2026 Forecast Verified

Knee Replacement Surgery Cost in North Dakota (2026)

Modest savings vs. the US average · ND

North Dakota Average
$33,320
▼ -4.8% below national
Typical Range
$19,040 – $47,600
National avg: $35,000
Editorial view of North Dakota
Regional Pricing Confidence
88% Confidence Index
The North Dakota Market

What Drives Pricing Here

Three factors explain most of why knee replacement surgery costs what it does in North Dakota.

Regional Price Parity

North Dakota's cost-of-living index sits at 95.2 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

9 facilities perform this procedure in North Dakota — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -4.8% below the national average ($35,000), North Dakota is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Knee Replacement Surgery in North Dakota: What to Know

North Dakota offers advanced options for knee replacement. Sanford Health in Fargo boasts a "Center for Joint Success" specializing in total joint replacements, while their Bismarck facility provides robotic-assisted and partial knee surgery. CHI St. Alexius Health in Bismarck also utilizes the ROSA Knee robotic system, and Altru Health System in Grand Forks employs the Mako™ Robotic Arm for customized surgical planning using 3D models.

For potential cost savings, consider Ambulatory Surgery Centers (ASCs) in North Dakota, which can reduce out-of-pocket expenses significantly compared to hospitals. You'll find a 24% savings at a surgery center versus an outpatient hospital for this procedure. Patients should also be aware that extensive travel is generally advised against for at least six weeks post-surgery. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in North Dakota

North Dakota falls slightly below the national average for knee replacement surgery costs. Here's the typical cost breakdown.

Facility Fee

OR time and hospital staffing

$6,996 - $12,995

Most significant cost

Surgeon Fee

Expertise and experience level

$6,996 - $12,995

Implants & Supplies

$3,498 - $6,497

Post-Op Care

Recovery and aftercare

$3,498 - $6,497

Anesthesia

Anesthesiologist or CRNA fee

$2,332 - $4,332

Total Estimated Cost

North Dakota all-in range

$19,040 – $47,600

Financing Options

Many North Dakota clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $33,320 looks like:

$1,388/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for North Dakota's regional price parity (95.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in North Dakota

North Dakota has both hospital and outpatient surgery center options for knee replacement surgery. Outpatient centers typically charge less due to lower overhead. Rates shown are negotiated amounts — what insurers actually pay, not inflated list prices.

Facility City Negotiated Rate Medicare Volume
Sanford Fargo $12,816 $11,216 760
Chi St Alexius Health Bismarck $12,778 $11,178 552
Essentia Health Fargo Fargo $12,819 $11,218 299
Sanford Medical Center Bismarck Bismarck $12,819 $11,219 280
Altru Hospital Grand Forks $13,632 $12,031 254
Trinity Hospitals Minot $13,565 $11,964 225
Facility City Negotiated Rate Medicare Volume
Sanford Fargo $15,188 $12,472 56
Essentia Health Fargo Fargo $13,677 $12,225 29
Chi St Alexius Health Bismarck $13,789 $12,082 16
Regional Comparison

Knee Replacement Surgery Cost in Nearby States

North Dakota has the lowest knee replacement surgery costs in the region. Neighboring states all run higher — here's how they compare.

Common Questions

Expert Answers for North Dakota Patients

Local regulations, insurance nuance, and surgical standards specific to North Dakota.

Compare North Dakota with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main knee replacement surgery cost guide.

View full knee replacement surgery guide
How much does knee replacement surgery cost in North Dakota?
North Dakota patients pay an average of $33,320 for knee replacement surgery. Quotes from individual providers generally fall between $19,040 and $47,600, with facility fees and surgeon experience accounting for most of the variation.
Does insurance cover knee replacement surgery?
For medically necessary cases, knee replacement surgery is usually covered. Your out-of-pocket cost in North Dakota will depend on your plan's deductible, copay structure, and whether your provider is in-network. Always get a pre-authorization before the procedure.
How long is recovery after knee replacement surgery?
The recovery timeline for knee replacement surgery is 42 to 120 days. Here's the general pattern: days 1-42 involve significant rest, days 42-120 are a gradual return to activity. North Dakota patients should also budget for post-op care costs — follow-up visits, pain management, and any required imaging or lab work.
How can I finance knee replacement surgery in North Dakota?
Many North Dakota providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $33,320 cost into monthly installments.
How do I compare knee replacement surgery facilities in North Dakota?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In North Dakota, check whether an outpatient surgery center can perform your knee replacement surgery — ASCs typically charge 30-50% less than hospitals for the same procedure.
Does North Dakota Medicaid cover knee replacement surgery?
North Dakota Medicaid may cover knee replacement surgery when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Is knee replacement surgery eligible for HSA/FSA funds?
Yes — knee replacement surgery is generally eligible for HSA and FSA reimbursement when medically necessary. At $33,320 in North Dakota, using pre-tax dollars can save you 20-35% compared to paying with after-tax income. Keep all receipts and get an itemized bill from your provider.
Data Sources & References

How we calculate knee replacement surgery costs in North Dakota

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for North Dakota's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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