2026 Forecast Verified

Knee Replacement Surgery Cost in Montana (2026)

Close to the national average · RPP 97.5 · MT

Montana Average
$34,125
▼ -2.5% below national
Typical Range
$19,500 – $48,750
National avg: $35,000
Editorial view of Montana
Regional Pricing Confidence
88% Confidence Index
The Montana Market

What Drives Pricing Here

Three factors explain most of why knee replacement surgery costs what it does in Montana.

Regional Price Parity

Montana's cost-of-living index sits at 97.5 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

22 facilities perform this procedure in Montana — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -2.5% below the national average ($35,000), Montana is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Knee Replacement Surgery in Montana: What to Know

Montana offers robust options for knee replacement surgery. Billings Clinic and St. Vincent Healthcare in Billings are high-volume centers, performing over 400 cases annually each. Bozeman Health Spine + Joint Institute is Montana’s first certified Orthopedic and Spine Center of Excellence, while Billings Clinic also holds Blue Distinction Center+ designation. Robotic-assisted surgery is available at several facilities, including Glendive Medical Center and Great Falls Hospital, enhancing precision.

For potentially lower costs and shorter stays, consider Ambulatory Surgery Centers (ASCs) like Missoula Bone & Joint, which offers same-day discharge. Alpine Orthopedics and Sports Medicine in Bozeman also performs outpatient primary knee replacements. Logan Health in the Flathead Valley promotes itself for affordable, high-quality care, including robotic surgery, for those considering medical tourism within the state. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Montana

Montana sits near the middle of the pack for knee replacement surgery pricing. The cost components typically split like this.

Facility Fee

OR time and hospital staffing

$7,165 - $13,309

Most significant cost

Surgeon Fee

Expertise and experience level

$7,165 - $13,309

Implants & Supplies

$3,582 - $6,654

Post-Op Care

Recovery and aftercare

$3,582 - $6,654

Anesthesia

Anesthesiologist or CRNA fee

$2,389 - $4,436

Total Estimated Cost

Montana all-in range

$19,500 – $48,750

Financing Options

Many Montana clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $34,125 looks like:

$1,422/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Montana's regional price parity (97.5). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Montana

Facilities in Montana offer knee replacement surgery in different settings, each with distinct pricing. These are actual negotiated rates from Medicare claims, not billed charges.

Facility City Negotiated Rate Medicare Volume
Billings Clinic Hospital Billings $9,955 $8,557 405
St Vincent Healthcare Billings $12,763 $11,161 402
St Patrick Hospital Missoula $12,789 $11,189 369
Bozeman Health Deaconess Regional Medical Center Bozeman $13,621 $12,020 342
St Peters Health Helena $13,688 $12,087 312
Great Falls Clinic Hospital Great Falls $12,731 $11,129 254
Logan Health Medical Center Kalispell $13,670 $12,075 242
Benefis Hospitals Inc Great Falls $12,305 $10,704 196
Missoula Bone & Joint Surgery Center Llc Missoula $12,819 $11,214 174
Community Medical Center Missoula $12,819 $11,215 170
Facility City Negotiated Rate Medicare Volume
Billings Clinic Hospital Billings $14,991 $13,055 96
St Vincent Healthcare Billings $14,106 $12,570 35
Bozeman Health Deaconess Regional Medical Center Bozeman $13,632 $12,012 32
Benefis Hospitals Inc Great Falls $13,850 $12,340 23
Northern Montana Hospital Havre $17,827 $14,360 21
St Peters Health Helena $14,100 $12,553 19
St Patrick Hospital Missoula $14,451 $12,780 19
Great Falls Clinic Hospital Great Falls $16,865 $10,705 18
Regional Comparison

Knee Replacement Surgery Cost in Nearby States

While Montana's knee replacement surgery costs are in line with the US average, neighboring states happen to run lower. Here's the comparison.

Common Questions

Expert Answers for Montana Patients

Local regulations, insurance nuance, and surgical standards specific to Montana.

Compare Montana with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main knee replacement surgery cost guide.

View full knee replacement surgery guide
What should I expect to pay for knee replacement surgery in Montana?
Expect to budget around $34,125 for knee replacement surgery in Montana. The typical range spans $19,500 to $48,750 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.
Does insurance cover knee replacement surgery?
Yes — knee replacement surgery is generally covered by insurance in Montana when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $34,125 cost should be covered by your plan.
What's the recovery time for knee replacement surgery?
Most Montana patients need 42 to 120 days to fully recover from knee replacement surgery. Your surgeon will schedule follow-ups during this window to monitor healing. At Montana's cost of living (RPP 97.5), lost wages during recovery can be a significant hidden cost — budget for that alongside the procedure itself.
Are payment plans available for knee replacement surgery in Montana?
You have several options to cover the $34,125 average in Montana. Third-party financing (CareCredit, Alphaeon) offers 0% intro APR periods up to 24 months. Many surgeons also accept direct payment plans or offer discounts of 10-20% for paying in full upfront.
How do I compare knee replacement surgery facilities in Montana?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Montana, check whether an outpatient surgery center can perform your knee replacement surgery — ASCs typically charge 30-50% less than hospitals for the same procedure.
Should I consider knee replacement surgery outside Montana?
Wyoming runs $1,050 cheaper for knee replacement surgery than Montana. For patients near the state line, that 3% difference can justify the trip. Ask your Montana surgeon if they coordinate with out-of-state providers for post-op monitoring.
Does Montana Medicaid cover knee replacement surgery?
Medicaid coverage for knee replacement surgery in Montana depends on medical necessity. If your doctor documents that knee replacement surgery is required for your health, Montana Medicaid may cover part or all of the cost. Pre-authorization is typically required. Contact Montana's Medicaid office or your managed care plan for specific coverage details.
Data Sources & References

How we calculate knee replacement surgery costs in Montana

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Montana's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

Compare Knee Replacement Surgery Cost in Every State