Cataract Surgery Cost in Indiana (2026)

Modest savings vs. the US average · IN

Indiana Average
$4,790
Typical Range
$3,353 – $6,706
National Average
$5,000
▼ -4.2% below national average

Cataract Surgery in Indiana: What to Know

Indiana offers accessible cataract surgery, with Eye Specialists of Indiana, founded in 1987, being the state’s first and longest-standing cataract referral center. Eye Surgeons of Indiana in Lafayette utilizes the LENSAR Laser System for precise, customized procedures at their "eye specific" Advanced Surgery Center, a Medicare-approved facility. Deen-Gross Eye Centers in Merrillville and Hobart have performed over 35,000 surgeries, offering advanced Light Adjustable Lenses for customizable vision. Many surgeries use a rapid "no-shot, no-stitch, no-patch" technique.

For potential savings, consider medical tourism within Indiana. Evansville is highlighted as a destination where cataract surgery costs can be significantly less than in Indianapolis. Also, ambulatory surgery centers, like the Advanced Surgery Center, typically offer lower out-of-pocket costs compared to hospital settings. Verify current pricing directly with providers.

Estimated Cost Breakdown in Indiana

Indiana falls slightly below the national average for cataract surgery costs. Here's the typical cost breakdown.

ComponentEstimated Range
Facility Fee $1,006 - $1,868
Surgeon Fee $1,006 - $1,868
Implants Supplies $503 - $934
Post Op Care $503 - $934
Anesthesia $335 - $623
Total Estimated Cost $3,353 – $6,706

Based on CMS Medicare data and regional price parities. Learn about our methodology →

Ranges adjusted for Indiana's regional price parity (95.8). See the national percentage breakdown →

Facility Costs in Indiana

These Indiana facilities handle the most cataract surgery cases. The negotiated rate reflects what's actually paid after insurer discounts.

Facility City Negotiated Rate Medicare Payment Volume
Union Hospital Inc Terre Haute $2,085 $1,658 869
Ascension St Vincent Evansville Evansville $2,003 $1,587 865
St Mary Medical Center Inc Hobart $2,114 $1,672 742
Northwest Health- Porter Valparaiso $2,051 $1,626 720
Northwest Health-La Porte La Porte $2,018 $1,602 536
Hendricks Regional Health Danville $2,036 $1,608 334
Memorial Hospital And Health Care Center Jasper $1,951 $1,547 323
Franciscan Health Munster Munster $2,125 $1,687 301
Good Samaritan Hospital Vincennes $1,924 $1,526 274
Community Hospital Munster $2,133 $1,694 266

Cataract Surgery Cost in Neighboring States

See how Indiana's cataract surgery costs compare to neighboring states. Prices can vary significantly even across state lines.

Cataract Surgery in Indiana: Common Questions

What is the average price of cataract surgery in Indiana?
Expect to budget around $4,790 for cataract surgery in Indiana. The typical range spans $3,353 to $6,706 — where you land depends on your provider, whether you choose a hospital or outpatient center, and the specifics of your case.
Does insurance cover cataract surgery?
Insurance typically picks up most of the tab for cataract surgery when it's medically indicated. In Indiana, confirm your surgeon is in-network and get pre-authorization before scheduling to avoid surprise bills.
How do I compare cataract surgery facilities in Indiana?
Compare facilities on volume (higher volume correlates with better outcomes), accreditation status, and the negotiated rate vs. what you'd pay out of pocket. In Indiana, check whether an outpatient surgery center can perform your cataract surgery — ASCs typically charge 30-50% less than hospitals for the same procedure.
Can I save by getting cataract surgery in a neighboring state?
Crossing into Kentucky could save you $175 on cataract surgery. That's $4,615 vs. Indiana's $4,790. The key logistics to sort out: does your insurance cover Kentucky providers, and can your Indiana doctor handle follow-up care after the procedure?
How quickly can I recover from cataract surgery?
Expect about 2 to 7 days of reduced activity after cataract surgery. The limited downtime is a plus from a budgeting standpoint — at Indiana income levels, even a few extra days off work can add meaningfully to the total expense.
Can Medicaid help pay for cataract surgery in Indiana?
Medicaid coverage for cataract surgery in Indiana depends on medical necessity. If your doctor documents that cataract surgery is required for your health, Indiana Medicaid may cover part or all of the cost. Pre-authorization is typically required. Contact Indiana's Medicaid office or your managed care plan for specific coverage details.
Can I pay for cataract surgery with pre-tax health savings?
Medically necessary cataract surgery qualifies for HSA and FSA funds. In Indiana, that means you could save $958 to $1,676 on the $4,790 average by paying with pre-tax dollars instead of after-tax income.

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