Hip Replacement Surgery Cost in 2026
Hip Replacement Surgery Overview
- National average: $32,000 (range: $20,000–$50,000)
- Insurance: usually — Covered by Medicare and most insurance when medically necessary for severe...
- Recovery: 28–90 days typical downtime
- Biggest cost driver: Facility type — outpatient centers can be 30–50% less than hospitals
Hip replacement surgery involves replacing a damaged hip joint with an artificial one, typically recommended for people suffering from severe arthritis or hip injuries. The cost of this procedure can vary widely, mainly because of factors like your surgeon's experience, the type of facility where you have the surgery (hospital vs. specialized surgical center), and the geographic region where you have the procedure performed. More complex cases also tend to drive up costs.
Your total cost will usually include the surgeon's fee, anesthesia, the facility fee for the operating room and recovery area, the cost of the hip implant and other surgical supplies, and your immediate post-operative care, including a short hospital stay. It's important to confirm what *isn't* included, such as physical therapy or longer-term rehabilitation, which can add to your overall expense.
The good news is that hip replacement surgery is typically covered by insurance, though your specific plan will determine your out-of-pocket costs like co-pays, deductible and co-insurance. If you're concerned about affording the procedure, explore options like payment plans offered by the hospital or even financing through a medical credit card. One potential way to save money is to ask your doctor if you're a good candidate for an outpatient hip replacement, which allows you to recover at home and avoid the higher costs associated with a hospital stay.
*Disclaimer: Costs can vary significantly based on individual circumstances and location. Always verify pricing and coverage details directly with your healthcare providers and insurance company.*
Cost Breakdown
Here's how the total cost of hip replacement surgery typically breaks down:
Hip Replacement Surgery Cost by State
Costs vary significantly by location. The map below shows how each state compares to the national average.
5 Cheapest States
- Mississippi — $28,320 (-11.5%)
- West Virginia — $28,736 (-10.2%)
- Alabama — $28,960 (-9.5%)
- Arkansas — $29,184 (-8.8%)
- Missouri — $29,376 (-8.2%)
5 Most Expensive States
- Hawaii — $37,248 (+16.4%)
- California — $36,256 (+13.3%)
- New York — $36,096 (+12.8%)
- Massachusetts — $35,680 (+11.5%)
- District of Columbia — $35,360 (+10.5%)
Hip Replacement Surgery Cost in All 50 States
| State ▲▼ | Avg Cost ▲▼ | vs National ▲▼ | Details |
|---|---|---|---|
| Alabama | $28,960 | -9.5% | View AL |
| Alaska | $34,784 | +8.7% | View AK |
| Arizona | $32,256 | +0.8% | View AZ |
| Arkansas | $29,184 | -8.8% | View AR |
| California | $36,256 | +13.3% | View CA |
| Colorado | $33,664 | +5.2% | View CO |
| Connecticut | $35,136 | +9.8% | View CT |
| Delaware | $32,800 | +2.5% | View DE |
| District of Columbia | $35,360 | +10.5% | View DC |
| Florida | $32,096 | +0.3% | View FL |
| Georgia | $31,360 | -2.0% | View GA |
| Hawaii | $37,248 | +16.4% | View HI |
| Idaho | $31,104 | -2.8% | View ID |
| Illinois | $32,384 | +1.2% | View IL |
| Indiana | $30,656 | -4.2% | View IN |
| Iowa | $30,560 | -4.5% | View IA |
| Kansas | $30,336 | -5.2% | View KS |
| Kentucky | $29,536 | -7.7% | View KY |
| Louisiana | $29,824 | -6.8% | View LA |
| Maine | $33,216 | +3.8% | View ME |
| Maryland | $34,176 | +6.8% | View MD |
| Massachusetts | $35,680 | +11.5% | View MA |
| Michigan | $31,840 | -0.5% | View MI |
| Minnesota | $33,120 | +3.5% | View MN |
| Mississippi | $28,320 | -11.5% | View MS |
| Missouri | $29,376 | -8.2% | View MO |
| Montana | $31,200 | -2.5% | View MT |
| Nebraska | $30,880 | -3.5% | View NE |
| Nevada | $32,160 | +0.5% | View NV |
| New Hampshire | $33,760 | +5.5% | View NH |
| New Jersey | $35,040 | +9.5% | View NJ |
| New Mexico | $30,016 | -6.2% | View NM |
| New York | $36,096 | +12.8% | View NY |
| North Carolina | $31,616 | -1.2% | View NC |
| North Dakota | $30,464 | -4.8% | View ND |
| Ohio | $31,456 | -1.7% | View OH |
| Oklahoma | $29,696 | -7.2% | View OK |
| Oregon | $34,400 | +7.5% | View OR |
| Pennsylvania | $32,576 | +1.8% | View PA |
| Rhode Island | $33,536 | +4.8% | View RI |
| South Carolina | $29,920 | -6.5% | View SC |
| South Dakota | $30,976 | -3.2% | View SD |
| Tennessee | $30,144 | -5.8% | View TN |
| Texas | $30,784 | -3.8% | View TX |
| Utah | $31,744 | -0.8% | View UT |
| Vermont | $33,440 | +4.5% | View VT |
| Virginia | $33,024 | +3.2% | View VA |
| Washington | $34,304 | +7.2% | View WA |
| West Virginia | $28,736 | -10.2% | View WV |
| Wisconsin | $31,936 | -0.2% | View WI |
| Wyoming | $30,240 | -5.5% | View WY |
What Affects the Price of Hip Replacement Surgery
- Geographic location — cost of living and regional price parities vary widely across states
- Surgeon's experience & credentials — board-certified specialists with extensive experience typically charge more
- Facility type — hospital-based procedures cost more than outpatient surgery centers or clinics
- Anesthesia requirements — general anesthesia costs more than local or sedation options
- Procedure complexity — minimally invasive (laparoscopic/robotic) vs. open surgery affects cost and recovery
- Length of hospital stay — inpatient stays add room, nursing, and monitoring charges per day
- Pre-op testing & imaging — bloodwork, EKGs, MRIs, and other tests required before surgery
- Post-operative care — follow-up visits, physical therapy, and medications add to the total cost
- Insurance coverage — in-network vs. out-of-network, deductibles, and copays significantly impact out-of-pocket costs
Insurance & Financing for Hip Replacement Surgery
Covered by Medicare and most insurance when medically necessary for severe arthritis or hip fracture.
Financing Options
- Payment plans — many surgeons and facilities offer interest-free monthly payment plans
- Medical credit cards — CareCredit and Prosper Healthcare Lending offer promotional 0% APR periods
- HSA / FSA — if the procedure is medically necessary, you can use pre-tax health savings account funds
- Personal loans — medical personal loans from banks or online lenders can cover the full cost
- Hospital financial assistance — many hospitals offer charity care or sliding-scale discounts based on income
Recovery Timeline
Before your hip replacement, you'll have consultations with your surgeon and anesthesiologist, plus some blood tests and imaging. You may need to stop certain medications, like blood thinners, and possibly start pre-operative physical therapy.
On the day of surgery, you'll receive either general or spinal anesthesia, so you won't feel anything during the 60–120 minute procedure. The surgeon will replace your damaged hip joint with a prosthetic implant. After surgery, you'll wake up in a recovery room.
In the first 24-48 hours, expect pain managed with medication. You'll start physical therapy almost immediately with gentle exercises. Remember to arrange for a ride home, as you won't be able to drive. Full recovery typically takes 4-12 weeks. During this time, you'll gradually increase your activity level with physical therapy. Don't forget to schedule and attend all follow-up appointments with your surgeon to monitor your progress! Plan for significant time off work, depending on the physical demands of your job.
Frequently Asked Questions
How much does Hip Replacement Surgery cost in 2026?
Does insurance cover hip replacement surgery?
What's the cheapest state for hip replacement surgery?
What affects hip replacement surgery cost?
How long is recovery after hip replacement surgery?
Where is hip replacement surgery most expensive?
Compare Hip Replacement Surgery Cost in Every State
Click a state to see detailed hip replacement surgery pricing, top surgeons, and local cost factors.