CT Scan Cost in 2026

Q: Does insurance cover ct scan?

Insurance coverage for ct scan is: usually . Generally covered when ordered by a physician for diagnostic purposes. ER CT scans are covered as emergency care.

National Average

$1,500

Typical range: $300 – $6,750

Procedure Time: 10–30 min

Risk Level: low

Insurance: usually

CT Scan Overview

Key Takeaways

National average: $1,500 (range: $300–$6,750)
Insurance: usually — Generally covered when ordered by a physician for diagnostic purposes. ER CT...
Biggest cost driver: Facility type — outpatient centers can be 30–50% less than hospitals

A CT scan, also known as a CAT scan, uses X-rays and computer technology to create detailed images of your body. Doctors often order this scan to diagnose the cause of unexplained pain, like abdominal pain, or to detect conditions like infections, bone fractures, or tumors. The scan is non-invasive and usually takes between 10 and 30 minutes to complete.

The final price for your CT scan can fluctuate based on several factors. Facility fees make up a significant portion of the total cost, so where you have the scan performed matters. The radiologist's fee for interpreting the images also contributes substantially to the overall expense.

To potentially lower your costs, inquire about the price difference between having your CT scan done at a hospital outpatient department versus a freestanding imaging center. Freestanding centers often have lower overhead, which can translate to lower prices for you. Confirm all costs with your provider before scheduling.

Cost Breakdown

Here's how the total cost of ct scan typically breaks down:

Facility Fee

45%

$472-$877

Imaging center or hospital facility charge

Radiologist Reading

30%

$315-$585

Radiologist interpretation and report

Technologist Fee

25%

$262-$487

Imaging technologist performing the scan

CT Scan Cost by State

Costs vary significantly by location. The map below shows how each state compares to the national average.

Interactive cost map coming soon.

CT Scan Cost in All 50 States

State ▲▼	Avg Cost ▲▼	vs National ▲▼	Details
Alabama	$1,358	-9.5%	View AL
Alaska	$1,630	+8.7%	View AK
Arizona	$1,512	+0.8%	View AZ
Arkansas	$1,368	-8.8%	View AR
California	$1,700	+13.3%	View CA
Colorado	$1,578	+5.2%	View CO
Connecticut	$1,647	+9.8%	View CT
Delaware	$1,537	+2.5%	View DE
District of Columbia	$1,658	+10.5%	View DC
Florida	$1,504	+0.3%	View FL
Georgia	$1,470	-2.0%	View GA
Hawaii	$1,746	+16.4%	View HI
Idaho	$1,458	-2.8%	View ID
Illinois	$1,518	+1.2%	View IL
Indiana	$1,437	-4.2%	View IN
Iowa	$1,432	-4.5%	View IA
Kansas	$1,422	-5.2%	View KS
Kentucky	$1,384	-7.7%	View KY
Louisiana	$1,398	-6.8%	View LA
Maine	$1,557	+3.8%	View ME
Maryland	$1,602	+6.8%	View MD
Massachusetts	$1,672	+11.5%	View MA
Michigan	$1,492	-0.5%	View MI
Minnesota	$1,552	+3.5%	View MN
Mississippi	$1,328	-11.5%	View MS
Missouri	$1,377	-8.2%	View MO
Montana	$1,462	-2.5%	View MT
Nebraska	$1,448	-3.5%	View NE
Nevada	$1,507	+0.5%	View NV
New Hampshire	$1,582	+5.5%	View NH
New Jersey	$1,642	+9.5%	View NJ
New Mexico	$1,407	-6.2%	View NM
New York	$1,692	+12.8%	View NY
North Carolina	$1,482	-1.2%	View NC
North Dakota	$1,428	-4.8%	View ND
Ohio	$1,474	-1.7%	View OH
Oklahoma	$1,392	-7.2%	View OK
Oregon	$1,612	+7.5%	View OR
Pennsylvania	$1,527	+1.8%	View PA
Rhode Island	$1,572	+4.8%	View RI
South Carolina	$1,402	-6.5%	View SC
South Dakota	$1,452	-3.2%	View SD
Tennessee	$1,413	-5.8%	View TN
Texas	$1,443	-3.8%	View TX
Utah	$1,488	-0.8%	View UT
Vermont	$1,568	+4.5%	View VT
Virginia	$1,548	+3.2%	View VA
Washington	$1,608	+7.2%	View WA
West Virginia	$1,347	-10.2%	View WV
Wisconsin	$1,497	-0.2%	View WI
Wyoming	$1,418	-5.5%	View WY

What Affects the Price of CT Scan

Geographic location — cost of living and regional price parities vary widely across states
Surgeon's experience & credentials — board-certified specialists with extensive experience typically charge more
Facility type — hospital-based procedures cost more than outpatient surgery centers or clinics
Anesthesia requirements — general anesthesia costs more than local or sedation options
Procedure complexity — minimally invasive (laparoscopic/robotic) vs. open surgery affects cost and recovery
Length of hospital stay — inpatient stays add room, nursing, and monitoring charges per day
Pre-op testing & imaging — bloodwork, EKGs, MRIs, and other tests required before surgery
Post-operative care — follow-up visits, physical therapy, and medications add to the total cost
Insurance coverage — in-network vs. out-of-network, deductibles, and copays significantly impact out-of-pocket costs

Insurance & Financing for CT Scan

usually

Generally covered when ordered by a physician for diagnostic purposes. ER CT scans are covered as emergency care.

Financing Options

Payment plans — many surgeons and facilities offer interest-free monthly payment plans
Medical credit cards — CareCredit and Prosper Healthcare Lending offer promotional 0% APR periods
HSA / FSA — if the procedure is medically necessary, you can use pre-tax health savings account funds
Personal loans — medical personal loans from banks or online lenders can cover the full cost
Hospital financial assistance — many hospitals offer charity care or sliding-scale discounts based on income

Related Procedures

Frequently Asked Questions

How much does CT Scan cost in 2026?

The national average cost of ct scan in 2026 is $1,500. Prices typically range from $300 to $6,750 depending on your location, surgeon, and facility.

Does insurance cover ct scan?

Insurance coverage for ct scan is: usually. Generally covered when ordered by a physician for diagnostic purposes. ER CT scans are covered as emergency care.

What's the cheapest state for ct scan?

The most affordable states for ct scan are Mississippi ($1,328), West Virginia ($1,347), Alabama ($1,358). These states benefit from lower costs of living and regional price parities.

What affects ct scan cost?

Key factors that affect the cost of ct scan include geographic location, surgeon experience, facility type (hospital vs. outpatient center), anesthesia requirements, and procedure complexity. Insurance coverage and negotiated rates also play a major role in your final out-of-pocket cost.

Where is ct scan most expensive?

The most expensive states for ct scan are Hawaii ($1,746), California ($1,700), New York ($1,692). Higher costs of living and demand for specialists drive prices up in these areas.

Compare CT Scan Cost in Every State

Click a state to see detailed ct scan pricing, top surgeons, and local cost factors.

AL $1,358 AK $1,630 AZ $1,512 AR $1,368 CA $1,700 CO $1,578 CT $1,647 DE $1,537 DC $1,658 FL $1,504 GA $1,470 HI $1,746 ID $1,458 IL $1,518 IN $1,437 IA $1,432 KS $1,422 KY $1,384 LA $1,398 ME $1,557 MD $1,602 MA $1,672 MI $1,492 MN $1,552 MS $1,328 MO $1,377 MT $1,462 NE $1,448 NV $1,507 NH $1,582 NJ $1,642 NM $1,407 NY $1,692 NC $1,482 ND $1,428 OH $1,474 OK $1,392 OR $1,612 PA $1,527 RI $1,572 SC $1,402 SD $1,452 TN $1,413 TX $1,443 UT $1,488 VT $1,568 VA $1,548 WA $1,608 WV $1,347 WI $1,497 WY $1,418