2026 Forecast Verified

Rotator Cuff Surgery Cost in Montana (2026)

In line with national pricing · Regional price parity: 97.5 · MT

Montana Average
$14,625
▼ -2.5% below national
Typical Range
$5,850 – $24,375
National avg: $15,000
Editorial view of Montana
Regional Pricing Confidence
88% Confidence Index
The Montana Market

What Drives Pricing Here

Three factors explain most of why rotator cuff surgery costs what it does in Montana.

Regional Price Parity

Montana's cost-of-living index sits at 97.5 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

11 facilities perform this procedure in Montana — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -2.5% below the national average ($15,000), Montana is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Rotator Cuff Surgery in Montana: What to Know

Montana offers robust options for rotator cuff surgery. St. Peter's Health in Helena holds DNV Healthcare’s Orthopedic Center of Excellence designation for shoulder surgery. For those in central Montana, Central Montana Orthopedic Specialists perform repairs at Great Falls Clinic Hospital/Surgery Center and Benefis Health System. Western Montana options include Missoula Bone & Joint, specializing in arthroscopic rotator cuff repair, and Northern Rockies Orthopaedic, offering advanced shoulder procedures in Missoula.

For potential savings, consider Ambulatory Surgery Centers (ASCs) like Missoula Bone & Joint Surgery Center, which often provide rotator cuff repair at a lower cost than hospital outpatient departments. While the state average is below the national average, prices fluctuate significantly by provider and location. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Montana

Rotator Cuff Surgery costs in Montana track close to the national average. Here's how the total is divided across cost components.

Facility Fee

OR time and hospital staffing

$3,071 - $5,704

Most significant cost

Surgeon Fee

Expertise and experience level

$3,071 - $5,704

Implants & Supplies

$1,536 - $2,852

Post-Op Care

Recovery and aftercare

$1,536 - $2,852

Anesthesia

Anesthesiologist or CRNA fee

$1,024 - $1,901

Total Estimated Cost

Montana all-in range

$5,850 – $24,375

Financing Options

Many Montana clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $14,625 looks like:

$609/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for Montana's regional price parity (97.5). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Montana

These Montana facilities handle the most rotator cuff surgery cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Volume
Billings Clinic Hospital Billings $1,381 $1,098 139
Benefis Hospitals Inc Great Falls $1,403 $1,116 126
Missoula Bone & Joint Surgery Center Llc Missoula $1,412 $1,123 61
Logan Health Medical Center Kalispell $1,512 $1,201 46
St Peters Health Helena $1,386 $1,099 42
St Patrick Hospital Missoula $1,412 $1,120 38
Bozeman Health Deaconess Regional Medical Center Bozeman $1,487 $1,185 31
Great Falls Clinic Hospital Great Falls $1,412 $1,121 20
Yellowstone Surgery Center Llc Billings $1,413 $1,062 17
St James Healthcare Butte $1,512 $1,205 13
Regional Comparison

Rotator Cuff Surgery Cost in Nearby States

While Montana's rotator cuff surgery costs are in line with the US average, neighboring states happen to run lower. Here's the comparison.

Common Questions

Expert Answers for Montana Patients

Local regulations, insurance nuance, and surgical standards specific to Montana.

Compare Montana with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main rotator cuff surgery cost guide.

View full rotator cuff surgery guide
What is the average price of rotator cuff surgery in Montana?
In Montana, rotator cuff surgery runs about $14,625 on average. Most patients pay between $5,850 and $24,375, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Does insurance cover rotator cuff surgery?
For medically necessary cases, rotator cuff surgery is usually covered. Your out-of-pocket cost in Montana will depend on your plan's deductible, copay structure, and whether your provider is in-network. Always get a pre-authorization before the procedure.
How long is recovery after rotator cuff surgery?
Plan for 42 to 180 days of downtime after rotator cuff surgery in Montana. The first week is typically the most restrictive — after that, you'll gradually resume daily routines. Post-op expenses like prescriptions and follow-up visits in Montana can add $731 to $1,462 to your total bill.
Are payment plans available for rotator cuff surgery in Montana?
Many Montana providers offer financing through medical credit companies like CareCredit or Prosper Healthcare Lending. You can also use HSA/FSA funds, negotiate a cash-pay discount (often 10-20% off), or ask about in-house payment plans that split the $14,625 cost into monthly installments.
What should I look for in a Montana rotator cuff surgery provider?
Start with case volume — facilities that perform more procedures generally have better outcomes. In Montana, also compare hospital vs. ambulatory surgery center pricing (ASCs can be 30-50% cheaper) and check whether your insurance network includes the facility.
Should I consider rotator cuff surgery outside Montana?
Crossing into Wyoming could save you $450 on rotator cuff surgery. That's $14,175 vs. Montana's $14,625. The key logistics to sort out: does your insurance cover Wyoming providers, and can your Montana doctor handle follow-up care after the procedure?
Can Medicaid help pay for rotator cuff surgery in Montana?
Montana Medicaid may cover rotator cuff surgery when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Data Sources & References

How we calculate rotator cuff surgery costs in Montana

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Montana's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

Compare Rotator Cuff Surgery Cost in Every State