2026 Forecast Verified

Rotator Cuff Surgery Cost in Kentucky (2026)

Below-average pricing · Regional price parity: 92.3 · KY

Kentucky Average
$13,845
▼ -7.7% below national
Typical Range
$5,538 – $23,075
National avg: $15,000
Editorial view of Kentucky
Regional Pricing Confidence
86% Confidence Index
The Kentucky Market

What Drives Pricing Here

Three factors explain most of why rotator cuff surgery costs what it does in Kentucky.

Regional Price Parity

Kentucky's cost-of-living index sits at 92.3 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

30 facilities perform this procedure in Kentucky — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -7.7% below the national average ($15,000), Kentucky is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Rotator Cuff Surgery in Kentucky: What to Know

Kentucky offers several strong options for rotator cuff surgery. In Louisville, Norton Healthcare facilities perform approximately 175 surgeries annually, while UofL Health - Jewish Hospital completes around 84. For Central Kentucky, The Shoulder Center of Kentucky in Lexington is a premiere center for both arthroscopic and open repairs. St Elizabeth Medical Center North in Edgewood also performs a significant number of procedures, around 72 per year.

Consider Ambulatory Surgery Centers (ASCs) in Kentucky for potentially lower costs, as Kentucky Medicaid recognizes them for outpatient procedures like rotator cuff repair. If you reside 90 miles or more from a scheduled appointment, Kentucky Medicaid also offers a Travel Reimbursement Program. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Kentucky

Kentucky falls slightly below the national average for rotator cuff surgery costs. Here's the typical cost breakdown.

Facility Fee

OR time and hospital staffing

$2,907 - $5,400

Most significant cost

Surgeon Fee

Expertise and experience level

$2,907 - $5,400

Implants & Supplies

$1,454 - $2,700

Post-Op Care

Recovery and aftercare

$1,454 - $2,700

Anesthesia

Anesthesiologist or CRNA fee

$969 - $1,800

Total Estimated Cost

Kentucky all-in range

$5,538 – $23,075

Financing Options

Many Kentucky clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $13,845 looks like:

$577/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Kentucky's regional price parity (92.3). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Kentucky

Here are the highest-volume rotator cuff surgery providers in Kentucky. All rates come from CMS Medicare claims data — actual payments, not list prices.

Facility City Negotiated Rate Medicare Volume
Norton Hospital / Norton Healthcare Pavilion / Nor Louisville $1,287 $1,024 175
Uofl Health - Jewish Hospital Louisville $1,234 $978 84
St Elizabeth Medical Center North Edgewood $1,286 $1,008 72
Baptist Health Paducah Paducah $1,275 $1,013 55
Baptist Health Hardin Elizabethtown $1,270 $1,005 46
Pikeville Medical Center Pikeville $1,341 $1,064 45
University Of Kentucky Hospital Lexington $1,281 $1,009 44
Baptist Health Louisville Louisville $1,225 $966 40
Mercy Health Lourdes Hospital Paducah $1,241 $978 30
King's Daughters' Medical Center Ashland $1,240 $981 29
Regional Comparison

Rotator Cuff Surgery Cost in Nearby States

Rotator Cuff Surgery pricing varies across the region. Here's how Kentucky stacks up against its neighbors.

Common Questions

Expert Answers for Kentucky Patients

Local regulations, insurance nuance, and surgical standards specific to Kentucky.

Compare Kentucky with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main rotator cuff surgery cost guide.

View full rotator cuff surgery guide
What is the average price of rotator cuff surgery in Kentucky?
In Kentucky, rotator cuff surgery runs about $13,845 on average. Most patients pay between $5,538 and $23,075, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Will my health insurance pay for rotator cuff surgery?
Most insurance plans cover rotator cuff surgery when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Kentucky provider will minimize your out-of-pocket share.
How long is recovery after rotator cuff surgery?
Recovery after rotator cuff surgery typically takes 42 to 180 days. Most patients can handle light activities after 42 days, with full recovery by 180 days. Plan for time off work and factor in the cost of follow-up visits, medications, and any post-operative care when budgeting beyond the procedure cost itself.
What payment options exist for rotator cuff surgery in Kentucky?
Many Kentucky providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $13,845 cost into monthly installments.
How do I choose a rotator cuff surgery facility in Kentucky?
Focus on three things: the facility's rotator cuff surgery case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Kentucky has both hospital and outpatient options — outpatient centers typically offer significant savings.
Can I save by getting rotator cuff surgery in a neighboring state?
The math works out to about $375 in savings if you cross into West Virginia for rotator cuff surgery ($13,470 average vs. $13,845 in Kentucky). The catch: you'll want a local doctor who can handle any post-op issues rather than driving back across state lines for complications.
Does Kentucky Medicaid cover rotator cuff surgery?
If rotator cuff surgery is deemed medically necessary, Kentucky's Medicaid program may cover it partially or fully. You'll need your doctor to submit documentation to your plan. Elective cases without a medical justification are generally not covered.
Data Sources & References

How we calculate rotator cuff surgery costs in Kentucky

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Kentucky's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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