2026 Forecast Verified

Knee Replacement Surgery Cost in Florida (2026)

Near the US median for knee replacement surgery pricing · FL

Florida Average
$35,105
Near national average
Typical Range
$20,060 – $50,150
National avg: $35,000
Editorial view of Florida
Regional Pricing Confidence
90% Confidence Index
The Florida Market

What Drives Pricing Here

Three factors explain most of why knee replacement surgery costs what it does in Florida.

Regional Price Parity

Florida's cost-of-living index sits at 100.3 — near the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

234 facilities perform this procedure in Florida — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

Florida tracks within 0.3% of the national average ($35,000) — a typical mid-market pricing environment with wide provider variance.

State Context

Knee Replacement Surgery in Florida: What to Know

Florida offers advanced knee replacement options. Tampa General Hospital utilizes the VELYS Robotic-Assisted Solution for enhanced accuracy, while Delray Medical Center was first in South Palm Beach County with the CORI Surgical System, aiming for quicker recovery. Holy Cross Health in Fort Lauderdale is a National Center of Excellence, recognized by CMS for avoiding readmissions and complications, making it a medical tourism destination.

For potential cost savings, consider Ambulatory Surgery Centers (ASCs) in Florida, which increasingly perform knee replacements with lower costs and shorter recovery times than traditional hospitals. Cities like Naples, with facilities such as Seaside Surgery Center, also attract patients seeking specialized care. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Florida

Knee Replacement Surgery costs in Florida track close to the national average. Here's how the total is divided across cost components.

Facility Fee

OR time and hospital staffing

$7,371 - $13,691

Most significant cost

Surgeon Fee

Expertise and experience level

$7,371 - $13,691

Implants & Supplies

$3,685 - $6,845

Post-Op Care

Recovery and aftercare

$3,685 - $6,845

Anesthesia

Anesthesiologist or CRNA fee

$2,457 - $4,564

Total Estimated Cost

Florida all-in range

$20,060 – $50,150

Financing Options

Many Florida clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $35,105 looks like:

$1,463/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for Florida's regional price parity (100.3). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Florida

Facilities in Florida offer knee replacement surgery in different settings, each with distinct pricing. These are actual negotiated rates from Medicare claims, not billed charges.

Facility City Negotiated Rate Medicare Volume
Mayo Clinic Jacksonville $11,451 $9,850 948
Physicians Regional Medical Center - Pine Ridge Naples $11,979 $10,378 918
Lee Memorial Hospital Fort Myers $11,928 $10,335 900
Hca Florida Ocala Hospital Ocala $11,755 $10,153 895
Morton Plant Hospital Clearwater $11,829 $10,227 894
Sarasota Memorial Hospital Sarasota $12,206 $10,604 876
Hca Florida Sarasota Doctors Hospital Sarasota $12,101 $10,502 740
Holy Cross Hospital Fort Lauderdale $12,064 $10,460 679
Adventhealth Orlando Orlando $11,776 $10,173 659
Baptist Medical Center Jacksonville Jacksonville $11,448 $9,845 641
Facility City Negotiated Rate Medicare Volume
Orlando Health Orlando Regional Medical Center Orlando $16,781 $13,784 540
Sarasota Memorial Hospital Sarasota $13,882 $12,205 296
Hca Florida St Lucie Hospital Port Saint Lucie $14,815 $11,677 287
Lee Memorial Hospital Fort Myers $15,060 $12,179 213
Naples Community Hospital Naples $13,723 $11,844 187
Hca Florida Sarasota Doctors Hospital Sarasota $12,586 $10,754 134
Hca Florida Ocala Hospital Ocala $14,874 $12,081 120
Adventhealth Orlando Orlando $16,359 $12,257 116
Baptist Hospital Pensacola $13,212 $11,369 109
Tampa General Hospital Tampa $17,908 $14,536 106
Regional Comparison

Knee Replacement Surgery Cost in Nearby States

While Florida's knee replacement surgery costs are in line with the US average, neighboring states happen to run lower. Here's the comparison.

Common Questions

Expert Answers for Florida Patients

Local regulations, insurance nuance, and surgical standards specific to Florida.

Compare Florida with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main knee replacement surgery cost guide.

View full knee replacement surgery guide
How much does knee replacement surgery cost in Florida?
In Florida, knee replacement surgery runs about $35,105 on average. Most patients pay between $20,060 and $50,150, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Can I use insurance for knee replacement surgery in Florida?
Most insurance plans cover knee replacement surgery when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Florida provider will minimize your out-of-pocket share.
What's the recovery time for knee replacement surgery?
Most Florida patients need 42 to 120 days to fully recover from knee replacement surgery. Your surgeon will schedule follow-ups during this window to monitor healing. At Florida's cost of living (RPP 100.3), lost wages during recovery can be a significant hidden cost — budget for that alongside the procedure itself.
What payment options exist for knee replacement surgery in Florida?
Most Florida surgeons work with financing companies that offer monthly payment plans. CareCredit and Prosper are the most common. You might also ask about cash-pay pricing — some providers knock 10-20% off the $35,105 sticker price when you pay upfront.
How do I choose a knee replacement surgery facility in Florida?
Focus on three things: the facility's knee replacement surgery case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Florida has both hospital and outpatient options — outpatient centers typically offer significant savings.
Is it worth traveling to another state for knee replacement surgery?
Yes — Alabama offers knee replacement surgery at an average of $31,675, which is $3,430 less than Florida. Factor in travel costs, follow-up visit logistics, and whether your insurance network covers out-of-state providers before making the trip.
Does Florida Medicaid cover knee replacement surgery?
Florida Medicaid may cover knee replacement surgery when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Data Sources & References

How we calculate knee replacement surgery costs in Florida

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Florida's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

Compare Knee Replacement Surgery Cost in Every State