2026 Forecast Verified

Rotator Cuff Surgery Cost in Tennessee (2026)

Slightly below the national average · RPP 94.2 · TN

Tennessee Average

$14,130

▼ -5.8% below national

Typical Range

$5,652 – $23,550

National avg: $15,000

Regional Pricing Confidence

87% Confidence Index

The Tennessee Market

What Drives Pricing Here

Three factors explain most of why rotator cuff surgery costs what it does in Tennessee.

Regional Price Parity

Tennessee's cost-of-living index sits at 94.2 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

37 facilities perform this procedure in Tennessee — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -5.8% below the national average ($15,000), Tennessee is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Rotator Cuff Surgery in Tennessee: What to Know

Considering rotator cuff surgery in Tennessee? The Bone and Joint Institute of Tennessee Surgery Center in Franklin earned "Best Ambulatory Surgery Center for Orthopaedics and Spine" for 2025 by U.S. News & World Report. Tennessee Orthopaedic Alliance offers advanced techniques, including Regeneten Biologic Augmentation and the InSpace Balloon Implant for irreparable tears. Southern Sports Medicine Institute in Gallatin and Nashville developed a unique arthroscopic "multi-pass" suture repair technique, potentially leading to quicker recovery.

For potentially lower costs, explore Ambulatory Surgery Centers (ASCs) like Premier Surgical Surgery Center in Knoxville, which often have reduced facility fees compared to hospitals. Nashville is a notable orthopedic destination, attracting patients seeking specialized shoulder care. A new multi-specialty ASTC dedicated to orthopedics is also projected to open in Spring Hill by August 2026. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Tennessee

Rotator Cuff Surgery pricing in Tennessee comes in modestly under the US average. This is the typical expense structure.

Facility Fee

OR time and hospital staffing

$2,967 - $5,511

Most significant cost

Surgeon Fee

Expertise and experience level

$2,967 - $5,511

Implants & Supplies

$1,484 - $2,755

Post-Op Care

Recovery and aftercare

$1,484 - $2,755

Anesthesia

Anesthesiologist or CRNA fee

$989 - $1,837

Total Estimated Cost

Tennessee all-in range

$5,652 – $23,550

Financing Options

Many Tennessee clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $14,130 looks like:

$589/mo

Est. 24 months · 0% APR promo

Soft credit check — no hard pull
Instant approval decisions
HSA/FSA eligible for qualifying cases

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Tennessee's regional price parity (94.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Tennessee

Here are the highest-volume rotator cuff surgery providers in Tennessee. All rates come from CMS Medicare claims data — actual payments, not list prices.

Facility	City	Negotiated Rate	Medicare	Volume
Erlanger Medical Center	Chattanooga	$1,251	$986	169
Vanderbilt University Medical Center	Nashville	$994	$779	140
Parkridge Medical Center	Chattanooga	$1,258	$994	74
Blount Memorial Hospital	Maryville	$1,220	$962	68
Cookeville Regional Medical Center	Cookeville	$1,375	$1,091	52
Henry County Medical Center	Paris	$1,206	$953	52
Cumberland Medical Center	Crossville	$1,289	$1,015	47
Williamson Medical Center	Franklin	$1,251	$987	47
Tennova Healthcare North Knoxville Medical Center	Powell	$1,226	$973	45
Jackson-Madison County General Hospital	Jackson	$1,333	$1,059	44

Regional Comparison

Rotator Cuff Surgery Cost in Nearby States

Rotator Cuff Surgery pricing varies across the region. Here's how Tennessee stacks up against its neighbors.

Common Questions

Expert Answers for Tennessee Patients

Local regulations, insurance nuance, and surgical standards specific to Tennessee.

Compare Tennessee with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main rotator cuff surgery cost guide.

View full rotator cuff surgery guide

What should I expect to pay for rotator cuff surgery in Tennessee?

Tennessee patients pay an average of $14,130 for rotator cuff surgery. Quotes from individual providers generally fall between $5,652 and $23,550, with facility fees and surgeon experience accounting for most of the variation.

Can I use insurance for rotator cuff surgery in Tennessee?

For medically necessary cases, rotator cuff surgery is usually covered. Your out-of-pocket cost in Tennessee will depend on your plan's deductible, copay structure, and whether your provider is in-network. Always get a pre-authorization before the procedure.

How long is recovery after rotator cuff surgery?

Plan for 42 to 180 days of downtime after rotator cuff surgery in Tennessee. The first week is typically the most restrictive — after that, you'll gradually resume daily routines. Post-op expenses like prescriptions and follow-up visits in Tennessee can add $706 to $1,413 to your total bill.

What payment options exist for rotator cuff surgery in Tennessee?

Many Tennessee providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $14,130 cost into monthly installments.

How do I choose a rotator cuff surgery facility in Tennessee?

Start with case volume — facilities that perform more procedures generally have better outcomes. In Tennessee, also compare hospital vs. ambulatory surgery center pricing (ASCs can be 30-50% cheaper) and check whether your insurance network includes the facility.

Can I save by getting rotator cuff surgery in a neighboring state?

At $13,275, Mississippi is the cheapest neighboring option — 6% below Tennessee's average. If the savings justify your travel and lodging costs, it's a viable option. Many border-area patients do this, especially for elective procedures where timing is flexible.

Can Medicaid help pay for rotator cuff surgery in Tennessee?

Medicaid coverage for rotator cuff surgery in Tennessee depends on medical necessity. If your doctor documents that rotator cuff surgery is required for your health, Tennessee Medicaid may cover part or all of the cost. Pre-authorization is typically required. Contact Tennessee's Medicaid office or your managed care plan for specific coverage details.

Data Sources & References

How we calculate rotator cuff surgery costs in Tennessee

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

•
Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
•
HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
•
Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
•
BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Tennessee's cost-of-living relative to the national mean.
•
FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
•
Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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