Open Heart Surgery Cost in Indiana (2026)
Modest savings vs. the US average · IN
What Drives Pricing Here
Three factors explain most of why open heart surgery costs what it does in Indiana.
Regional Price Parity
Indiana's cost-of-living index sits at 95.8 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.
Specialist Availability
6 facilities perform this procedure in Indiana — competition keeps pricing honest and gives you real leverage to shop quotes.
Vs. National Benchmark
At -4.2% below the national average ($150,000), Indiana is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.
Open Heart Surgery in Indiana: What to Know
Indiana offers robust options for open heart surgery. Ascension St. Vincent Heart Center in Carmel stands out as Indiana's only 5-star heart hospital, providing advanced care including heart transplants and VAD implantation. For specialized aortic conditions or robotic mitral valve repair, Indiana University Health Cardiovascular Surgery Program is the state's sole provider. Franciscan Health Indianapolis was also rated top in Indiana for cardiac care by CareChex® in 2022.
To potentially reduce costs, explore Ambulatory Surgery Centers (ASCs) for suitable cardiovascular procedures, which often offer lower prices and quicker recovery. While Indiana's average cost is already below the national average, you might also consider comparing options in neighboring states for specific procedures. Verify current pricing directly with providers.
Estimated Cost Breakdown in Indiana
Indiana falls slightly below the national average for open heart surgery costs. Here's the typical cost breakdown.
Hospital Stay
Per-night inpatient cost
Most significant cost
Surgeon Fee
Expertise and experience level
Implants & Supplies
Operating Room
OR and equipment time
Anesthesia
Anesthesiologist or CRNA fee
Post-Op Care
Recovery and aftercare
Total Estimated Cost
Indiana all-in range
Financing Options
Many Indiana clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $143,700 looks like:
- Soft credit check — no hard pull
- Instant approval decisions
- HSA/FSA eligible for qualifying cases
Based on CMS Medicare data and regional price parities. Learn about our methodology →
Ranges adjusted for Indiana's regional price parity (95.8). See the national percentage breakdown →
Facility Costs in Indiana
These Indiana facilities handle the most open heart surgery cases. The negotiated rate reflects what's actually paid after insurer discounts.
| Facility | City | Negotiated Rate | Medicare | Volume |
|---|---|---|---|---|
| Ascension St Vincent Heart Center | Carmel | $55,460 | $53,230 | 124 |
| Indiana University Health | Indianapolis | $73,573 | $70,933 | 26 |
| Franciscan Health Indianapolis | Indianapolis | $80,447 | $69,149 | 19 |
| Ascension St Vincent Heart Center | Carmel | $63,748 | $62,593 | 18 |
| Parkview Regional Medical Center | Fort Wayne | $71,061 | $69,958 | 14 |
| Methodist Hospitals Inc | Gary | $74,904 | $73,815 | 11 |
Open Heart Surgery Cost in Nearby States
Neighboring states offer a range of open heart surgery pricing. Indiana falls in the middle of the pack.
Expert Answers for Indiana Patients
Local regulations, insurance nuance, and surgical standards specific to Indiana.
Compare Indiana with any other state
See national pricing, all 50 state comparisons, and detailed cost factors in the main open heart surgery cost guide.
View full open heart surgery guideWhat should I expect to pay for open heart surgery in Indiana?
Will my health insurance pay for open heart surgery?
What's the recovery time for open heart surgery?
How can I finance open heart surgery in Indiana?
What should I look for in a Indiana open heart surgery provider?
Is it worth traveling to another state for open heart surgery?
Does Indiana Medicaid cover open heart surgery?
How we calculate open heart surgery costs in Indiana
Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:
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Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
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HCUP (Healthcare Cost & Utilization Project) — AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
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Bureau of Labor Statistics — Healthcare Practitioner Occupational Wages — BLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
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BEA Regional Price Parities (RPP) — U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for Indiana's cost-of-living relative to the national mean.
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FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
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Medicare Provider Utilization & Payment Data — CMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.
Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.