Open Heart Surgery Cost in Indiana (2026)
Modest savings vs. the US average · IN
Indiana Average
$143,700
Typical Range
$76,640 – $239,500
National Average
$150,000
Estimated Cost Breakdown in Indiana
Indiana falls slightly below the national average for open heart surgery costs. Here's the typical cost breakdown.
| Component | Estimated Range |
|---|---|
| Hospital Stay | $35,206 - $65,384 |
| Surgeon Fee | $20,118 - $37,362 |
| Implants Supplies | $15,088 - $28,022 |
| Operating Room | $15,088 - $28,022 |
| Anesthesia | $8,047 - $14,945 |
| Post Op Care | $7,041 - $13,077 |
| Total Estimated Cost | $76,640 – $239,500 |
Based on CMS Medicare data and regional price parities. Learn about our methodology →
Ranges adjusted for Indiana's regional price parity (95.8). See the national percentage breakdown →
Facility Costs in Indiana
These Indiana facilities handle the most open heart surgery cases. The negotiated rate reflects what's actually paid after insurer discounts.
| Facility | City | Negotiated Rate | Medicare Payment | Volume |
|---|---|---|---|---|
| Ascension St Vincent Heart Center | Carmel | $55,460 | $53,230 | 124 |
| Indiana University Health | Indianapolis | $73,573 | $70,933 | 26 |
| Franciscan Health Indianapolis | Indianapolis | $80,447 | $69,149 | 19 |
| Ascension St Vincent Heart Center | Carmel | $63,748 | $62,593 | 18 |
| Parkview Regional Medical Center | Fort Wayne | $71,061 | $69,958 | 14 |
| Methodist Hospitals Inc | Gary | $74,904 | $73,815 | 11 |
Open Heart Surgery Cost in Neighboring States
Neighboring states offer a range of open heart surgery pricing. Indiana falls in the middle of the pack.
Open Heart Surgery in Indiana: Common Questions
What should I expect to pay for open heart surgery in Indiana?
In Indiana, open heart surgery runs about $143,700 on average. Most patients pay between $76,640 and $239,500, with the final price shaped by your choice of surgeon, facility type, and procedure complexity.
Will my health insurance pay for open heart surgery?
Most insurance plans cover open heart surgery when it's deemed medically necessary. You'll typically need pre-authorization from your insurer, and staying in-network with a Indiana provider will minimize your out-of-pocket share.
What's the recovery time for open heart surgery?
Most Indiana patients need 42 to 120 days to fully recover from open heart surgery. Your surgeon will schedule follow-ups during this window to monitor healing. At Indiana's cost of living (RPP 95.8), lost wages during recovery can be a significant hidden cost — budget for that alongside the procedure itself.
How can I finance open heart surgery in Indiana?
Financing open heart surgery in Indiana is straightforward. Options include medical credit lines (CareCredit, Alphaeon Credit), your surgeon's in-house installment plan, or HSA/FSA dollars if the procedure has a medical component. Always compare the total cost with interest against a cash-pay discount.
What should I look for in a Indiana open heart surgery provider?
Focus on three things: the facility's open heart surgery case volume, its accreditation status, and the out-of-pocket cost at your insurance tier. Indiana has both hospital and outpatient options — outpatient centers typically offer significant savings.
Is it worth traveling to another state for open heart surgery?
Potentially. Kentucky averages $138,450 for open heart surgery — a 4% savings over Indiana. Whether it's worth the drive depends on how close you are to the border and whether you can arrange follow-up care locally.
Does Indiana Medicaid cover open heart surgery?
Medicaid in Indiana can cover open heart surgery when there's a documented medical need. The key is pre-authorization — your physician will need to submit clinical justification to your managed care organization before the procedure is approved.