Knee Replacement Surgery Cost in Indiana (2026)

Below-average pricing · Regional price parity: 95.8 · IN

Indiana Average
$33,530
Typical Range
$19,160 – $47,900
National Average
$35,000
▼ -4.2% below national average

Knee Replacement Surgery in Indiana: What to Know

Indiana offers top-tier knee replacement options. OrthoIndy Hospital in Indianapolis, recognized among America's 100 Best for Joint Replacement by Healthgrades, boasts a five-star rating for total knee replacement for 16 consecutive years. The Indiana Joint Replacement Institute also serves patients across the Midwest from its Indianapolis, Terre Haute, and Fort Wayne locations. Central Indiana Orthopedics and OrthoIndy lead with robotic-assisted solutions like Mako SmartRobotics™ and VELYS™ for enhanced precision.

For potential cost savings, consider Ambulatory Surgery Centers (ASCs) in Indiana, such as those used by Midwest Orthopaedics at Rush in Munster. ASCs offer shorter stays, typically around 8 hours, and can significantly reduce costs compared to inpatient hospitals. Verify current pricing directly with providers.

Estimated Cost Breakdown in Indiana

Indiana falls slightly below the national average for knee replacement surgery costs. Here's the typical cost breakdown.

ComponentEstimated Range
Facility Fee $7,040 - $13,077
Surgeon Fee $7,040 - $13,077
Implants Supplies $3,520 - $6,538
Post Op Care $3,520 - $6,538
Anesthesia $2,347 - $4,359
Total Estimated Cost $19,160 – $47,900

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Indiana's regional price parity (95.8). See the national percentage breakdown →

Facility Costs in Indiana

Indiana has both hospital and outpatient surgery center options for knee replacement surgery. Outpatient centers typically charge less due to lower overhead. Rates shown are negotiated amounts — what insurers actually pay, not inflated list prices.

Facility City Negotiated Rate Medicare Payment Volume
Orthoindy Hospital Indianapolis $12,410 $10,808 893
Orthopaedic Hospital At Parkview North Llc Fort Wayne $12,361 $10,761 775
Unity Physicians Hospital Mishawaka $12,668 $11,066 654
The Orthopaedic Hospital Of Lutheran Health Networ Fort Wayne $11,969 $10,388 582
Deaconess Hospital Inc Evansville $12,033 $10,432 564
Franciscan Health Orthopedic Hospital Carmel Carmel $12,489 $10,889 497
Union Hospital Inc Terre Haute $12,471 $10,868 487
Franciscan Health Lafayette Lafayette $12,369 $10,769 459
Henry County Memorial Hospital New Castle $12,576 $10,976 374
Ascension St Vincent Evansville Evansville $11,997 $10,394 364
Facility City Negotiated Rate Medicare Payment Volume
Ascension St Vincent Evansville Evansville $13,884 $11,981 347
Orthoindy Hospital Indianapolis $12,992 $10,691 261
Indiana University Health Ball Memorial Hospital Muncie $15,037 $13,398 98
Deaconess Hospital Inc Evansville $13,638 $11,061 72
Pinnacle Hospital Crown Point $12,595 $10,995 72
Franciscan Health Mooresville Mooresville $17,792 $14,862 70
Community Hospital North Indianapolis $14,043 $12,576 68
Memorial Hospital And Health Care Center Jasper $13,847 $11,745 66
St Mary Medical Center Inc Hobart $14,233 $10,729 48
Community Hospital South Indianapolis $13,914 $12,340 48

Knee Replacement Surgery Cost in Neighboring States

Neighboring states offer a range of knee replacement surgery pricing. Indiana falls in the middle of the pack.

Knee Replacement Surgery in Indiana: Common Questions

How much does knee replacement surgery cost in Indiana?
Expect to budget around $33,530 for knee replacement surgery in Indiana. The typical range spans $19,160 to $47,900 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.
Will my health insurance pay for knee replacement surgery?
Yes — knee replacement surgery is generally covered by insurance in Indiana when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $33,530 cost should be covered by your plan.
What's the recovery time for knee replacement surgery?
Recovery after knee replacement surgery typically takes 42 to 120 days. Most patients can handle light activities after 42 days, with full recovery by 120 days. Plan for time off work and factor in the cost of follow-up visits, medications, and any post-operative care when budgeting beyond the procedure cost itself.
How can I finance knee replacement surgery in Indiana?
Most Indiana surgeons work with financing companies that offer monthly payment plans. CareCredit and Prosper are the most common. You might also ask about cash-pay pricing — some providers knock 10-20% off the $33,530 sticker price when you pay upfront.
How do I choose a knee replacement surgery facility in Indiana?
Focus on three things: the facility's knee replacement surgery case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Indiana has both hospital and outpatient options — outpatient centers typically offer significant savings.
Should I consider knee replacement surgery outside Indiana?
The math works out to about $1,225 in savings if you cross into Kentucky for knee replacement surgery ($32,305 average vs. $33,530 in Indiana). The catch: you'll want a local doctor who can handle any post-op issues rather than driving back across state lines for complications.
Can Medicaid help pay for knee replacement surgery in Indiana?
Medicaid in Indiana can cover knee replacement surgery when there's a documented medical need. The key is pre-authorization — your physician will need to submit clinical justification to your managed care organization before the procedure is approved.

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