Knee Replacement Surgery Cost in Indiana (2026)
Below-average pricing · Regional price parity: 95.8 · IN
What Drives Pricing Here
Three factors explain most of why knee replacement surgery costs what it does in Indiana.
Regional Price Parity
Indiana's cost-of-living index sits at 95.8 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.
Specialist Availability
107 facilities perform this procedure in Indiana — competition keeps pricing honest and gives you real leverage to shop quotes.
Vs. National Benchmark
At -4.2% below the national average ($35,000), Indiana is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.
Knee Replacement Surgery in Indiana: What to Know
Indiana offers top-tier knee replacement options. OrthoIndy Hospital in Indianapolis, recognized among America's 100 Best for Joint Replacement by Healthgrades, boasts a five-star rating for total knee replacement for 16 consecutive years. The Indiana Joint Replacement Institute also serves patients across the Midwest from its Indianapolis, Terre Haute, and Fort Wayne locations. Central Indiana Orthopedics and OrthoIndy lead with robotic-assisted solutions like Mako SmartRobotics™ and VELYS™ for enhanced precision.
For potential cost savings, consider Ambulatory Surgery Centers (ASCs) in Indiana, such as those used by Midwest Orthopaedics at Rush in Munster. ASCs offer shorter stays, typically around 8 hours, and can significantly reduce costs compared to inpatient hospitals. Verify current pricing directly with providers.
Estimated Cost Breakdown in Indiana
Indiana falls slightly below the national average for knee replacement surgery costs. Here's the typical cost breakdown.
Facility Fee
OR time and hospital staffing
Most significant cost
Surgeon Fee
Expertise and experience level
Implants & Supplies
Post-Op Care
Recovery and aftercare
Anesthesia
Anesthesiologist or CRNA fee
Total Estimated Cost
Indiana all-in range
Financing Options
Many Indiana clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $33,530 looks like:
- Soft credit check — no hard pull
- Instant approval decisions
- HSA/FSA eligible for qualifying cases
Based on CMS Medicare data and regional price parities. Learn about our methodology →
Ranges adjusted for Indiana's regional price parity (95.8). See the national percentage breakdown →
Facility Costs in Indiana
Indiana has both hospital and outpatient surgery center options for knee replacement surgery. Outpatient centers typically charge less due to lower overhead. Rates shown are negotiated amounts — what insurers actually pay, not inflated list prices.
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Orthoindy Hospital | Indianapolis | $12,410 | $10,808 | 893 |
| Orthopaedic Hospital At Parkview North Llc | Fort Wayne | $12,361 | $10,761 | 775 |
| Unity Physicians Hospital | Mishawaka | $12,668 | $11,066 | 654 |
| The Orthopaedic Hospital Of Lutheran Health Networ | Fort Wayne | $11,969 | $10,388 | 582 |
| Deaconess Hospital Inc | Evansville | $12,033 | $10,432 | 564 |
| Franciscan Health Orthopedic Hospital Carmel | Carmel | $12,489 | $10,889 | 497 |
| Union Hospital Inc | Terre Haute | $12,471 | $10,868 | 487 |
| Franciscan Health Lafayette | Lafayette | $12,369 | $10,769 | 459 |
| Henry County Memorial Hospital | New Castle | $12,576 | $10,976 | 374 |
| Ascension St Vincent Evansville | Evansville | $11,997 | $10,394 | 364 |
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Ascension St Vincent Evansville | Evansville | $13,884 | $11,981 | 347 |
| Orthoindy Hospital | Indianapolis | $12,992 | $10,691 | 261 |
| Indiana University Health Ball Memorial Hospital | Muncie | $15,037 | $13,398 | 98 |
| Deaconess Hospital Inc | Evansville | $13,638 | $11,061 | 72 |
| Pinnacle Hospital | Crown Point | $12,595 | $10,995 | 72 |
| Franciscan Health Mooresville | Mooresville | $17,792 | $14,862 | 70 |
| Community Hospital North | Indianapolis | $14,043 | $12,576 | 68 |
| Memorial Hospital And Health Care Center | Jasper | $13,847 | $11,745 | 66 |
| St Mary Medical Center Inc | Hobart | $14,233 | $10,729 | 48 |
| Community Hospital South | Indianapolis | $13,914 | $12,340 | 48 |
Knee Replacement Surgery Cost in Nearby States
Neighboring states offer a range of knee replacement surgery pricing. Indiana falls in the middle of the pack.
Expert Answers for Indiana Patients
Local regulations, insurance nuance, and surgical standards specific to Indiana.
Compare Indiana with any other state
See national pricing, all 50 state comparisons, and detailed cost factors in the main knee replacement surgery cost guide.
View full knee replacement surgery guideHow much does knee replacement surgery cost in Indiana?
Will my health insurance pay for knee replacement surgery?
What's the recovery time for knee replacement surgery?
How can I finance knee replacement surgery in Indiana?
How do I choose a knee replacement surgery facility in Indiana?
Should I consider knee replacement surgery outside Indiana?
Can Medicaid help pay for knee replacement surgery in Indiana?
How we calculate knee replacement surgery costs in Indiana
Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:
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Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
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HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
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Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
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BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Indiana's cost-of-living relative to the national mean.
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FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
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Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.
Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.