Mommy Makeover Cost in 2026
Mommy Makeover Overview
- National average: $13,500 (range: $10,000–$20,000)
- Insurance: never — Mommy makeovers are cosmetic combination procedures and never covered by insurance.
- Recovery: 21–56 days typical downtime
- Biggest cost driver: Facility type — outpatient centers can be 30–50% less than hospitals
A mommy makeover is a combination of cosmetic procedures designed to restore your pre-pregnancy body, typically involving a tummy tuck, breast augmentation or lift, and liposuction. The costs for a mommy makeover can vary quite a bit, largely depending on the extent of the procedures you choose and the experience level of your plastic surgeon. More experienced surgeons often charge higher professional fees. The location where you have the surgery also plays a role, as facility fees can differ significantly between hospitals and accredited outpatient surgical centers. The complexity of your individual case will also affect the total cost.
The quoted price for a mommy makeover generally includes the surgeon's fee, anesthesia costs, the facility fee for the operating room, and necessary surgical supplies like compression garments. However, it may *not* include pre-operative medical tests, prescription medications for pain, or potential costs for revisions if needed.
Unfortunately, insurance almost never covers mommy makeovers, as they are considered elective cosmetic procedures. Therefore, you'll likely need to explore financing options like medical loans or payment plans offered by your surgeon's office. One way to potentially save on costs is to choose an accredited outpatient surgical center over a hospital, as these facilities often have lower overhead costs. Always confirm exactly what's included in your quoted price and don't hesitate to ask about all-inclusive pricing. Keep in mind that costs can vary significantly based on individual circumstances, and you should always verify pricing directly with your chosen provider.
Cost Breakdown
Here's how the total cost of mommy makeover typically breaks down:
Mommy Makeover Cost by State
Costs vary significantly by location. The map below shows how each state compares to the national average.
5 Cheapest States
- Mississippi — $11,948 (-11.5%)
- West Virginia — $12,123 (-10.2%)
- Alabama — $12,218 (-9.5%)
- Arkansas — $12,312 (-8.8%)
- Missouri — $12,393 (-8.2%)
5 Most Expensive States
- Hawaii — $15,714 (+16.4%)
- California — $15,296 (+13.3%)
- New York — $15,228 (+12.8%)
- Massachusetts — $15,052 (+11.5%)
- District of Columbia — $14,918 (+10.5%)
Mommy Makeover Cost in All 50 States
| State ▲▼ | Avg Cost ▲▼ | vs National ▲▼ | Details |
|---|---|---|---|
| Alabama | $12,218 | -9.5% | View AL |
| Alaska | $14,674 | +8.7% | View AK |
| Arizona | $13,608 | +0.8% | View AZ |
| Arkansas | $12,312 | -8.8% | View AR |
| California | $15,296 | +13.3% | View CA |
| Colorado | $14,202 | +5.2% | View CO |
| Connecticut | $14,823 | +9.8% | View CT |
| Delaware | $13,837 | +2.5% | View DE |
| District of Columbia | $14,918 | +10.5% | View DC |
| Florida | $13,540 | +0.3% | View FL |
| Georgia | $13,230 | -2.0% | View GA |
| Hawaii | $15,714 | +16.4% | View HI |
| Idaho | $13,122 | -2.8% | View ID |
| Illinois | $13,662 | +1.2% | View IL |
| Indiana | $12,933 | -4.2% | View IN |
| Iowa | $12,892 | -4.5% | View IA |
| Kansas | $12,798 | -5.2% | View KS |
| Kentucky | $12,460 | -7.7% | View KY |
| Louisiana | $12,582 | -6.8% | View LA |
| Maine | $14,013 | +3.8% | View ME |
| Maryland | $14,418 | +6.8% | View MD |
| Massachusetts | $15,052 | +11.5% | View MA |
| Michigan | $13,432 | -0.5% | View MI |
| Minnesota | $13,972 | +3.5% | View MN |
| Mississippi | $11,948 | -11.5% | View MS |
| Missouri | $12,393 | -8.2% | View MO |
| Montana | $13,162 | -2.5% | View MT |
| Nebraska | $13,028 | -3.5% | View NE |
| Nevada | $13,567 | +0.5% | View NV |
| New Hampshire | $14,242 | +5.5% | View NH |
| New Jersey | $14,782 | +9.5% | View NJ |
| New Mexico | $12,663 | -6.2% | View NM |
| New York | $15,228 | +12.8% | View NY |
| North Carolina | $13,338 | -1.2% | View NC |
| North Dakota | $12,852 | -4.8% | View ND |
| Ohio | $13,270 | -1.7% | View OH |
| Oklahoma | $12,528 | -7.2% | View OK |
| Oregon | $14,512 | +7.5% | View OR |
| Pennsylvania | $13,743 | +1.8% | View PA |
| Rhode Island | $14,148 | +4.8% | View RI |
| South Carolina | $12,622 | -6.5% | View SC |
| South Dakota | $13,068 | -3.2% | View SD |
| Tennessee | $12,717 | -5.8% | View TN |
| Texas | $12,987 | -3.8% | View TX |
| Utah | $13,392 | -0.8% | View UT |
| Vermont | $14,107 | +4.5% | View VT |
| Virginia | $13,932 | +3.2% | View VA |
| Washington | $14,472 | +7.2% | View WA |
| West Virginia | $12,123 | -10.2% | View WV |
| Wisconsin | $13,473 | -0.2% | View WI |
| Wyoming | $12,758 | -5.5% | View WY |
What Affects the Price of Mommy Makeover
- Geographic location — cost of living and regional price parities vary widely across states
- Surgeon's experience & credentials — board-certified specialists with extensive experience typically charge more
- Facility type — hospital-based procedures cost more than outpatient surgery centers or clinics
- Anesthesia requirements — general anesthesia costs more than local or sedation options
- Procedure complexity — minimally invasive (laparoscopic/robotic) vs. open surgery affects cost and recovery
- Length of hospital stay — inpatient stays add room, nursing, and monitoring charges per day
- Pre-op testing & imaging — bloodwork, EKGs, MRIs, and other tests required before surgery
- Post-operative care — follow-up visits, physical therapy, and medications add to the total cost
- Insurance coverage — in-network vs. out-of-network, deductibles, and copays significantly impact out-of-pocket costs
Insurance & Financing for Mommy Makeover
Mommy makeovers are cosmetic combination procedures and never covered by insurance.
Financing Options
- Payment plans — many surgeons and facilities offer interest-free monthly payment plans
- Medical credit cards — CareCredit and Prosper Healthcare Lending offer promotional 0% APR periods
- HSA / FSA — if the procedure is medically necessary, you can use pre-tax health savings account funds
- Personal loans — medical personal loans from banks or online lenders can cover the full cost
- Hospital financial assistance — many hospitals offer charity care or sliding-scale discounts based on income
Recovery Timeline
A mommy makeover is a significant undertaking, so careful planning is key. Before your surgery, you'll have detailed consultations with your surgeon to discuss your goals and determine the best combination of procedures for you. You'll also undergo medical tests to ensure you're a good candidate. Be prepared to stop certain medications, like blood thinners, and start others as instructed.
On the day of your mommy makeover, you'll be under general anesthesia. The surgery itself can take anywhere from four to seven hours, depending on the procedures involved. When you wake up, you'll have dressings and possibly drains in place. The first 24-48 hours are the most uncomfortable, so arrange for help at home.
Full recovery takes several weeks. Expect to need at least three to eight weeks off work, depending on the physical demands of your job. Don't forget to arrange for a ride home after surgery and plan for multiple follow-up appointments with your surgeon to monitor your healing. Remember that swelling and bruising are normal and will gradually subside over time, revealing your new contours.
Frequently Asked Questions
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Compare Mommy Makeover Cost in Every State
Click a state to see detailed mommy makeover pricing, top surgeons, and local cost factors.