2026 Forecast Verified

Open Heart Surgery Cost in Tennessee (2026)

Slightly below the national average · RPP 94.2 · TN

Tennessee Average
$141,300
▼ -5.8% below national
Typical Range
$75,360 – $235,500
National avg: $150,000
Editorial view of Tennessee
Regional Pricing Confidence
87% Confidence Index
The Tennessee Market

What Drives Pricing Here

Three factors explain most of why open heart surgery costs what it does in Tennessee.

Regional Price Parity

Tennessee's cost-of-living index sits at 94.2 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

14 facilities perform this procedure in Tennessee — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -5.8% below the national average ($150,000), Tennessee is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Open Heart Surgery in Tennessee: What to Know

Tennessee offers exceptional open-heart surgery options. Vanderbilt Heart and Vascular Institute in Nashville is a top-ranked program, leading the nation in advanced procedures and boasting one of the largest heart transplant programs. Ascension Saint Thomas Heart in Murfreesboro recently began performing open-heart surgeries, addressing a significant local need, while Covenant Health in East Tennessee has surgeons with over 30,000 successful open-heart procedures.

To potentially reduce costs, consider facilities in cities like Murfreesboro, which recently expanded its cardiac surgery offerings. While Tennessee's average cost is already below the national average, exploring options across different regions within the state or even nearby states like Georgia, where Chattanooga Heart Institute also serves, could be beneficial. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in Tennessee

You'll pay a bit less for open heart surgery in Tennessee compared to the national average. Here's how costs are distributed.

Hospital Stay

Per-night inpatient cost

$34,618 - $64,292

Most significant cost

Surgeon Fee

Expertise and experience level

$19,782 - $36,738

Implants & Supplies

$14,836 - $27,554

Operating Room

OR and equipment time

$14,836 - $27,554

Anesthesia

Anesthesiologist or CRNA fee

$7,913 - $14,695

Post-Op Care

Recovery and aftercare

$6,924 - $12,858

Total Estimated Cost

Tennessee all-in range

$75,360 – $235,500

Financing Options

Many Tennessee clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $141,300 looks like:

$5,888/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Cost estimates are adjusted for regional pricing. See how we calculate state-level costs →

Ranges adjusted for Tennessee's regional price parity (94.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in Tennessee

Below are the top facilities performing open heart surgery in Tennessee, ranked by volume. Rates shown are negotiated amounts from CMS Medicare data.

Facility City Negotiated Rate Medicare Volume
Vanderbilt University Medical Center Nashville $99,019 $74,654 53
Ascension Saint Thomas Hospital Nashville $65,779 $58,587 53
Tristar Centennial Medical Center Nashville $74,416 $45,434 35
Baptist Memorial Hospital Memphis $67,674 $42,259 30
Ascension Saint Thomas Hospital Nashville $78,162 $67,878 27
Memorial Healthcare System, Inc Chattanooga $58,852 $45,458 22
Parkwest Medical Center Knoxville $65,760 $49,492 21
Vanderbilt University Medical Center Nashville $111,187 $73,708 19
Tristar Centennial Medical Center Nashville $74,712 $63,001 19
Methodist Hospitals Of Memphis Memphis $59,755 $49,868 18
Regional Comparison

Open Heart Surgery Cost in Nearby States

Neighboring states offer a range of open heart surgery pricing. Tennessee falls in the middle of the pack.

Common Questions

Expert Answers for Tennessee Patients

Local regulations, insurance nuance, and surgical standards specific to Tennessee.

Compare Tennessee with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main open heart surgery cost guide.

View full open heart surgery guide
What is the average price of open heart surgery in Tennessee?
In Tennessee, open heart surgery runs about $141,300 on average. Most patients pay between $75,360 and $235,500, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Will my health insurance pay for open heart surgery?
Most insurance plans cover open heart surgery when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Tennessee provider will minimize your out-of-pocket share.
What's the recovery time for open heart surgery?
Plan for 42 to 120 days of downtime after open heart surgery in Tennessee. The first week is typically the most restrictive — after that, you'll gradually resume daily routines. Post-op expenses like prescriptions and follow-up visits in Tennessee can add $7,065 to $14,130 to your total bill.
What payment options exist for open heart surgery in Tennessee?
Financing open heart surgery in Tennessee is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
How do I compare open heart surgery facilities in Tennessee?
Focus on three things: the facility's open heart surgery case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Tennessee has both hospital and outpatient options — outpatient centers typically offer significant savings.
Can I save by getting open heart surgery in a neighboring state?
At $132,750, Mississippi is the cheapest neighboring option — 6% below Tennessee's average. If the savings justify your travel and lodging costs, it's a viable option. Many border-area patients do this, especially for elective procedures where timing is flexible.
Is open heart surgery covered under Tennessee's Medicaid program?
Tennessee Medicaid may cover open heart surgery when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Data Sources & References

How we calculate open heart surgery costs in Tennessee

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Tennessee's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

Compare Open Heart Surgery Cost in Every State