
Pikeville Medical Center Pikeville $2,771 $2,192 80
Baptist Health Paducah Paducah $2,584 $2,046 69
University Of Kentucky Hospital Lexington $2,581 $2,019 56
St Elizabeth Ft Thomas Fort Thomas $2,600 $2,038 53
Owensboro Health Regional Hospital Owensboro $2,889 $2,293 51

ACL Surgery (ACL Reconstruction) Cost in Neighboring States

See how Kentucky's acl surgery (acl reconstruction) costs compare to neighboring states. Prices can vary significantly even across state lines.

ACL Surgery (ACL Reconstruction) in Kentucky: Common Questions

What is the average price of acl surgery (acl reconstruction) in Kentucky?
Expect to budget around $18,460 for acl surgery (acl reconstruction) in Kentucky. The typical range spans $9,230 to $27,690 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.
Can I use insurance for acl surgery (acl reconstruction) in Kentucky?
Insurance typically picks up most of the tab for acl surgery (acl reconstruction) when it's medically indicated. In Kentucky, confirm your surgeon is in-network and get pre-authorization before scheduling to avoid surprise bills.
How long is recovery after acl surgery (acl reconstruction)?
Plan for 42 to 180 days of downtime after acl surgery (acl reconstruction) in Kentucky. The first week is typically the most restrictive — after that, you'll gradually resume daily routines. Post-op expenses like prescriptions and follow-up visits in Kentucky can add $923 to $1,846 to your total bill.
How can I finance acl surgery (acl reconstruction) in Kentucky?
Many Kentucky providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $18,460 cost into monthly installments.
What should I look for in a Kentucky acl surgery (acl reconstruction) provider?
Start with case volume — facilities that perform more procedures generally have better outcomes. In Kentucky, also compare hospital vs. ambulatory surgery center pricing (ASCs can be 30-50% cheaper) and check whether your insurance network includes the facility.
Should I consider acl surgery (acl reconstruction) outside Kentucky?
Yes — West Virginia offers acl surgery (acl reconstruction) at an average of $17,960, which is $500 less than Kentucky. Factor in travel costs, follow-up visit logistics, and whether your insurance network covers out-of-state providers before making the trip.
Does Kentucky Medicaid cover acl surgery (acl reconstruction)?
If acl surgery (acl reconstruction) is deemed medically necessary, Kentucky's Medicaid program may cover it partially or fully. You'll need your doctor to submit documentation to your plan. Elective cases without a medical justification are generally not covered.

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