ACL Surgery (ACL Reconstruction) Cost in Iowa (2026)

Slightly below the national average · RPP 95.5 · IA

Iowa Average

$19,100

Typical Range

$9,550 – $28,650

National Average

$20,000

▼ -4.5% below national average

ACL Surgery (ACL Reconstruction) in Iowa: What to Know

In Iowa, the University of Iowa Hospital & Clinics in Iowa City stands out as a high-volume center for ACL reconstruction. Beyond the major facilities, Iowa City Ambulatory Surgery Center performs almost 1800 orthopedic procedures each year, including ACL reconstruction, as a cost-effective alternative to hospital care. While specific data on patients traveling out of state for ACL surgery in Iowa is limited, it's worth noting that some patients do travel for specialized medical expertise. Iowa does not appear to have Certificate of Need laws that would limit the availability of such procedures.

If you're seeking more affordable options, consider exploring ambulatory surgery centers like Iowa City ASC, which may offer cost savings compared to traditional hospitals. These centers often provide high-quality care in a convenient and less stressful environment. Verify current pricing directly with providers.

Estimated Cost Breakdown in Iowa

You'll pay a bit less for acl surgery (acl reconstruction) in Iowa compared to the national average. Here's how costs are distributed.

Component	Estimated Range
Facility Fee	$4,011 - $7,449
Surgeon Fee	$4,011 - $7,449
Implants Supplies	$2,006 - $3,724
Post Op Care	$2,006 - $3,724
Anesthesia	$1,337 - $2,483
Total Estimated Cost	$9,550 – $28,650

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for Iowa's regional price parity (95.5). See the national percentage breakdown →

Facility Costs in Iowa

These Iowa facilities handle the most acl surgery (acl reconstruction) cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility	City	Negotiated Rate	Medicare Payment	Volume
University Of Iowa Hospital & Clinics	Iowa City	$2,711	$2,151	182
Mary Greeley Medical Center	Ames	$2,656	$2,108	115
Southeast Iowa Regional Medical Center	West Burlington	$2,836	$2,248	86
Mercyone Waterloo Medical Center	Waterloo	$2,497	$1,964	86
Finley Hospital	Dubuque	$2,634	$2,095	78
Spencer Municipal Hospital	Spencer	$2,601	$2,072	69
Unitypoint Health - Des Moines Iowa Methodist Medi	Des Moines	$2,652	$2,106	59
Allen Hospital	Waterloo	$2,612	$2,071	53
Mercyone North Iowa Medical Center	Mason City	$2,894	$2,296	52
Mercy Medical Center - Cedar Rapids	Cedar Rapids	$2,583	$2,033	52

ACL Surgery (ACL Reconstruction) Cost in Neighboring States

Neighboring states offer a range of acl surgery (acl reconstruction) pricing. Iowa falls in the middle of the pack.

ACL Surgery (ACL Reconstruction) in Iowa: Common Questions

How much does acl surgery (acl reconstruction) cost in Iowa?

Expect to budget around $19,100 for acl surgery (acl reconstruction) in Iowa. The typical range spans $9,550 to $28,650 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.

Will my health insurance pay for acl surgery (acl reconstruction)?

Insurance typically picks up most of the tab for acl surgery (acl reconstruction) when it's medically indicated. In Iowa, confirm your surgeon is in-network and get pre-authorization before scheduling to avoid surprise bills.

When can I return to work after acl surgery (acl reconstruction)?

The recovery timeline for acl surgery (acl reconstruction) is 42 to 180 days. Here's the general pattern: days 1-42 involve significant rest, days 42-180 are a gradual return to activity. Iowa patients should also budget for post-op care costs — follow-up visits, pain management, and any required imaging or lab work.

What payment options exist for acl surgery (acl reconstruction) in Iowa?

Many Iowa providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $19,100 cost into monthly installments.

How do I choose a acl surgery (acl reconstruction) facility in Iowa?

Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Iowa, check whether an outpatient surgery center can perform your acl surgery (acl reconstruction) — ASCs typically charge 30-50% less than hospitals for the same procedure.

Is it worth traveling to another state for acl surgery (acl reconstruction)?

At $18,360, Missouri is the cheapest neighboring option — 4% below Iowa's average. If the savings justify your travel and lodging costs, it's a viable option. Many border-area patients do this, especially for elective procedures where timing is flexible.

Does Iowa Medicaid cover acl surgery (acl reconstruction)?

Iowa Medicaid may cover acl surgery (acl reconstruction) when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.

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