Open Heart Surgery Cost in Montana (2026)
In line with national pricing · Regional price parity: 97.5 · MT
Montana Average
$146,250
Typical Range
$78,000 – $243,750
National Average
$150,000
Estimated Cost Breakdown in Montana
Pricing for open heart surgery in Montana is roughly in line with the rest of the country. Here's the breakdown.
| Component | Estimated Range |
|---|---|
| Hospital Stay | $35,831 - $66,544 |
| Surgeon Fee | $20,475 - $38,025 |
| Implants Supplies | $15,355 - $28,519 |
| Operating Room | $15,355 - $28,519 |
| Anesthesia | $8,190 - $15,210 |
| Post Op Care | $7,166 - $13,309 |
| Total Estimated Cost | $78,000 – $243,750 |
Prices reflect regional cost-of-living adjustments. How we calculate these numbers →
Ranges adjusted for Montana's regional price parity (97.5). See the national percentage breakdown →
Facility Costs in Montana
CMS Medicare data shows limited facility options for open heart surgery in Montana. Fewer providers can mean less price competition.
| Facility | City | Negotiated Rate | Medicare Payment | Volume |
|---|---|---|---|---|
| St Patrick Hospital | Missoula | $60,385 | $57,165 | 45 |
| Billings Clinic Hospital | Billings | $59,784 | $58,136 | 12 |
| St Vincent Healthcare | Billings | $79,901 | $69,259 | 12 |
Open Heart Surgery Cost in Neighboring States
Montana runs close to the national average for open heart surgery, but it's the pricier option compared to its immediate neighbors.
Open Heart Surgery in Montana: Common Questions
What is the average price of open heart surgery in Montana?
Expect to budget around $146,250 for open heart surgery in Montana. The typical range spans $78,000 to $243,750 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.
Does insurance cover open heart surgery?
Insurance typically picks up most of the tab for open heart surgery when it's medically indicated. In Montana, confirm your surgeon is in-network and get pre-authorization before scheduling to avoid surprise bills.
How long is recovery after open heart surgery?
Most Montana patients need 42 to 120 days to fully recover from open heart surgery. Your surgeon will schedule follow-ups during this window to monitor healing. At Montana's cost of living (RPP 97.5), lost wages during recovery can be a significant hidden cost — budget for that alongside the procedure itself.
Are payment plans available for open heart surgery in Montana?
Financing open heart surgery in Montana is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
Is it worth traveling to another state for open heart surgery?
Potentially. Wyoming averages $141,750 for open heart surgery — a 3% savings over Montana. Whether it's worth the drive depends on how close you are to the border and whether you can arrange follow-up care locally.
Is open heart surgery covered under Montana's Medicaid program?
Montana Medicaid may cover open heart surgery when it's medically necessary and your doctor provides supporting documentation. Coverage details vary by managed care plan, so check directly with your Medicaid provider for pre-authorization steps.
Is open heart surgery eligible for HSA/FSA funds?
HSA and FSA accounts work for open heart surgery as long as there's medical necessity. Given Montana's $146,250 average, pre-tax payment through your health savings account is worth pursuing — the tax benefit alone could cover your follow-up care costs.