ACL Surgery (ACL Reconstruction) Cost in Florida (2026)

In line with national pricing · Regional price parity: 100.3 · FL

Florida Average
$20,060
Typical Range
$10,030 – $30,090
National Average
$20,000
▲ +0.3% above national average

ACL Surgery (ACL Reconstruction) in Florida: What to Know

ACL reconstruction volume is concentrated in specific Florida cities, with Jacksonville facilities like Baptist Medical Center and Mayo Clinic leading in cases performed annually. Orthopaedic Specialty Care (OSC) in Ocala also provides ACL reconstruction for patients throughout Florida. If you're an athlete or have multiple ligament injuries, reconstruction might be your best option for restoring knee function.

For potentially lower costs, consider facilities in Tampa, where the median price for ACL reconstruction is $11,892. Also be aware that since 2021, Florida has eliminated Certificate of Need requirements for hospitals, which may lead to increased availability of these services. Verify current pricing directly with providers.

Estimated Cost Breakdown in Florida

Pricing for acl surgery (acl reconstruction) in Florida is roughly in line with the rest of the country. Here's the breakdown.

ComponentEstimated Range
Facility Fee $4,213 - $7,823
Surgeon Fee $4,213 - $7,823
Implants Supplies $2,106 - $3,912
Post Op Care $2,106 - $3,912
Anesthesia $1,404 - $2,608
Total Estimated Cost $10,030 – $30,090

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Florida's regional price parity (100.3). See the national percentage breakdown →

Facility Costs in Florida

Here are the highest-volume acl surgery (acl reconstruction) providers in Florida. All rates come from CMS Medicare claims data — actual payments, not list prices.

Facility City Negotiated Rate Medicare Payment Volume
Baptist Medical Center Jacksonville Jacksonville $2,597 $2,058 314
Mayo Clinic Jacksonville $2,580 $2,044 230
Flagler Hospital Saint Augustine $2,808 $2,234 207
Adventhealth Orlando Orlando $2,662 $2,108 190
Lee Memorial Hospital Fort Myers $2,618 $2,085 157
Hca Florida Ocala Hospital Ocala $2,693 $2,144 138
Uf Health Shands Hospital Gainesville $2,664 $2,123 122
Orlando Health South Lake Hospital Clermont $2,719 $2,164 114
Physicians Regional Medical Center - Pine Ridge Naples $2,755 $2,192 106
Gulf Breeze Hospital Gulf Breeze $2,622 $2,087 103

ACL Surgery (ACL Reconstruction) Cost in Neighboring States

Florida runs close to the national average for acl surgery (acl reconstruction), but it's the pricier option compared to its immediate neighbors.

ACL Surgery (ACL Reconstruction) in Florida: Common Questions

What should I expect to pay for acl surgery (acl reconstruction) in Florida?
The average cost of acl surgery (acl reconstruction) in Florida is $20,060. Prices typically range from $10,030 to $30,090, depending on the facility, provider, and your specific case.
Will my health insurance pay for acl surgery (acl reconstruction)?
For medically necessary cases, acl surgery (acl reconstruction) is usually covered. Your out-of-pocket cost in Florida will depend on your plan's deductible, copay structure, and whether your provider is in-network. Always get a pre-authorization before the procedure.
How long is recovery after acl surgery (acl reconstruction)?
Full recovery from acl surgery (acl reconstruction) runs 42 to 180 days on average. Desk workers can often return sooner, while physically demanding jobs require the full recovery window. In Florida, medications and follow-up appointments typically run $602 to $1,605 beyond the base procedure cost.
Are payment plans available for acl surgery (acl reconstruction) in Florida?
Many Florida providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $20,060 cost into monthly installments.
How do I choose a acl surgery (acl reconstruction) facility in Florida?
Focus on three things: the facility's acl surgery (acl reconstruction) case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Florida has both hospital and outpatient options — outpatient centers typically offer significant savings.
Can I save by getting acl surgery (acl reconstruction) in a neighboring state?
Crossing into Alabama could save you $1,960 on acl surgery (acl reconstruction). That's $18,100 vs. Florida's $20,060. The key logistics to sort out: does your insurance cover Alabama providers, and can your Florida doctor handle follow-up care after the procedure?
Does Florida Medicaid cover acl surgery (acl reconstruction)?
Florida Medicaid may cover acl surgery (acl reconstruction) when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.

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