2026 Forecast Verified

Cataract Surgery Cost in North Dakota (2026)

Below-average pricing · Regional price parity: 95.2 · ND

North Dakota Average
$4,760
▼ -4.8% below national
Typical Range
$3,332 – $6,664
National avg: $5,000
Editorial view of North Dakota
Regional Pricing Confidence
88% Confidence Index
The North Dakota Market

What Drives Pricing Here

Three factors explain most of why cataract surgery costs what it does in North Dakota.

Regional Price Parity

North Dakota's cost-of-living index sits at 95.2 — meaningfully below the national benchmark (100). This directly scales facility and staffing overhead, which flow through to every procedure price.

Specialist Availability

8 facilities perform this procedure in North Dakota — competition keeps pricing honest and gives you real leverage to shop quotes.

Vs. National Benchmark

At -4.8% below the national average ($5,000), North Dakota is a discount market. Often driven by lower overhead or less metro concentration — quality can still be excellent.

State Context

Cataract Surgery in North Dakota: What to Know

North Dakota offers several excellent options for cataract surgery. Trinity Health in Minot performs a significant number of cases, averaging 758 annually, and utilizes advanced trifocal lenses. For those near Fargo, Bagan Winkels Vision performs over 1,000 cataract surgeries each year, while Sanford and Essentia Health also offer services. The North Dakota Eye Clinic in Grand Forks brings 70 years of specialized experience to cataract and LASIK surgery.

To potentially reduce costs, consider an Ambulatory Surgery Center (ASC) in North Dakota. These facilities can offer substantial savings, sometimes up to 50% less in out-of-pocket expenses compared to hospital settings for the same procedure. Dakota Eye Institute in Bismarck also provides modern, no-stitch techniques. Verify current pricing directly with providers.

Itemized Breakdown

Estimated Cost Breakdown in North Dakota

Cataract Surgery pricing in North Dakota comes in modestly under the US average. This is the typical expense structure.

Facility Fee

OR time and hospital staffing

$1,000 - $1,856

Most significant cost

Surgeon Fee

Expertise and experience level

$1,000 - $1,856

Implants & Supplies

$500 - $928

Post-Op Care

Recovery and aftercare

$500 - $928

Anesthesia

Anesthesiologist or CRNA fee

$333 - $619

Total Estimated Cost

North Dakota all-in range

$3,332 – $6,664

Financing Options

Many North Dakota clinics partner with CareCredit or Alphaeon. A typical 24-month, 0% APR term on $4,760 looks like:

$198/mo
Est. 24 months · 0% APR promo
  • Soft credit check — no hard pull
  • Instant approval decisions
  • HSA/FSA eligible for qualifying cases

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for North Dakota's regional price parity (95.2). See the national percentage breakdown →

Hospital-Level Data

Facility Costs in North Dakota

These North Dakota facilities handle the most cataract surgery cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Volume
Trinity Hospitals Minot $2,273 $1,809 758
Sanford Fargo $2,121 $1,689 459
Essentia Health Fargo Fargo $2,125 $1,692 190
Essentia Health Fargo Fargo $3,932 $3,132 171
Chi St Alexius Health Bismarck $3,932 $3,132 111
Sanford Fargo $3,932 $3,133 77
Altru Hospital Grand Forks $2,276 $1,813 68
Trinity Hospitals Minot $4,211 $3,355 35
Regional Comparison

Cataract Surgery Cost in Nearby States

North Dakota has the lowest cataract surgery costs in the region. Neighboring states all run higher — here's how they compare.

Common Questions

Expert Answers for North Dakota Patients

Local regulations, insurance nuance, and surgical standards specific to North Dakota.

Compare North Dakota with any other state

See national pricing, all 50 state comparisons, and detailed cost factors in the main cataract surgery cost guide.

View full cataract surgery guide
How much does cataract surgery cost in North Dakota?
North Dakota patients pay an average of $4,760 for cataract surgery. Quotes from individual providers generally fall between $3,332 and $6,664, with facility fees and surgeon experience accounting for most of the variation.
Can I use insurance for cataract surgery in North Dakota?
Insurance typically picks up most of the tab for cataract surgery when it's medically indicated. In North Dakota, confirm your surgeon is in-network and get pre-authorization before scheduling to avoid surprise bills.
How do I compare cataract surgery facilities in North Dakota?
Start with case volume — facilities that perform more procedures generally have better outcomes. In North Dakota, also compare hospital vs. ambulatory surgery center pricing (ASCs can be 30-50% cheaper) and check whether your insurance network includes the facility.
What's the downtime after cataract surgery?
Recovery is quick compared to many procedures. At 2 to 7 days total, the short downtime keeps total costs lower in North Dakota — less time off work means the $4,760 procedure price is closer to your true all-in cost.
Is cataract surgery covered under North Dakota's Medicaid program?
Medicaid in North Dakota can cover cataract surgery when there's a documented medical need. The key is pre-authorization — your physician will need to submit clinical justification to your managed care organization before the procedure is approved.
Can I pay for cataract surgery with pre-tax health savings?
Your HSA or FSA can cover cataract surgery when it's medically indicated. This is one of the smartest ways to pay in North Dakota — at the $4,760 average, you're looking at $952 to $1,666 in effective tax savings. Make sure to get an itemized bill for your records.
What fees are bundled into cataract surgery costs in North Dakota?
The quoted cost for cataract surgery in North Dakota typically covers the surgeon's fee, anesthesia, and facility/operating room charges. Additional costs not always included: pre-operative imaging and lab work, prescription medications, post-op garments or braces, and follow-up visits beyond the initial post-op check.
Data Sources & References

How we calculate cataract surgery costs in North Dakota

Cost estimates combine procedure-specific pricing data with regional cost-of-living and provider-supply adjustments. Primary sources:

  • Hospital pricing transparency files — CMS-required machine-readable data published by hospitals under the CMS Hospital Price Transparency rule (effective January 2021). Provides actual negotiated rates between hospitals and insurers.
  • HCUP (Healthcare Cost & Utilization Project)AHRQ's HCUP databases provide nationally-representative procedure cost data by state, payer, and patient demographics.
  • Bureau of Labor Statistics — Healthcare Practitioner Occupational WagesBLS OEWS data on surgeon, anesthesiologist, and surgical staff wages by state, used to model regional labor-cost differences in procedure pricing.
  • BEA Regional Price Parities (RPP)U.S. Bureau of Economic Analysis state-level price-level indices, used to adjust national procedure averages for North Dakota's cost-of-living relative to the national mean.
  • FAIR Health Consumer Cost Lookup — the FAIR Health database aggregates billed and allowed amounts from over 36 billion claim records, providing a check on procedure-cost ranges by ZIP code.
  • Medicare Provider Utilization & Payment DataCMS public-use files on Medicare-allowed amounts and submitted charges by HCPCS/CPT code and state, used as a baseline for procedure-cost ranges.

Estimates are illustrative and reflect typical pricing ranges; actual costs depend on insurance coverage, surgical complexity, anesthesia type, hospital vs. ambulatory setting, and individual patient factors. Always confirm pricing directly with providers and your insurance carrier. See our methodology page for full calculation details.

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