2026 Forecast Verified

Open Heart Surgery Cost in North Dakota (2026)

Modest savings vs. the US average · ND

North Dakota Average
$142,800
▼ -4.8% below national
Typical Range
$76,160 – $238,000
National avg: $150,000
Editorial view of North Dakota
Regional Pricing Confidence
88% Confidence Index
The North Dakota Market

What Drives Pricing Here

Three factors explain most of why open heart surgery costs what it does in North Dakota.

Regional Price Parity

North Dakota's cost-of-living index sits at 95.2 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

Limited local facility options in North Dakota can reduce price competition. Consider quotes from neighboring states if the travel is feasible.

Vs. National Benchmark

At -4.8% below the national average ($150,000), North Dakota is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Open Heart Surgery in North Dakota: What to Know

North Dakota offers robust open-heart surgery options. Sanford Medical Center Fargo is a standout, recognized among the nation's 50 Top Cardiovascular Hospitals by Premier, Inc., and was the only hospital in ND, SD, or MN to earn this distinction in 2025. It was also the first in the state to offer robotic-assisted heart valve replacement. Essentia Health-Fargo was another pioneer, introducing Medtronic's Evolut FX TAVR system.

For potentially lower costs, consider discussing options with hospitals like Altru Health System in Grand Forks or Trinity Health in Minot, which was the first to offer the CardioHelp system. While open-heart surgery is hospital-based, if you require specialized care not available locally, North Dakota patients sometimes travel to major metropolitan areas outside the state. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in North Dakota

You'll pay a bit less for open heart surgery in North Dakota compared to the national average. Here's how costs are distributed.

Hospital Stay

Per-night inpatient cost

$34,986 - $64,974

Most significant cost

Surgeon Fee

Expertise and experience level

$19,992 - $37,128

Implants & Supplies

$14,993 - $27,846

Operating Room

OR and equipment time

$14,993 - $27,846

Anesthesia

Anesthesiologist or CRNA fee

$7,997 - $14,851

Post-Op Care

Recovery and aftercare

$6,997 - $12,995

Total Estimated Cost

North Dakota all-in range

$76,160 – $238,000

Financing Options

Many North Dakota clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $142,800 looks like:

$5,950/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Prices reflect regional cost-of-living adjustments. How we calculate these numbers →

Ranges adjusted for North Dakota's regional price parity (95.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in North Dakota

CMS Medicare data shows limited facility options for open heart surgery in North Dakota. Fewer providers can mean less price competition.

Facility City Negotiated Rate Medicare Volume
Altru Hospital Grand Forks $68,896 $62,526 19
Sanford Fargo $62,673 $60,496 15
Regional Comparison

Open Heart Surgery Cost in Nearby States

North Dakota has the lowest open heart surgery costs in the region. Neighboring states all run higher — here's how they compare.

Common Questions

Expert Answers for North Dakota Patients

Local regulations, insurance nuance, and surgical standards specific to North Dakota.

Compare North Dakota with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main open heart surgery cost guide.

View full open heart surgery guide
What should I expect to pay for open heart surgery in North Dakota?
In North Dakota, open heart surgery runs about $142,800 on average. Most patients pay between $76,160 and $238,000, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Does insurance cover open heart surgery?
Yes — open heart surgery is generally covered by insurance in North Dakota when your doctor documents medical necessity. Expect to pay your deductible and copay, but the bulk of the $142,800 cost should be covered by your plan.
When can I return to work after open heart surgery?
The recovery timeline for open heart surgery is 42 to 120 days. Here's the general pattern: days 1-42 involve significant rest, days 42-120 are a gradual return to activity. North Dakota patients should also budget for post-op care costs — follow-up visits, pain management, and any required imaging or lab work.
Are payment plans available for open heart surgery in North Dakota?
Financing open heart surgery in North Dakota is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
Does North Dakota Medicaid cover open heart surgery?
Medicaid in North Dakota can cover open heart surgery when there's a documented medical need. The key is pre-authorization — your physician will need to submit clinical justification to your managed care organization before the procedure is approved.
Is open heart surgery eligible for HSA/FSA funds?
Yes — and it's worth doing. Paying for open heart surgery through your HSA or FSA in North Dakota means the $142,800 comes out of pre-tax earnings. Depending on your bracket, that's $28,560 to $49,980 you keep that would otherwise go to taxes. Just save your itemized receipts.
What fees are bundled into open heart surgery costs in North Dakota?
A typical open heart surgery quote in North Dakota bundles three main charges: the surgeon's professional fee, anesthesia, and the facility/OR fee. What's often missing from the quote: pre-op labs, post-surgery medications, compression garments, and any follow-up visits after the first one.
Data Sources & References

How we calculate open heart surgery costs in North Dakota

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for North Dakota's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

Compare Open Heart Surgery Cost in Every State