ACL Surgery (ACL Reconstruction) Cost in Indiana (2026)

Slightly below the national average · RPP 95.8 · IN

Indiana Average
$19,160
Typical Range
$9,580 – $28,740
National Average
$20,000
▼ -4.2% below national average

ACL Surgery (ACL Reconstruction) in Indiana: What to Know

In Indiana, ACL reconstruction is commonly performed, particularly in hubs like Fort Wayne, Indianapolis, and Noblesville. Dupont Hospital in Fort Wayne utilizes advanced arthroscopic techniques and instrumentation for anatomical ACL reconstruction, with individualized rehabilitation programs. Riverview Health in Noblesville is also a leading provider of ACL surgeries. These facilities aim to return patients, including athletes, to their pre-injury activity levels through specialized surgical interventions and physical therapy.

If you're seeking more affordable options, consider exploring facilities in Evansville or Fort Wayne, where average payments for ACL reconstruction have been reported lower than the state average. While Indiana doesn't appear to be a major destination for out-of-state ACL surgery patients, comparing costs and services across different facilities can help you find the best value. Verify current pricing directly with providers.

Estimated Cost Breakdown in Indiana

ACL Surgery (ACL Reconstruction) pricing in Indiana comes in modestly under the US average. This is the typical expense structure.

ComponentEstimated Range
Facility Fee $4,024 - $7,472
Surgeon Fee $4,024 - $7,472
Implants Supplies $2,012 - $3,736
Post Op Care $2,012 - $3,736
Anesthesia $1,341 - $2,491
Total Estimated Cost $9,580 – $28,740

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for Indiana's regional price parity (95.8). See the national percentage breakdown →

Facility Costs in Indiana

Here are the highest-volume acl surgery (acl reconstruction) providers in Indiana. All rates come from CMS Medicare claims data — actual payments, not list prices.

Facility City Negotiated Rate Medicare Payment Volume
Ascension St Vincent Evansville Evansville $2,756 $2,188 259
Orthoindy Hospital Indianapolis $2,833 $2,240 238
The Orthopaedic Hospital Of Lutheran Health Networ Fort Wayne $2,527 $1,999 196
Union Hospital Inc Terre Haute $2,880 $2,294 157
Reid Health Richmond $2,816 $2,237 108
Ascension St Vincent Hospital Indianapolis $2,744 $2,154 100
Indiana University Health Arnett Hospital Lafayette $2,811 $2,232 98
Physicians' Medical Center Llc New Albany $2,626 $2,081 71
Deaconess Hospital Inc Evansville $2,740 $2,183 69
Memorial Hospital And Health Care Center Jasper $2,633 $2,078 68

ACL Surgery (ACL Reconstruction) Cost in Neighboring States

See how Indiana's acl surgery (acl reconstruction) costs compare to neighboring states. Prices can vary significantly even across state lines.

ACL Surgery (ACL Reconstruction) in Indiana: Common Questions

How much does acl surgery (acl reconstruction) cost in Indiana?
The average cost of acl surgery (acl reconstruction) in Indiana is $19,160. Prices typically range from $9,580 to $28,740, depending on the facility, provider, and your specific case.
Will my health insurance pay for acl surgery (acl reconstruction)?
Most insurance plans cover acl surgery (acl reconstruction) when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Indiana provider will minimize your out-of-pocket share.
What's the recovery time for acl surgery (acl reconstruction)?
Most Indiana patients need 42 to 180 days to fully recover from acl surgery (acl reconstruction). Your surgeon will schedule follow-ups during this window to monitor healing. At Indiana's cost of living (RPP 95.8), lost wages during recovery can be a significant hidden cost — budget for that alongside the procedure itself.
What payment options exist for acl surgery (acl reconstruction) in Indiana?
You have several options to cover the $19,160 average in Indiana. Third-party financing (CareCredit, Alphaeon) offers 0% intro APR periods up to 24 months. Many surgeons also accept direct payment plans or offer discounts of 10-20% for paying in full upfront.
How do I compare acl surgery (acl reconstruction) facilities in Indiana?
Start with case volume — facilities that perform more procedures generally have better outcomes. In Indiana, also compare hospital vs. ambulatory surgery center pricing (ASCs can be 30-50% cheaper) and check whether your insurance network includes the facility.
Can I save by getting acl surgery (acl reconstruction) in a neighboring state?
Yes — Kentucky offers acl surgery (acl reconstruction) at an average of $18,460, which is $700 less than Indiana. Factor in travel costs, follow-up visit logistics, and whether your insurance network covers out-of-state providers before making the trip.
Can Medicaid help pay for acl surgery (acl reconstruction) in Indiana?
Medicaid in Indiana can cover acl surgery (acl reconstruction) when there's a documented medical need. The key is pre-authorization — your physician will need to submit clinical justification to your managed care organization before the procedure is approved.

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